Cynthia
Adenta Sda, Ghana
65% repaid
Name
Cynthia
Member since
March 2017
On-time repayments
216 installments • 78%
Born in Accra on 28th January 1980, I am 40 years old. My father has eight children and I being the sixth. Both parent were into subsistence farming and petty trading
Things became difficult for us after the death of our mother, however I managed my mother petty trading and vegetable farming to pay my school fees. Hawking during vacation periods, weekends and after school hours to get money for support the family is the order of the day. Currently, I completed university and work with Beige Capital as Compliance officer. Planning that in the next four years I can go back to the university to do my master’s degree.
My business is sale of local sandals, beads, slippers, beads tissue box and bead lady's bag. I supply these items to the market women at wholesale prices. Averagely, I make between GHS 1,000 to GHS 1,800 in a month, to still supplement family income. Currently my father is an old man unable to work again. With the Zidisha support, I'm able to earn regular income from my trade and employment, hence I’m able to pay family bills and put food on the family table.
Also, I employed a lady and a guy who assist me supplying these items to the traders in the market centers. Both of them receive a monthly salary of GHS 400.00 each
With additional working capital, I can supply more goods to my customers, hence would be able to make more profit. It's this reason that I am applying the Zidisha loan for the second time.
If this loan granted i will buy the following items to invest in the buying and selling of locally made sandals, bags and beadwork and also making and selling of locally made nose masks
1. Ladies bags @ $ 280
2. Beads $ 230
3. Sandals @ $ 180
4. Clothing material for making local nose masks $ 80
In all a total loan amount of $ 770
Thank you all
I’m still fully employed and still earning a salary from my employer, the making and Selling of locally made sandals, bags and beadwork is a secondary business I’m doing. Also, observing WHO and Ghana health services health protocol at my work place and shop is key and at prime, so as to keep my team safe and continue to work and earn a living, so that I repay my loan successfully.
With this additional working capital, I can supply more goods to my customers, hence would be able to make more profit. It's this reason that I am applying the Zidisha loan for another time.
Positive
6
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$1,214.47
Date disbursed
Jul 5, 2020
Repayment status
Late
Projected term
17 months
Other loans
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Amount repaid
$793.06
Amount remaining
$421.41
Expected completion
Dec 19, 2021
Status
Repaying late
Installment amount
$10.77
Expected Payments | Actual Payments | ||
---|---|---|---|
Jul 12, 2020 | $1.86 | Jul 12, 2020 | $1.86 |
Jul 19, 2020 | $1.86 | Jul 12, 2020 | $1.86 |
Jul 26, 2020 | $1.86 | Jul 12, 2020 | $1.86 |
Aug 2, 2020 | $0.00 | ||
Aug 9, 2020 | $0.19 | Aug 12, 2020 | $0.19 |
Aug 16, 2020 | $0.19 | Aug 12, 2020 | $0.19 |
Aug 23, 2020 | $0.19 | Aug 12, 2020 | $0.19 |
Aug 30, 2020 | $0.19 | Sep 9, 2020 | $0.19 |
Sep 6, 2020 | $0.19 | Sep 9, 2020 | $0.19 |
Sep 13, 2020 | $0.37 | Sep 9, 2020 | $0.37 |
Sep 20, 2020 | $0.37 | Sep 9, 2020 | $0.37 |
Sep 27, 2020 | $0.37 | Sep 9, 2020 | $0.37 |
Oct 4, 2020 | $0.37 | Sep 9, 2020 | $0.37 |
Oct 11, 2020 | $0.37 | Sep 9, 2020 | $0.37 |
Oct 18, 2020 | $3.71 | Oct 26, 2020 | $3.71 |
Oct 25, 2020 | $0.00 | ||
Nov 1, 2020 | $0.93 | Oct 26, 2020 | $0.93 |
Nov 8, 2020 | $0.93 | Oct 26, 2020 | $0.93 |
Nov 15, 2020 | $0.93 | Oct 26, 2020 | $0.93 |
Nov 22, 2020 | $0.93 | Oct 26, 2020 | $0.93 |
Nov 29, 2020 | $0.93 | Oct 26, 2020 | $0.93 |
Dec 6, 2020 | $0.93 | Dec 8, 2020 | $0.93 |
Dec 13, 2020 | $0.19 | Jan 5, 2021 | $0.19 |
Dec 20, 2020 | $0.19 | Jan 5, 2021 | $0.19 |
Dec 27, 2020 | $0.19 | Jan 5, 2021 | $0.19 |
Jan 3, 2021 | $0.19 | Jan 5, 2021 | $0.19 |
Jan 10, 2021 | $0.19 | Jan 5, 2021 | $0.19 |
Jan 17, 2021 | $58.48 | Jan 5, 2021 | $58.48 |
Jan 24, 2021 | $58.48 | Jan 5, 2021 | $58.48 |
Jan 31, 2021 | $58.48 | Jan 5, 2021 | $58.48 |
Feb 7, 2021 | $58.48 | Jan 5, 2021 | $58.48 |
Feb 14, 2021 | $58.48 | Jan 5, 2021 | $58.48 |
Feb 21, 2021 | $58.48 | Jan 5, 2021 | $58.48 |
Feb 28, 2021 | $58.48 | Jan 5, 2021 | $58.48 |
Mar 7, 2021 | $54.02 | Jan 5, 2021 | $54.02 |
Mar 14, 2021 | $0.37 | Mar 20, 2021 | $0.37 |
Mar 21, 2021 | $0.56 | Mar 20, 2021 | $0.56 |
Mar 28, 2021 | $0.93 | Apr 8, 2021 | $0.93 |
Apr 4, 2021 | $0.37 | Apr 8, 2021 | $0.37 |
Apr 11, 2021 | $0.37 | Apr 8, 2021 | $0.37 |
Apr 18, 2021 | $0.37 | Apr 8, 2021 | $0.37 |
Apr 25, 2021 | $10.40 | Jun 12, 2021 | $10.40 |
May 2, 2021 | $10.40 | Jun 12, 2021 | $8.17 |
Jul 30, 2021 | $2.23 | ||
May 9, 2021 | $10.40 | Jul 30, 2021 | $10.40 |
May 16, 2021 | $10.40 | Jul 30, 2021 | $10.40 |
May 23, 2021 | $10.40 | Jul 30, 2021 | $10.40 |
May 30, 2021 | $58.48 | Jul 30, 2021 | $18.56 |
Jul 30, 2021 | $39.91 | ||
Jun 6, 2021 | $10.40 | Jul 30, 2021 | $10.40 |
Jun 13, 2021 | $10.40 | Jul 30, 2021 | $1.67 |
Sep 16, 2021 | $8.73 | ||
Jun 20, 2021 | $10.40 | Sep 16, 2021 | $10.40 |
Jun 27, 2021 | $10.40 | Sep 16, 2021 | $1.67 |
Sep 28, 2021 | $8.73 | ||
Jul 4, 2021 | $10.40 | Sep 28, 2021 | $2.41 |
Oct 23, 2021 | $7.98 | ||
Jul 11, 2021 | $58.48 | Oct 23, 2021 | $1.30 |
Oct 23, 2021 | $11.14 | ||
Nov 5, 2021 | $9.28 | ||
Nov 5, 2021 | $2.60 | ||
Nov 16, 2021 | $5.57 | ||
Nov 28, 2021 | $9.28 | ||
Nov 28, 2021 | $6.13 | ||
Dec 9, 2021 | $5.57 | ||
Dec 9, 2021 | $4.83 | ||
Dec 21, 2021 | $2.78 | ||
Jul 18, 2021 | $58.48 | Dec 21, 2021 | $6.50 |
Jan 22, 2022 | $5.57 | ||
Jan 22, 2022 | $3.71 | ||
Feb 3, 2022 | $10.21 | ||
Mar 1, 2022 | $9.28 | ||
Apr 28, 2022 | $9.28 | ||
May 26, 2022 | $9.28 | ||
May 27, 2022 | $4.64 | ||
Jul 25, 2021 | $10.77 | May 27, 2022 | $4.64 |
Jun 22, 2022 | $6.13 | ||
Aug 1, 2021 | $10.77 | Jun 22, 2022 | $3.16 |
Jul 8, 2022 | $7.61 | ||
Aug 8, 2021 | $10.77 | Jul 8, 2022 | $7.24 |
Aug 15, 2021 | $10.77 | ||
Aug 22, 2021 | $10.77 | ||
Aug 29, 2021 | $58.48 | ||
Sep 5, 2021 | $58.48 | ||
Sep 12, 2021 | $11.14 | ||
Sep 19, 2021 | $11.14 | ||
Sep 26, 2021 | $11.14 | ||
Oct 3, 2021 | $11.14 | ||
Oct 10, 2021 | $11.14 | ||
Oct 17, 2021 | $11.14 | ||
Oct 24, 2021 | $11.14 | ||
Oct 31, 2021 | $11.32 | ||
Nov 7, 2021 | $11.32 | ||
Nov 14, 2021 | $11.32 | ||
Nov 21, 2021 | $11.32 | ||
Nov 28, 2021 | $11.32 | ||
Dec 5, 2021 | $58.48 | ||
Dec 12, 2021 | $58.48 | ||
Dec 19, 2021 | $27.85 |
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