Rice, cooking oil, and other staples for my provisions shop

Josephine

Berekum, Ghana

100% repaid

Entrepreneur

Name

Josephine

Member since

March 2017

On-time repayments

136 installments  •  46%

About Me

My name is Tweneboah Josephine from Berekum in Ghana.I started schooling at Japekrom St James preparatory school.I also attended Berekum senior high.I begun my business career right after my secondary education.I am currently staying at Berekum.Indeed life at beginning of my youthful age wasn't easy.I used to go to shop with my mother where I learnt a lot from her.I saw it necessary to get more knowledge especially on how to type using computer and how to use the computer for many purposes. So I decided to have a part time computer classes where I learnt how to use the computer.
My interest in gospel music,let the presiding elder of our Church placed me in charge of the youth singers called Amazing Singers .I am still in charge of the leadership of the youth singers in the church. (Apostolic Faith Mission International-Berekum.)

My Business

I am into buying and selling of many goods.I started operating this shop when my father was transferred to another town where my mother has to accompany him.So she sold almost 2/3 of the goods in order to get money on her as they go to new town.So I planned not to collapse the shop.I contacted a Friend who had enough stock in her shop to supply me with some goods and do payment after sales in two weeks time. She did exactly that and I started from there till am able to pay for goods I buy from her.Now am able to buy goods for my shop and pay for it. Some of these goods include rice of different kinds,tin tomatoes, sardines and different types of cooking oil. My shop is situated at a very vantage point in the town therefore people reach the shop without stress.Now my business has expanded since I met noble family of Zidisha.

Loan Proposal

I like to thank all lenders in the first place for the previous loan. I pray for God's protection,increase in wealth and good health for you all.
I am planning of using the loan to purchase the following for my shop if funded.This will increase my stock in the shop and the more I have goods the more customers I get hence more profit.
I will purchase 8 bags of different varieties of rice with the Price of 332 dollars, Ten bottles of 5 litre of sunflower and frytol oil also with the price of 177 dollars, twelve packs of tomato paste costing 186 dollars. I will also be buying 66 dollars of spaghetti packs,7 boxes of Milo Tin with cost of 221 dollars. Then again I will use 155 dollars for the purchase of 10 boxes of medium tin of ideal milk and finally 77 dollars for the purchase of 5 boxes of sardines.
With this,am projecting of getting a profit of 130 dollars a week which I believe can be possible.
I present to all my lenders this project which,if funded will help me a lot especially in family.Taking good care of my children may not be a problem. Hoping to hear from my lenders. Thank you.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$432.00

Date disbursed

Feb 18, 2018

Repayment status

On Time

Projected term

4 months

Lenders

G

guenter

Bremen, Germany

JimVandegriff

Trinidad, California, United States

S

Sergio

Boise, United States

M

mbarbier

United States

Alberto Cereser

Copenhagen, Denmark

Anna Hoad

Toronto, Canada

MC

United States

C

Cecilia

United States

AR

Aaron Rowe

United Kingdom

Tom Eggert

Madison, United States

Vratik Krocik

Prague, Czech Republic

R

Ryan

Albuquerque, NM, United States

Emily

San Francisco, United States

JP

Johan Palmaer

NACKA, STOCKHOLM, Sweden

Ask Josephine a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Eric    Feb 26, 2020

    Josephine is ready to make the payment by adjusting her repayment plans

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  • Josephine    Feb 1, 2020

    I want to pay the stated amount to enable me repay on time and I will adjust it at appropriate time.Thank you.

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  • Agnes    Jan 24, 2020

    I couldn't get the applicant but I was able to spoke to the one of her reference whom he said he will inform her to paid

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  • Josephine    Aug 12, 2019

    This is to enable me repay on time till I gather to increase my repayment.

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  • Josephine    May 22, 2019

    I have decided to change my installment to enable me pay on time.Thank you.

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  • Josephine    Mar 22, 2019

    I lost my mum some few months ago and could not have enough time for work because I have to join my other siblings for the final funeral rites as our culture demands.This affected my weekly income and for that matter profit.So I would like to reduce my payment this way that I may be able pay on time.I believe very soon,I will increase my payments to meet the required schedule.Thanks to all lenders.

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  • Tom Eggert    Feb 1, 2019

    We would like to see you catch up on your missing payments. Do you think that will be possible?

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  • Josephine    Jan 31, 2019

    I lost my Mom some few months ago and a lot of arrangement had to be done concerning final funeral rites which involved money. This affected my business a little. It left with some few days for everything to be over and I believe payments will be in order.Thank you all.

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  • Julie    Jan 8, 2019

    Hi Josephine, You've missed a few payments and they're set to increase shortly. Are you able to make some sort of payment or adjust your schedule?

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    • Josephine    Jan 31, 2019

      Sorry for the inconvenient caused. I will make payment not very long.

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  • Maggie and M    Dec 14, 2018

    How are you Josephine?

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  • Josephine    Nov 2, 2018

    Business for sometime now has not been easy. though it ongoing,its very slow.I therefore wish to reduce my installment to GHS 10.

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  • Josephine    Nov 2, 2018

    I feel well and believe all the Zidisha family is doing well.We thank God for that and business is also ongoing.

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  • Josephine    Sep 13, 2018

    I want to reduce it to such amount now to enable me make payment on time.I am doing that because few challenges must be met to pave way for other payments. Thank you.

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  • Josephine    Sep 1, 2018

    I always want to thank my lenders for their contributions in my business. I must confess,Zidisha has helped my business development. Its gradually moving from strength to strength. Once again thanks to all lenders for your constant support.Tomorrow is Sunday and will remember all of you in my prayers.

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  • Josephine    Aug 26, 2018

    To recognize what Zidisha is doing is very Paramount. This business has been the backbone of my home up keeping. May the credit goes to Zidisha.

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  • Josephine    Aug 7, 2018

    Good afternoon to all the Zidisha family. Best of luck for today business.

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  • Josephine    Aug 3, 2018

    Good morning to all Zidisha family especially my lenders.I pray for every one for a successful weekend. Best wishes.

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  • Josephine    Jul 26, 2018

    I am doing this to enable me do my repayment on time due to a little expansion I have done in my shop.I believe this changes would be completed within the specculed date so that.Thanks for your concern.

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  • Josephine    Jul 22, 2018

    Thanks to all lenders for the loan disbursement. An amount of GHS 4410 has been received. I am happy about it.Am going to use it to purchase items for my shop which include Rice,Tins of Tomato paste, Milo,Milk,Oil, spaghetti and sardines. Once again thank you all.

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  • Josephine    Jul 9, 2018

    Good morning to all lenders.I gathered from the management team that there has been some error in disbursement through MTN Ghana.So I will inform you as soon as payment is received.
    I am looking forward to buy all the products I listed in my project for my shop when the disbursement is done.Meanwhile business is ongoing.Thank you

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