Restocking of dry foodstuffs for my grocery store

David Banda

Lusaka, Zambia

100% repaid



David Banda


Lusaka, Zambia

On-time repayments

7 weekly installments  •  86%

About Me

My Name is David Banda I am a 21 year old Male of Lusaka. In the year 2016 my family got a very big tragedy as both of my parents perished in a fatal road traffic accident in Kapiri Mposhi. During that time I was doing my grade 10 at Kafue Boys secondary school. With no financial aid or insurance I was forced to drop out of school to vent for my younger siblings aged 12 and 8 respectively. Luckily my parents had a grocery store in Kapiri Mposhi where they resided and so my siblings and I had to relocate to Lusaka permanently with the aid of the saved income I was able to open a grocery store which has supported my siblings through primary school and secondary school. I am also attending night school as my dream is to finish my secondary school education

My Business

My business is a simple grocery store which stocks different kinds of groceries ranging from house hold food stuffs to house hold tools like brooms and mops. In my part time I also work as an electrician, I am able to fix broken appliances such as fridges and stoves. I plan on studying electrical engineering when God gives me the chance

Loan Proposal

With the loan I am applying for I would like to use the money to stock up on dry food stuffs which really come in handy for customers as compared to the fresh frozen produce which can be costly . I would like to buy some soya pieces and sardines which I will repackage and display in my store.

Income Source

Yes, especially during times of covid.. but I also repair fridges,stoves and tvs as a second source of income so I am sure that I will not give you problems when paying this loan back..

My Videos

Apr 21, 2021: My introduction to my grocery shop






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Loan Info

Disbursed amount


Date disbursed

Mar 18, 2021

Repayment status

On Time

Projected term

7 weeks

Cost of loan

Service fee: 5% of $89.66 = $4.48

Credit risk payment: $12.55

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