Rice & maize flour for grocery shop

Protus

Nakuru, Kenya

9% repaid

Entrepreneur

Name

Protus

Member since

July 2015

On-time repayments

104 installments  •  65%

About Me

I am a graduate teacher and attained this academic level through running a small shop in my small cottage back in the village immediately after my secondary education. this enabled me pay my accommodation and my food while at the university.
i started by selling sweet potatoes i bought directly from farmers and sold to travelers at the market later when i had enough money which was only ksh. 3000.00, i started the shop business.

My Business

I am currently mixing both farming and running a shop that deals with a range of services. i bought an m-kopa solar which is helping me charge phones in the village giving me an average of ksh. 700.00 per week. this has been very interesting as our village is far from electricity and this gave me the advantage of offering phone charging services.
i use the income to build capital in my shop and i am planning to run a supermarket in the next one year.
my sugar cane are ready for harvest and i have completed repaying my first loan. i am applying for my second loan to enable me meet my target by end of September 2016. By that time i will have harvested canes, saved good money though my shop to run a supermarket. i have already identified the location for my supermarket and in October there will be good flow of cash as many farmers will have harvested maize and canes. this will enable me make quick sales for my shop to stabilize before the planting season in March 2017

Loan Proposal

I intend to use the loan amount to increase my shop stock. I will use 10,000 to acquire maize flour, 8,000 to acquire rice, 6,000 to acquire beans, 2,000 for tea leaves, 3,000 for daily milk products, 2,726 to facilitate acquisition of salt and wheat flour. This is according to the current market demand especially after the Christmass season.

Feedback

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$320.00

Date disbursed

Feb 1, 2017

Repayment status

Late

Projected term

7 months

Lenders

Daniel

Brussels, Belgium

T

Tmann

Los Angeles, United States

HI

Highly Improbable

Saskatoon, Canada

investor

Candiac, Canada

M

Meckel

Boulder, United States

ErikN

Stockholm, Sweden

Kjartan

Oslo, Norway

J

Jessica

Patagonia, Argentina

R

rmacaw

Australia

H

hilde

seattle, United States

Tavin

Ottawa, Canada

F

florian

Mettmenstetten, Switzerland

KM

British Columbia, Canada, Canada

T

take5

Columbia, United States

Cloudways

Malta, Malta

E

EnhanceLife

Heber City, United States

G

Goodwill

Oakland, United States

P

Prysdahl

Marshall, United States

D

DThirteen

Miami, United States

Christopher

Copenhagen, Denmark

T

tjgiving

Oakland, United States

HMS_5th_Grade

Honolulu, United States

J

Jyoti

Herndon, United States

fairspirit

Utrecht, Netherlands

W

willemsenphilippe

Edegem, Belgium

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

Robert D

Houston, United States

Hedwich

Gorssel, Netherlands

iamdaimo

London, United Kingdom

gseletko

South Perth, Australia

B

bwitt

Berkeley, United States

Evan Lamos

Brussels, Belgium

TomF925

www.AfricaLeap.com, United States

sderickson

Berkeley, CA, United States

Matching Fund

Sterling, United States

D

drorm

United States

D

Dan

United States

R

roozbeh

United States

M

Mcohan21

United States

mepster

San Francisco, Ca, United States

TyWee

Manila, Philippines

B

bscent

Hong Kong

J

JEllerby

United Kingdom

D

Desteli

United States

Grant Xavier Storer

Seattle, Wa, United States

K

Keith

Luxembourg

Rachael101

Brisbane, Australia

H

happyhappy

Switzerland

S

seanos

Nottingham, United Kingdom

SuperMario28

Cudahy, United States

J

JeremyR

United States

Kyle Hoback

Omaha, United States

Voscke

Utrecht, Netherlands

S

Stephan

Netherlands

K

Kristiina

All Countries

E

Erich

Zurich, Switzerland

Gab

Singapore

Jeroen Decock

Gent, Belgium

Villa Maria Outliers

Montreal, Canada

MW

Matt Willis

United States

Lou Kaucic

Sanbornton, NH, United States

JT

John Tabacchi

United States

ES

Ed Sikorski

United States

JK

Hamburg, Germany

MG

Meron Gribetz

United States

YM

Yelka Mikolji

United States

TH

tom hd

United Kingdom

Martin Nielsen

Aarhus, Denmark

PG

Paul Graham

United States

JM

john meserve

United States

N

Nick

Greater London, United Kingdom

N

Nick

United States

MJ

Monika Jelic

United States

Aran Dunlop

United States

jo

Los Angeles, United States

BS

Brad Syverson

United States

A

Andrei

United States

Thomas

Sweden, Sweden

Y

YTSJ

London, United Kingdom

J

Jon

United States

I

isaac

United Kingdom

DK

Danny Kelly

United States

RC

Rudi Chen

United States

KK

karl kerksiek

United States

Kevin

United States

B

Brett

Australia

RG

Ravi Gadad

United States

Sinan Taifour

Munich, Germany, Germany

E

Elle

New York, United States

Raymond Murphy

Carson Valley, NV, United States

J

Jon

United States

Craig Newmark

United States

The Zinc Team

San Francisco, United States

WS

Warren Shen

United States

Humble Bundle Community

San Francisco, United States

Marius Lohri

Switzerland

Day Family

Melbourne, Australia

V

VJ

Canberra, Australia

D

Dalton

San Francisco, United States

HCPSPIRIT

Helsinki, Finland

Haroon S

United States

NG

Nathan Grey

United States

Dean Suminski

Portland, Oregon, United States

The Weltys

Averill Park, NY, United States

Adam Fraser

Cambridge, United Kingdom

TB

Tim Barrett

United States

M

Mack

Harbor, Oregon, United States

SS

Sarah sewall

United States

Mike

Indianapolis, United States

DW

Dan Winetsky

United States

WC

Walter Clarke

Phoenix, United States

Paul Buchheit

Mountain View, United States

Bryce Bow

Bloomington, In, United States

GS

gina sanders

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

HB

Hugo Boss

United Kingdom

A

Anonymous

United States

BL

Bill Lowery

United States

TW

Tom Wiegand

United States

K

kathleen

United States

Ask Protus a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Chemochok    Oct 6, 2018

    Hello lenders I have tried reaching mafumbo but he is not picking my calls anymore but I will continue trying. In future I won't recoment him for any other loan because of his track record

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  • Chemochok    Jun 20, 2017

    I have interacted with protus and he had some financial constraints due fees for his children but he will be back to toes in weeks time. Thanks I will keep you updated

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  • Geoffrey    Jun 2, 2017

    protus has been out of reach for a long time but i have made a call to his his referees and have promised to look for him.
    i will give update as soon as i get him

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  • Protus    Feb 6, 2017

    Thankyou so much team. I received my loan amounting to 30,756/- I have restocked my shop and I am ready to make my first installment

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  • Protus    Jan 30, 2017

    Thank you Zidisha. I will use the loan amount to increase my shop stock in terms of rice, maize flour, baking flour, sugar, tea leaves. These items will enable me increase my profit margin to between 70% - 85%. Thank you.

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  • Protus    Jan 23, 2017

    The amount moved me to a level I made a profit of between 70-85%. This improved my standard of living and that of my family. I am ever grateful to Zidisha team and to my lenders

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  • Protus    Jan 22, 2017

    Am very thankful to you all lenders for granting me this loan, the truth of the matter is since i hold the loan for so long i was able to make a profit of about 70 - 85% and this has helped to improve the standard of my business and the living of my family. Thank you and may our good Lord God bless you all.

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  • Protus    Dec 7, 2016

    Hi team.
    I am doing well n my retail shop is great. My stock is stable now and I am grateful that I am earning a living from it. My children are happy that basic provisions are sufficient through the income from our shop. "Big stock big profit margin" Thank you Zidisha

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  • Protus    Aug 31, 2016

    Hallo Team Zidisha
    My min supermarket is set to start operations on 29.09.2016 in my home town Webuye. Thank you so much for your assistance through loans that came in handy to see me realize this big dream. my stock has really increased and i am now in the final stages of making shelves and proper arranging the shop.
    Thank you zidisha keep up the good work you are doing

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  • Protus    Jun 3, 2016

    Hi team,
    I confirm having received my loan amounting to ksh 19,817 on the 3rd of June 2016.
    Thank you

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  • Protus    Jun 1, 2016

    Hi my lenders.
    I am most grateful for the loan advanced to me. i am going to use the money to expand my physical structure of my shop and purchase stock in terms of sugar, rice, cooking fat, salt, corn flour, bar soap, tea leaves. this will enable me save and open a supermarket by early October
    Thank you so much.

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  • Protus    May 18, 2016

    My past loan of 9,926/= was very instrumental in helping my expand my shop. I was able to increase my stock through purchasing in wholesale and selling at retail. I was also able to to make savings with my bank as i focus on a supermarket come early October 2016
    thank you so much my lenders and i am forever grateful

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  • Protus    May 16, 2016

    Hi
    I am most grateful to the team for having moved me this far. my big vision is almost here with four months to go.
    my min shop has really grown and what rings in my mind is the supermarket
    September is almost and October is my supermarket. i have been saving for this and through zidisha loans i am almost there.
    i am excited about it and thank you so much team Zidisha

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  • Protus    Mar 30, 2016

    Hi team.
    I am so excited that my business dream is almost coming true and real. i can now purchase shop items in large quantity and enjoy good profit. the loan i received has made it possible and i have increased my savings to double what i used to save with my first loan.
    my school going child can now carry a snack to school and has almost everything needed for school. i have been able to clear his fees and yet still save towards my dream supermarket.
    We spend Easter Holidays in Mombasa though it was extremely hot yet still we would afford a decent means of transport to and from Mombasa.
    Thank you

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  • Protus    Feb 26, 2016

    Thank you soo much Zidisha team. Much business is running well. i was able to add stock to the shop and i an now doing good business.
    i had a moment with Esther my mentor and she is a wonderful lad doing very well.
    i am urrently on a saving plan to raise ksh70,000 by october his year to roll out my supermarket

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  • Protus    Feb 5, 2016

    Thank you lenders.
    I will use the amount to add stock to my shop, i.e sugar, tea leaves, rice
    The stock will increase my capital base and my profit to enable me save more for my supermarket by October 2016
    Thank you for the the trust bestowed to me and for helping me to grow my business

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  • Protus    Feb 2, 2016

    Wow. my first loan with zidisha has propelled my business.
    Thank you team for the loan i was advanced for small business. i am now able to run a small business after i completed my loan repayment last month.
    I am really sorry that i was unwell the Month of December 2015 and it was really hard for me to attend to my business and even repay the loan but thank God immediately i was up i was able.
    Just like i had mentioned in my proposal, i am working towards my supermarket and in October this year i will start running it.

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  • Protus    Oct 9, 2015

    My small shop is now able to meet a range of customer needs. it has also attracted a large number of customers and this has increased my income. i have made savings and by the end of october 2015 i will be able to purchase an mkopa solar that will increase my income from phone charging from Ksh 700.00 to ksh 1,500.00 on a weekly basis. i will be able to save ksh 1500.00 *4*12 yearly and in the next one year my supermarket will start running.
    thank you zidisha gruop.

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  • Protus    Aug 8, 2015

    i received the loan yesterday. this morning i went to the wholesaler and bought sugar, tea leave, salt and both baking and maize flour for my shop. this has increased my stock by Ksh. 5900. this will increase my profit. thank you zidisha group

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