Rice and maize flour for my grocery shop

Francis

Nairobi, Kenya

100% repaid

Entrepreneur

Name

Francis

Member since

April 2017

On-time repayments

128 installments  •  51%

About Me

my name is francis itengo omongoluk and i am interested in your services. I went to kakapel primary school in western Kenya where i completed my primary education. Life was not so easy that time whereby i used to walk several kilometers every morning to school. you can imagine walking that long bear foot with too much cold in my mountain location. My focus in life and hard work propelled me to completing my primary education. I managed to pass well and emerged the first in my school and i went to kolanya boys high school for my secondary education. I worked hard and also managed to complete secondary education. After high school i never wanted to stay idle after lacking money to go to college. I had to look for some job to do to earn a living. I landed a small job in a private security firm and that is what i have been depending upon to support me financially. i saved some money monthly till it was enough to buy some groceries for sale and that is how my small business came up.

My Business

I sell groceries to the people around my locality. I decided to sell groceries because i came to learn that they are the ones on daily use in many households. i chose to deal with these goods because they are readily available all year long in the market. I use some of the profits other house needs and i spare some for business growth.
From the grocery business I have been doing I am glad to say that I discovered a new business opportunity and that is beekeeping. I decided to spare some cash from my business in addition to the loan I received from zidisha and managed to purchase some beehives. I currently have ten beehives in my apiary. With the harvest coming from the beehives I am sure my revenue will increase.

Loan Proposal

I with this loan i intend to use it to add up my stock for my grocery shop. i will buy more stock of bananas, tomatoes, onions and Irish potatoes. part of it i will use ans transport fee to get my goods from the market to my area of operation. I am optimistic that things shall work well for my business growth.

Feedback

2

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Loan Info

Project Type

Classic Loan

Disbursed amount

$11.00

Date disbursed

Jul 30, 2017

Repayment status

On Time

Projected term

2 months

Lenders

Paul Buchheit

Mountain View, United States

PG

Paul Graham

United States

John Minges

United States

Craig Newmark

United States

The Zinc Team

San Francisco, United States

Humble Bundle Community

San Francisco, United States

Paul Buchheit

Mountain View, United States

CN

Craig Newmark

United States

Ask Francis a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Francis    Mar 14, 2023

    I am changing the instalment amount because I have not been getting income as I had expected. I remain committed to completing repaying the whole remaining balance. Thank you.

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  • Francis    Dec 18, 2022

    With this loan I will purchase a three frame honey extractor. This will help me produce clean and quality honey. Thanks so much for supporting me.

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  • Trevor    Dec 17, 2022

    Wishing you all the best

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  • Francis    Dec 11, 2022

    With the amount I have finished repairing, I managed to add the number of Hives in my apiary. This has increased my revenue flow. Thanks once again.

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  • Francis    Nov 7, 2022

    I am changing instalment amount because of state of my income that is still not stable. I am still committed to completing repaying the remaining amount. Thank you.

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  • Francis    Oct 25, 2022

    I am changing the instalment amount so that I can complete my repayment comfortably. My income has not been stable as I expected. I am expecting to harvest my honey in a few weeks time. This will enable me clear the remaining balance. Once again thank you you Zidisha.

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  • Francis    Oct 2, 2022

    There has been too much rain since July and I was not able to make any honey harvest. This is the only source of income I am relying upon. Luckily the rain has reduced and I am expecting good harvest. I expect to finish repaying my loan after the sale of the honey. I remain committed to completing repaying as soon as possible. Thanks so much for your help.

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  • Francis    Jul 30, 2022

    With this loan loan I will purchase 5 beehives at a cost of 5000/50USD. This will increase my revenue once they are colonised. Thanks so much for your support.

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  • BienesDar    Jul 27, 2022

    Greetings from BienesDar.org in Spain. We have contributed to this project as we believe will provide jobs and well being for others too. Keep up the good work, Francis!

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  • Richard    Jul 27, 2022

    Pay your loan fast in other to get another loan

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  • Francis    Jul 19, 2022

    The loan i have just finished repaying was of great help to me because assisted me secure my apiary. I have no problem with any intruders coming to harm my beehives.

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  • Francis    Apr 11, 2022

    I received ksh 23,458 and I used it to buy 2 rolls of barbed wire for fencing my farm to protect my apiary from intruders. I take this opportunity to thank you for funding my project. Thank you.

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  • Francis    Apr 7, 2022

    I received ksh 23,558 and I will use it to buy 2 rolls of barbed wire to fence my farm to protect my apiary from intruders. Thanks so much for the funds

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  • Francis    Apr 7, 2022

    With the loan I will buy two rolls of barbed wire for fencing my farm to protect my apiary from intruders.
    Thanks so much for the loan.

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  • Francis    Sep 23, 2021

    With the loan i just finished repaying i managed to increase the number of my beehives by five. This purchase has made a big difference in my business whereby my income has increased. The additional hives once colonized will give me an increase of up to USD100 every month. I will use the increase in earning to continue restocking my apiary.

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  • Daniel    Sep 17, 2021

    Dear Lenders,
    Have treid to reach Mr Omongoluk but his cell phone is not going through,however i tried reaching other refferee but no one answered,i will try to call him again and advise

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  • Francis    Aug 31, 2021

    I am making this adjustment because the business is not performing as per m expectation. The level of revenue is low currently. I remain committed to completing repaying the loan as soon as possible. Thank you for understanding me.

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  • Francis    Jul 14, 2021

    I appreciate you all for the fund. This is making my dream project come true. I will go ahead and purchase honey harvesting equipment for my project. This is going to improve my income base. Once again thank you for making my project possible.

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  • Francis    Jun 20, 2021

    With the loan i just concluded repaying, i managed to purchase beehives and used the remainder for fencing the apiary area. this has made a difference because my income base has kept on increasing. In the next few months when the harvest matures i will have more money flowing in. My earning currently has increased by close to 2%. I still use the increased earning to improve the condition of my apiary.

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  • Francis    Apr 30, 2021

    I am changing the instalment amount so that I will be able to comfortably complete the instalments. Businesses is not doing well as I expected but I am still committed to completing repayng. Thanks so much for supporting me.

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