Name
Joyce
Member since
February 2015
On-time repayments
32 installments • 75%
I am Joyce Yegon, married with two children. I was born in Rongai, Nakuru County. I did my standard eight exam and thereafter proceeded to high school where I did the KCSE exam, i.e . O-levels. Due to the financial constraints of my parents, I could not proceed to college. My other siblings were still in primary and secondary school.
After I got married, I engaged myself to a business of selling clothes, mainly for women and children. I used to move from one house to the other, but within a period of two years I stopped doing it because most of my clothes were taken on credit, and my customers could not honor their pledges. Thus, at the end of the month, I was making a loss instead of a profit.
Early 2013, I decided to start a new business i.e. a kiosk selling a variety of household goods, from foodstuffs to other items like buckets, sandals, etc. Already I had bought a plot, so after I had gotten enough profit, last year I decided to build my own plot where I would not be paying monthly rent. I used almost Ksh. 150,000 to build it.
Having moved to my plot, I need to stock my stock properly so that I reap a lot of profit from it. I also plan to extend my kiosk in order to have a small store where I will keep items bought in bulk to avoid any inconvenience.
I am at the centre and my shop is the first one, so I have many customers who come to my shop. I have a passion for it!
My requested loan will be used to restock my kiosk as I use my profit to extend it. Per month, after subtracting the expenses, my profit is Ksh. 10-15,000. My target this year is to raise to about Ksh. 20-30,000 per month. My children are in Class 2 and Kindergarten, respectively, and thus I will use some of my profit to pay their school fees of about Ksh. 9,000 per term.
I will use my loan to restock my kiosk. I will buy more foodstuffs like rice, which is normally in high demand. I will buy 100 kg, costing Us. dollar $75.22, i.e each 50 kg is US dollar $37.6, a good quality brand being Mother Star. The remaining Us. dollar $21.50 will be used to buy a variety of sandals, especially for women.
I am Joyce Yegon married with two children. I was born in Rongai, Nakuru county. I did my standard eight exam and thereafter proceeded to high school where I did the KCSE exam i.e . O'levels. Due to financial constraints of my parents, I could not proceed to college. My other siblings were still in Primary and Secondary level.
After I got married, I engaged myself to a business of selling of clothes mainly for women and children. I used to move from one house to the other, but within a period of two years I stopped doing it because most of my clothes were taken on credit and my customers could not honor their pledges thus at the end of the month its like I was making loss instead of profit.
Early 2013 I decided to start a new business i.e. a kiosk selling a variety of house holds, from food stuffs to other items like buckets, sandals etc. Already I had bought a plot so after I had gotten enough profit last year I decided to build my own plot where I would not be paying monthly rent. I used almost Ksh. 150,000 to build it.
Having moved to my plot I need to stock my stock properly so that I reap alot of profit from it. I also plan to extend my kiosk in order to have a small store where I will keep items bought in bulks to avoid any inconveniences.
I am at the centre and my shop is the first one so I have many customers who come to my shop, I have passion for it.
My requested loan will be used to restock my kiosk as I use my profit to extend it. Per month after subtracting the expenses is Ksh. 10-15,000. My target this year is to raise to about Ksh. 20-30,000 per month. My children are in Class 2 and Kindergarten respectively and thus use some of my profit to pay them school fees of about Ksh. 9,000 per term.
I will use my loan to restock my kiosk. I will buy more food stuffs like rice which are normally on high demand. I will buy 100 kg costing Us. dollar 75.22 i.e each 50 kg is US dollar 37.6 good quality brand being Mother Star. The remaining Us. dollar 21.5 will be used to buy a variety of sandals especially for women.
Positive
1
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$100.00
Date disbursed
Feb 24, 2015
Repayment status
On Time
Projected term
7 months
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Amount repaid
$104.23
Amount remaining
$0.00
Date repaid
Oct 10, 2015
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Mar 8, 2015 | $3.26 | Mar 8, 2015 | $3.26 |
Mar 15, 2015 | $3.26 | Mar 8, 2015 | $0.08 |
Mar 14, 2015 | $3.18 | ||
Mar 22, 2015 | $3.26 | Mar 14, 2015 | $0.16 |
Mar 23, 2015 | $3.10 | ||
Mar 29, 2015 | $3.26 | Mar 23, 2015 | $0.23 |
Mar 28, 2015 | $3.02 | ||
Apr 5, 2015 | $3.26 | Mar 28, 2015 | $0.31 |
Apr 4, 2015 | $2.94 | ||
Apr 12, 2015 | $3.26 | Apr 4, 2015 | $0.39 |
Apr 12, 2015 | $2.87 | ||
Apr 19, 2015 | $3.26 | Apr 12, 2015 | $2.69 |
Apr 19, 2015 | $0.57 | ||
Apr 26, 2015 | $3.26 | Apr 19, 2015 | $2.77 |
Apr 26, 2015 | $0.49 | ||
May 3, 2015 | $3.26 | Apr 26, 2015 | $0.07 |
May 4, 2015 | $3.19 | ||
May 10, 2015 | $3.26 | May 4, 2015 | $0.14 |
May 11, 2015 | $3.11 | ||
May 17, 2015 | $3.26 | May 11, 2015 | $2.44 |
May 18, 2015 | $0.81 | ||
May 24, 2015 | $3.26 | May 18, 2015 | $1.41 |
Jun 8, 2015 | $1.84 | ||
May 31, 2015 | $3.26 | Jun 8, 2015 | $3.26 |
Jun 7, 2015 | $3.26 | Jun 8, 2015 | $0.46 |
Jun 18, 2015 | $2.80 | ||
Jun 14, 2015 | $3.26 | Jun 18, 2015 | $0.53 |
Jul 8, 2015 | $2.72 | ||
Jun 21, 2015 | $3.26 | Jul 8, 2015 | $3.26 |
Jun 28, 2015 | $3.26 | Jul 8, 2015 | $3.26 |
Jul 5, 2015 | $3.26 | Jul 8, 2015 | $2.43 |
Aug 1, 2015 | $0.82 | ||
Jul 12, 2015 | $3.26 | Aug 1, 2015 | $3.26 |
Jul 19, 2015 | $3.26 | Aug 1, 2015 | $1.48 |
Aug 11, 2015 | $1.78 | ||
Jul 26, 2015 | $3.26 | Aug 11, 2015 | $3.26 |
Aug 2, 2015 | $3.26 | Aug 11, 2015 | $0.52 |
Aug 31, 2015 | $2.73 | ||
Aug 9, 2015 | $3.26 | Aug 31, 2015 | $3.26 |
Aug 16, 2015 | $3.26 | Aug 31, 2015 | $3.26 |
Aug 23, 2015 | $3.26 | Aug 31, 2015 | $3.26 |
Aug 30, 2015 | $3.26 | Aug 31, 2015 | $3.26 |
Sep 6, 2015 | $3.26 | Aug 31, 2015 | $0.91 |
Sep 16, 2015 | $2.34 | ||
Sep 13, 2015 | $3.26 | Sep 16, 2015 | $0.99 |
Oct 10, 2015 | $2.27 | ||
Sep 20, 2015 | $3.26 | Oct 10, 2015 | $3.26 |
Sep 27, 2015 | $3.26 | Oct 10, 2015 | $3.26 |
Oct 4, 2015 | $3.26 | Oct 10, 2015 | $3.26 |
Oct 11, 2015 | $3.31 | Oct 10, 2015 | $3.31 |
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