Revamping my grocery shop to raise my college fee

Joan Chepkirui

Tenwek, Kenya

100% repaid



Joan Chepkirui

Member since

June 2014

On-time repayments

42 installments  •  69%

About Me

NURSING IS A CALLING!I am aspiring to be one.I am a 21 year old christian lady in my 2nd year of study at Tenwek Mission Hospital per-suing a diploma in Nursing.I come from a very humble background and my parents have a huge burden to meet our needs for our upkeep and studies.I have younger siblings who go to school as well.My wish is to have a source of income that will help me give a helping hand to my parents with our upkeep money,bus fare,lunch,accommodation and even school fees for my siblings.

My Business

I have set up a small grocery store near the lower hospital gate at Tenwek Mission [email protected] years ago when I joined the hospital,I saw the huge need for fresh fruits and vegetables here.My immediate market is the hospital staff,the doctors,nurses,patients,visitors and even students.Some of the doctors and nurses are expatriates o Caucasian origin and they love fresh quality fruits such as bananas,apples,oranges,sukuma wiki,spinach and a local indigenous fruit that they love so much called ISAGEK.I buy my fruits and vegetables for Ksh2000 or USD22per day from the nearby Silibwet market.I sell them for about ksh2500 a day or USD30.I make a profit of Ksh500 or usd30 per day.I pay the lady that I employed and remain with something small.There is competition but my clients prefer mine because I am so hygienic,my goods are fresh and quality and my prices are competitive.The challenges I have is capital to improve my stock and structure.

Loan Proposal

The zidisha loan will help me improve my grocery shop in the following ways.I will spend USD80 to improve on my structure which at times leaks when it rains.It gets affected by adverse weather conditions and thus affecting the quality of my stock.I will buy new iron sheets and timber and get someone to fix the structure for me.This will help my shop have a classy look to attract more customers.I will use USD35 to acquire more stock.I need a variety of fruits including apples and pawpaws that customers frequently ask for.I will also buy enough stock so that it does not run out.I will use the rest of USD25 to hire someone competent enough to help me run the shop.The measure above will assist me by increasing my customers and sales.This will increase my profits and help me with my school fee.Thank you.






Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Aug 27, 2014

Repayment status

On Time

Projected term

5 weeks

Cost to entrepreneur

Lender interest: $93.33 at 5.32% annual rate over 1 month = $0.48

Service fee: $0.32




London, United Kingdom



Vence, France



Lakewood, United States



Republic of Korea

Matching Fund

Sterling, United States



United States


ZIDISHA, Mozambique



Maputo, United States


World Wide, United States

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