Rice and maize flour for grocery shop

Joseph Kawiti

Mishomoroni, Kenya

100% repaid

Entrepreneur

Name

Joseph Kawiti

Location

Mishomoroni, Kenya

On-time repayments

210 weekly installments  •  93%

About Me

My name is Joseph Kawiti, born in coast region of Kenya at a place called Taveta. I was raised in a farming community where people tend their small parcels of land for their food and to sell the surplus. Taveta is near the border of Kenya and Tanzania and as such there is a lot of cross border trading and the area teems with people from all corners of the two countries.

I am the first born in a family of 7 siblings and growing up was not easy. I was deprived of many childhood necessities due to the meager income of my parents. However they managed to take me to primary school where I did eight years and then proceeded to secondary school. I only did one year of secondary school and my parents could not afford to pay school fees for me due to many competing needs of the family.

I started doing menial jobs around my home area and after a few years, my aunt who lives in Mombasa which is about 150 kilometers away invited me to assist her in her business. Mombasa is a much bigger town and I started working at my aunt’s printing workshop as a machine operator. I worked there for 3 years and when I gained enough experience, I started my own printing firm with much help of my aunt.

This is what I am still doing for a living. I am married with two children aged 7 and 3 years old. I work very hard for their upkeep and to ensure that they lead a better life and get a better education than what I did.

My Business

I deal with all kinds of printing. I mostly do business cards, wedding cards, business fliers, brochures, receipt & invoice books etc. I use an offset machine due to its low maintenance cost. I serve the institutions around Mombasa such as schools, churches and other private businesses.
Through the wonderful Zidisha family, I have been able to open up grocery shop which is run by my wife. My printing business has not been doing very well but this I attribute to the Covid- 19 pandemic. It is my hope that as we approach the general elections it will pick up as aspiring candidates will be printing posters, banners, caps and tee shirts. I intend to take advantage of this and believe ZIDISHA LENDING FAMILY
will come in handy to make my dream come true.
PROMISE
As the great Zidisha and its entire lenders have helped me to become someone in my community. I promise not to disappoint you.
Zidisha Community I sincerely thank you for your last loan which has helped me to expand my business. My long experience in this field (Printing) is an added advantage. As I had said above the the money that i made i opened up a grocery shop for my wife as a side hustle to sew up the torn up pieces. You made it happen. God bless Zidisha.

LOAN PROPOSAL.
Thanks Zidisha group for your support. You helped me a lot to achieve my dreams. Opening a grocery shop and at the same time been able to continue with my printing business is a great step forward to me and I take it as a great achievement in my life. Once I get the intended loan I will use it in buying more stock for the grocery shop, service the printing machine i readiness for the printing boom business and ensure i have enough material before the prices hike.
Grocery expenses $ 310
Machine repair. $ 117
Printing materials. $ 400
It is my sincere hope that you will consider my loan application and approve it.

Loan Proposal

Grocery shop 800 dollars machine 100 dollars and home expenses 104 dollars that is what i will do with loan from you my lenders

Feedback

2

None

None

  • tom hd    Feb 8, 2016

    Very happy to have been able to help. Repayments were on time. I wish you luck with your business.

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  • beckynagel    Feb 8, 2016

    Great to work with -- would lend again!

    Log in to reply • Share
    • Joseph Kawiti    May 31, 2017

      Thanks beckynagel my God bless you

      I thank everyone who has done your best in funding my loan. Am very grateful and i sincerely believe the remaining amount will be attained before the expiry of loan's time.
      I intend to use this money in the following manner.
      Purchasing groceries USD 357.00
      Servicing machine USD 110.00
      Printing material USD 360.00

      Log in to reply • Share


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Loan Info

Project Type

Classic Loan

Disbursed amount

$837.07

Date disbursed

Aug 21, 2018

Repayment status

On Time

Projected term

14 months

Cost to entrepreneur

Service fee: $37.63

Credit risk payment: $150.52

Lenders

C

Christian

Saarbruecken, Germany

investor

Candiac, Canada

ErikN

Stockholm, Sweden

Raymondo

Dublin, Ireland

C

chrisherron

Chicago, United States

ElWal

Kirn, Germany

Z

Zippo

Berlin, Germany

T

tomdeneire

Eke, Belgium

Cloudways

Malta, Malta

Andreas1974

Fristad, Sweden

pentatonicscale

Niiza-shi, Japan

ads68

Melbourne, Australia

P

Peksa

Espoo, Finland

G

glh25

Winooski, United States

JTShorty

Gorham, Maine, United States

L

LenoMetus

Perth, Australia

B

BMcDermott

Washington, DC, United States

C

Clben7

Cincinnati, United States

sderickson

Berkeley, CA, United States

SBlue1

Germany

B

beckynagel

United States

M

Mal57

Australia

T

thenwhen

United States

M

me.iulian

Iasi, Romania

A

andreab

United States

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

E

Erich

Zurich, Switzerland

A

AER

Germany

Lukas Petereit

Frankfurt, Germany

PC

Patrick Clavette

Hartford, Wisconsin, United States

SK

Stefan Kruell

Muenster, Germany

Max Lettenberger

Madison, WI, United States

HS

Harry Shulman

United States

JC

JD Conley

United States

CNV

United States

R

Rolands

Taichung, Taiwan

V

Vidar

Oslo, Norway

RC

Rudi Chen

United States

B

Boris

Bern, Switzerland

A

AJ

United States

RG

Ravi Gadad

United States

James

London, United Kingdom

D

Dalton

San Francisco, United States

Dean Suminski

Portland, Oregon, United States

JF

J Fister

United States

Salvatore Martello

New York, New York, United States

B

Brian

Rancho Cordova, United States

M

Mary

United States

Tyler Metcalf

Utah, United States

S

Sarah

Arlington, United States

KJ

Karin Joy

Philadelphia, PA, USA, United States

L

Liz

Canada

ML

miriam levine

United States

S

SmartDoDo

Utrecht, Netherlands

D

Daniel

Hong Kong

MB

MW Brown

United Kingdom

Jane

California, United States

PJ

Pike Juniors

Adelaide, Australia

J

JB

Germany

MM

Mac McKiva

United States

BR

Brian Rickman

United States

We Not Me

St. Paul, Minnesota, United States

VD

Vince Darley

United Kingdom

SM

Shawn Murphy

United States

JL

Julia Loose

United States

AE

Asher Enciso

United States

The Krugers

NY NY, United States

Cambium Foundation

Kirkland, United States

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