Rice and oil for my provision shop

Emmanuel Osei

Techiman, Ghana

100% repaid



Emmanuel Osei

Member since

January 2018

On-time repayments

11 installments  •  36%

About Me

I was born on 11-09-1977 in a village called Dominase in Ashanti region but I come from techiman Brong Ahafo region. I had my ten years basic education at dominase as mentioned above and proceeded to the secondary level in Jinijini secondary school at Jinijini-Brekum district between the year 1993 to 1996. I read agriculture.
I later started my own business in the year 2002. I am happy with the business and joining zidisha will hopefully help my business grow.

My Business

I started my businesses in the year 2002. I do provision store and transportation business. I am happy with the business.
I chose this business because I worked under my uncle doing this business for five years where I gained a lot of experiences in doing this provision store and transportation busibess.
I use the profit I gain from the business to pay back my zidisha loan, improve my business and pay my children school fees.

Loan Proposal

2 bags rice 130 dollars, oil 50 dollars, 3 boxes biscuit 50dallars, drinks 30 dollars, soap 50 dollars, washing powder 30 dollars, bread 40 dollars, milk 60 dollars, millo 70 dollars.
All these will amount to 510 dollars.
It will help me increase stock and increase profit .
It will increase my my profit margins of about 30%





Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Jan 13, 2018

Repayment status

On Time

Projected term

5 weeks

Cost to entrepreneur

Service fee: $3.17

Emmanuel opted to pay $54.57 into the Zidisha Members Loan Fund in return for a higher starting credit limit.

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