Animal farming; and selling hair products

Entrepreneur

About Me

Benjamin Kwabena Agyei is my name. I come from Nkoranza, in the Bono East region of Ghana. I started my Early Childhood Education at Atebubu st. Patrick R/C Basic School . After completing Basic School, I gain admission at Obuasi Senior High/Technical School and I was offered technical as my program with Building Construction option, due to hard work I was awarded Ghana Government scholarship, I completed successfully in 2001 and I continued my Post Secondary Education at Mampong Technical Teachers college. I studied Technical education and I was awarded teachers certificate "A". I taught for three years and left the teaching job for further studies at the University of education winneba Ghana and I graduated with second class upper division. I came back to teach at Nkoranza Senior high Technical school. I was enrolled at Kwame Nkrumah University of science and technology Ghana to study for masters degree (Msc.) In technology management and entrepreneurship in 2018 and have successfully graduated.
My dream is to become University lecturer, a renowned entrepreneur and a phalantropist targeting the homeless peoples. So I am planning to start PhD soon,I am married with three children all males.

My Business

I have started a cosmetics business,paultry farming pigery and other livestock production. The cosmetic store is in full operation and my paultry business is also in incubation period since the birds are now growing, I plan to add hair products and toiletries to the cosmetic store but I am limited with finance. I don't want to put "all my eggs in one basket", I was told is not good practice as entrepreneur so I want to diversify my business by adding different products to the stock. If I am able to get higher loan amount from lenders i will use it to stock the cosmetic store with hair products thank you.

Loan Proposal

I will use this loan to increase my stock by buying more hair products on wholesale price to retail to my customers. Infact the hair business is very lucrative in my area my problem is I am not able to buy in bulk quantity which will reduce the wholesale price for me in order to maximize profit. I hope to get bigger loan amount. Thanks

Income Source

Even my sales has increased about sixty percent when I started adding hair products to my stock. I am very optimistic that I will repay my loan without difficulties

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Loan Info

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