Restocking the layers

Lawrence Njunge

Nairobi Utawala/githunguri, Kenya

100% repaid

Entrepreneur

Name

Lawrence Njunge

Member since

January 2013

On-time repayments

199 installments  •  28%

About Me

I was born in 1st January 1983 at Riruta Satellite sub-location, Riruta location in Dagoreti constituency, Nairobi. Am the first born from a humble beginning characterized with polygamy and extensiveness in size- 11 in number. Education was the most challenging aspect of my growth, a factor that contributes to my urge of setting up more affordable education centers. Today, am a family man with one daughter, am the one who looks into the future of my generations to come, the outcome of my life.
I live in Utawala Githunguri, suburb of Nairobi. My occupation (teachind and lecturing) is my passion, something that I do to ensure that I produce my best.
I started my education from Silver Beck St. Martin in late 1980s, joined Entarara Primary school in Loitokitok at the shadows of mount Kilimanjaro and with good grades I joined my secondary education at Mashuuru secondary school 1998-2001. From there I managed to join Tororo Progressive Academy for high school education; form 5-6 in the year 2002-2003 and graduated to join Makerere University where I graduated with Bachelors of Education in Economics and History. Besides, I have attained other certificates for computers and sales.
I did start this business after so many hurdles and challenges by employers. Apart from these, I felt my services were exhausted and needed room for much. I taught Manchester High School in Kampala, moved back to Kenya and secured myself a chance at Kenya Medical training College KMTC Loitokitok, transfered to Kilifi, Coast General and called a quit when I was asked again to Garsen in Garissa. Also the experience gained from both Uganda and Kenya in teaching for survival facilitated my appetite for having an institution of my own. Challenges and hardships also I had undergone while studying in-culminated me to having an institution that would assist the less privileged since I had to skive classes to look for odd jobs to feed myself and pay the campus fees.
Most of the earnings from my business go back either directly or indirectly since its still in DE-toothing stage, too small to be called an institution and much is required in its expansion. These include: books and stationery, computers and furniture, paying bills and rents among other infrastructural facilities.
The vision and mission of our future are the most intriguing because we need to have permanent infrastructural facilities i.e land, building transport modes and room for expansion and research. With Zidisha bringing the financial services close, I know that my ambition will not only be a dream but a realistic en-devour of future prospects.
I have acquired other loans, paid successfully until when I did get information about the Zidisha' achievements and less percentage charged with which one can be able to plan and pay back without tussles and hustles. A condition that is hard to get in Kenya and Africa
at large.
The need to advertise due to competition and marketing expenditures, poor library and laboratory environment makes us seek more and better financial organization and Zidisha is such an organization.
I did start this business after so many hurdles and challenges by employers. Apart from these, I felt my services were exhausted and needed room for much. I taught Manchester High School in Kampala, moved back to Kenya and secured myself a chance at Kenya Medical training College KMTC Loitokitok, transfered to Kilifi, Coast General and called a quit when I was asked again to Garsen in Garissa. Also the experience gained from both Uganda and Kenya in teaching for survival facilitated my appetite for having an institution of my own. Challenges and hardships also I had undergone while studying in-culminated me to having an institution that would assist the less privileged since I had to skive classes to look for odd jobs to feed myself and pay the campus fees.
Most of the earnings from my business go back either directly or indirectly since its still in DE-toothing stage, too small to be called an institution and much is required in its expansion. These include: books and stationery, computers and furniture, paying bills and rents among other infrastructural facilities.
The vision and mission of our future are the most intriguing because we need to have permanent infrastructural facilities i.e land, building transport modes and room for expansion and research. With Zidisha bringing the financial services close, I know that my ambition will not only be a dream but a realistic en-devour of future prospects.
I have acquired other loans, paid successfully until when I did get information about the Zidisha' achievements and less percentage charged with which one can be able to plan and pay back without tussles and hustles. A condition that is hard to get in Kenya and Africa
at large.
The need to advertise due to competition and marketing expenditures, poor library and laboratory environment makes us seek more and better financial organization and Zidisha is such an organization.

My Business

My business goes by the name above which it took me more thinking before I could conceptualize in the 2005. Having been born in Kenya, brought up at the border of Kenya and Tanzania and completed my education from Uganda, I got the urge to have an institution that would have no boundaries and go beyond the horizons.
I started by recruiting student from Tanzania since I had started it in the boundaries of Kenya and Tanzania. Due to inefficiency, insufficiency of students and lack of registration, the circumstance forced me to close down and re-locate to Ngong at the wrong time when the government was shutting down unregistered institutions in the year 2008. I pulled strong and started with process, the government acknowledged the name and gave me the go ahead in 2009.
Due to poor financial stability, I moved it to a suburb where life was not very expensive like in Ngong which neighbors the Karen Blixen estate making life very unaffordable for small part timers. Today, we have been able to plant roots here in Ruai along Kangundo road.
We offer our affordable services ranging from certificates, Diploma and advanced Diploma in Accounts, Business Administration and Management, Computer packages, Community Development, Customer Service, Public Relations, Purchasing Supply, Supply Chain Management, Social Work, I.T, I.C.T Tourism among others.
The demand for this services is inevitable due to less and poor colleges amidst the never ending population and besides we do charge in consideration of the less fortunate, by giving back to community.
As if its not enough, we give survival projects to our less fortunate students where they are able to raise money to cater for their daily needs. Quality also is of the essence when it come to our client since we put much into consideration; time, energy, need, blessings and commitment.
have been able to maintain my customers to the after sale service by those who either have completed from this institution or those have ever heard about us. The standard we try to achieve despite these hardship is understandable through interaction of both I, my staffs and the under graduands. The sacrifice I have gone ahead to achieve is undisputed by many and thus gives this institution a privilege above all other colleges.
The location also has given a hand to more preference because the radius is well covered. Above all, hard work that we undergo while marketing makes everyone prefer us because recognition is not just longed, its created.
The risks this business faces are poor financial stability, competition and lack of required facility increased expenditures in terms of salaries and rents that can kill the business if not well managed.
During February, March, April to May, we can term this period as the most productive. Other months are low season due to less availability of clients and customer related factors.

Loan Proposal

Dear lenders,
I and my college employees; East African College of Technology, for three days in a row; Wednesday 5th, Thursday 6th and Friday 7th of August, we attended Kenya Agricultural Research Institute poultry seminar. Here we were introduced to a new breed; an improved layer breed which is highly productive, disease resistant and heavyweight good for consumption.
The current lot of chicken; which was our first one, had a lot of challenges despite the many brains incorporated. The budget was poorly projected omitting so many relevant inputs that were compulsory. For example; vaccines, vitamins, antibiotics, feeders, feeds, drinkers and even water which is a natural resource elsewhere but in area, expensive. These among other factors contributed to our poor on time repayment, something that will never be repeated in future. Our apologies.
We need approximately 510 dollars to purchase 200 chicks as for our project. 300 dollars will feed the chicks to maturity.
Kindly assist us raise this amount in the Income Generating Activity and join hands in making a better world together.
This I.G.A project is aimed at improving my employees welfare as in better payment, allowances and feeding at the institution and also supporting the poor students through sponsorships of school fees, general support like pocket money and medical insurance.

Feedback

None

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$505.55

Date disbursed

Jan 8, 2016

Repayment status

On Time

Projected term

6 months

Cost to entrepreneur

Service fee: $20.99

Lawrence opted to pay $83.04 into the Zidisha Members Loan Fund in return for a higher starting credit limit.

Lenders

C

Christian

Saarbruecken, Germany

N

nsamberger

London, United Kingdom

Elinor

Maple Lake, MN, United States

D

drjofleming

UK, United Kingdom

COOPITALIST

Toronto, Canada

ErikN

Stockholm, Sweden

Scott

Oregon, United States

F

FHult

Stockholm, Sweden

sarasofia

Stockholm, Sweden

R

Roman

Barcelona, Spain

johnandmoliehi

Canton, New York, United States

MienDeGraeve

Ouagadougou, Burkina Faso

beverly

Vancouver, Canada

O

OneSummer

Muenster/Westphalia, Germany

A

anonymous123

United States

tasos

hove, United Kingdom

H

hanh352

Homosassa, United States

indeh

London, United Kingdom

SeeMeeFi

Ontario, Canada

chrsve46

Stockholm, Sweden

Myrar

Aarau, Switzerland

AdvancingCompassion

San Diego, United States

B

Butters

San Jose, United States

mtnsailor

Harrisonburg, United States

jimmycarterforever

Missoula, United States

dhulsterwim

LIER, Belgium

swendl

Iowa, United States

I

ijerkov

Zagreb, Croatia

E

erogers

Vancouver, Canada

postnihilist

Honolulu, United States

B

BlackWolf

Lappeenranta, Finland

8

8chrono8

London, United Kingdom

sarna

Toronto, Canada

K

KnutG

Bergen, Norway

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

M

Marod

Edmonton, Canada

M

marcmesich

Kaohsiung, Taiwan

A

Andrii

Kiev, Ukraine

K

kingcamo1095

Mountain Home, United States

R

run426

DeBary, United States

D

Dutch_lender

Leiderdorp, Netherlands

B

BMcDermott

Washington, DC, United States

D

DogFort1

Sydney, Australia

M

martyb

United States

W

wiwillia

Milbrae, United States

A

axienjii

Amsterdam, United Kingdom

AllieJ

Camberwell, Australia

J

Jonas

Linköping, Sweden

Justin

Connecticut, United States

J

JeffH

United States

T

theironbank

United States

Paul Buchheit

Mountain View, United States

S

Samhall8

Brandon, Canada

P

plhughes

United States

B

bugdaniel

Switzerland

B

bigMo

United States

T

tmarkus

Netherlands

B

bscent

Hong Kong

Taylor Hanna

United States

B

blambert

United States

V

vbud

United States

M

Microfinance

United States

Grant Xavier Storer

Seattle, Wa, United States

E

edbean

United Kingdom

S

sarahb

United States

Otto Barten

Amsterdam, Netherlands

B

Bennphoto

United Kingdom

D

ddm08

United States

I

ident

Horsholm, Denmark

NathanMoore

United States

Dave

Ede, Netherlands

C

Crainster

Chapel Hill, United States

T

twm3823

United States

P

pnrjulius

United States

Matthias Schulz

Berlin, Germany, Germany

Kyle Hoback

Jersey City, NJ, United States

K

Kelly729

United States

D

djlayton4

United States

K

Kristiina

All Countries

JL

Joao Leal

United Kingdom

Sara

United Kingdom

Peter R

Fulda, Germany

B

Berrin

Stuttgart, Germany

Heiko

Haan, Germany

Veeti

Helsinki, Finland

Villa Maria Outliers

Montreal, Canada

Torsten Schreiber

Frankfurt, Germany

AA

Adam Atlas

Montreal, QC, Canada, Canada

o24kristin

Schaumburg, United States

MW

Matt Willis

United States

WH

Walter Hill

United States

W

Wade

United States

H

Hakon

Drammen, Norway

MB

michael breen

United Kingdom

The Bayiates Family

Chicago, IL, United States

E

erica

antwerpen, Belgium

ME

Mike Engsberg

United States

BK

Brianne Keyes

United States

H

hawkins

United States

JM

John Myers

United States

Max Lettenberger

Madison, WI, United States

Julia

United States

KL

Kevin Law

United States

Kevin

San Francisco, United States

JC

JD Conley

United States

KD

Kent Don

United States

Jennifer Weber

Canandaigua, Ny, United States

A

Anthony

United States

MH

Matt Harris

United States

Paul

Seattle, United States

Cameron Graham

Nashville, TN, United States

JD

Jeff DePree

United States

J

Jill

Republic of Korea

RR

Ria Rose

New Zealand

Marcus M

San Antonio, Texas, United States

ME

Manaal Eisa

Washington DC, United States

A

A

United States

Caroline Cress

Seattle, WA, United States

BC

Best Chapman

United Arab Emirates

Framework Eyewear

Utrecht, Netherlands

B

Brent

United States

Martin Nielsen

Aarhus, Denmark

JF

Jason Foti

United States

M

Mart

United Kingdom

D

Daniel

United States

JW

John Walsh

Alicante, Spain

Robin Padberg

Pétion-Ville, Haiti

E

eriklonnroth

United Kingdom

MJ

Monika Jelic

United States

Jason Ormand

New York City, United States

A

Andrei

United States

M

Mark

United States

Heidy

N J, United States

R

Roanna

Alberta, Canada, Canada

EB

Emily Brown

United States

K

kris

Belgium

Derek Haney

New Orleans, United States

Tam Thao Nathan

United States

TW

Tyler Wood

United States

philippelazaro

Eugene, Oregon, United States

BS

Brandon S

United States

FJ

Flo Jo

United States

YV

Yuri Vanin

United States

V

Vidar

Oslo, Norway

JC

juli camrud

United States

M

Magnus

Switzerland

Carla

United States

SB

Sue Bucholz

Sacramento, United States

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