33 installments • 61%
My name is Ruth Phiri a Zambian young lady and 22 years of age. Went to school and completed my high school. Due to lack of employment I created my job and which is a business for survival and a livelihood which I also support my family.
However am an entrepreneur and my focus is to grow my business big and become financially independent at last.
Am interested in Zidisha loans because I want my business to be boosted and become stable.
I have a salon business which is my source of income, in this business I plate hair, sell wig, nail cutting for ladies and painting. These are some of the services I provide to customers and I earn living out if it. The business is good and I generate good income.
In addition to that I also ventured into farming business which is my main source of income, I grow vegetables and maize ,through the farming business have generating good income sustainable able to support myself and family members.
The profit I make I use them for reinvestment in growing the business, home improvement and paying school for children. .
With this loan am applying for I want to buy salon equipment such as hair driers, the blowers, Hair wig for sell in the salon, it will help me to improve the service delivery to my customer and provide quality services to them and attract more customers.
I have strategically planned to be saving daily income I make on weekly basis to ensure that the loan is repaid on time, since I make an income daily from the services I sell to my customers, I will be saving enough to repay the loan weekly.
May 8, 2021: Venturing in vegetable garden & maize farming
Feb 27, 2021
Cost to entrepreneur
Service fee: $2.60
Credit risk payment: $6.86
Optional expediting fee: $7.93