School bus, classrooms & materials for my elementary school

Stephen

Sunyani, Ghana

100% repaid

Entrepreneur

Name

Stephen

Member since

January 2015

On-time repayments

126 installments  •  76%

About Me

Stephen Yeboah is my name, I live in Sunyani in the Brong Ahafo Region of Ghana. My house number is SNT/245 and can be located at Sunyani New Town near Post Office. I have six siblings and happen to be the second born of my parents. I had my secondary school at Sunyani Secondary School in short (SUSEC). I then further at Berekum College of Education. I teach at R/C Junior High School at Sunyani Municipality. I am proprietor at CHILDREN ARE TOMORROW FUTURE EDUCATIONAL COMPLEX (CATFEC). My hobbies are; playing with children, writing and listening cool song.

My Business

CHILDREN ARE TOMORROW FUTURE EDUCATIONAL COMPLEX (CATFEC) is established at Nkosookrom in the Sunyani Municipality by me. Today’s children are tomorrow’s future, they hold the future in their little hands, what we give to them today is our tomorrow and a little seed becomes a tree of flower. A week before resume from the Christmas holidays to the school to teach, I went to one of the village called Nkosookrom in the Sunyani Municipality to visit my stepmother. And I found that, the children of that village need educational foundation for their future, because there was no any single school by then, they even haven’t had a dream to get school at their village. So it kicked my heart and made up my mind to establish a new school for the children, and as we all known, education is the key to unlock the golden door of freedom. Therefore, I did not have any right to do anything by myself, so I went to the following elders at the village, Nana Afrifa Agyei, Nana Rose Adu, Nana Kwadwo Ntim and Mad. Joyce Kaakyire to discuss about the school and how it may be established, and they were so glad. Many thanks to the above mentioned names for a free land they gave to me to established this school. Now the school is successfully established CHILDREN ARE TOMORROW FUTURE EDUCATIONAL COMPLEX (CATFEC) by the name. I am currently managing from Kindergarten one (1) to Class five (5). Some villages nearby parents are bringing their wards to this noble school to build their foundation. Now I have employed five (5) teachers. Respectfully, I called all the parents to informed them about the fees and they agreed with me to pay it accordingly. As I am speaking now, the school is well managing, improving and precisely as well.

Loan Proposal

Since this school established till now, it is well known across Nkosookrom village. So I am pleading to Zidisha and dear Lenders to support me to buy school bus, it will enable the children to come to earlier, I will also need your help to build new block rooms, school chairs and any other school materials. And I hope this will make them feel comfortable in this noble school. Because, I asked myself that, it’s not easy to establish a school, so where I am going to get a fund to support a little I have for this school and someone introduce Zidisha for me. So I have a strong believe that, Zidisha and dear Lenders will give their highly support and help these children of CHILDREN ARE TOMORROW FUTURE EDUCATIONAL COMPLEX. I will not hesitate to repay any loan Zidisha will disburse to me and abide by the rules and regulation governing Zidisha. Thank you

Feedback

25

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Loan Info

Project Type

Classic Loan

Disbursed amount

$848.00

Date disbursed

Jul 3, 2015

Repayment status

On Time

Projected term

15 months

Lenders

J

jeffb

United States

A

Anninymouse

Southampton, United Kingdom

M

marvin24

Giessen, Germany

C

Christian

Saarbruecken, Germany

R

RielCanadian

Lethbridge, Canada

C

CThelper

Guilford, United States

mbunifu

San Jose, United States

cyrus0302

San Francisco, United States

S

SeeBiscuit

Reston, United States

COOPITALIST

Toronto, Canada

José Antonio

Carapicuíba, Brazil

lorrymac

Killough, United Kingdom

W

winfried

Seoul, Republic of Korea

C

cgrumboski

Atlanta, United States

E

Emerald

Pompano Beach, United States

T

tommy0579

Salt Lake City, UT, United States

M

m_dennis

Toronto, Canada

korben

VILLENAVE D'ORNON, France

J

jgillard

Winchester, United Kingdom

sarasofia

Stockholm, Sweden

BethaniK

Washington, United States

R

Roman

Barcelona, Spain

johnandmoliehi

Canton, New York, United States

Zidisha

Sterling, United States

AnnaChristina

Pittsburgh, United States

G

guenter

Bremen, Germany

M

mogensh

København V, Denmark

tmisch

San Jose, California, United States

H

hwwijono

Jakarta, Indonesia

andreas

Katsdorf, Austria

Apmay

Melbourne, Australia

M

mason243

Denver Colorado, United States

C

cflint

Springville, United States

C

chrisherron

Chicago, United States

H

hanso

Arendal, Norway

A

anonymous123

United States

H

hanh352

Homosassa, United States

JackiePAndTomT

Medford Lakes, United States

A

Alexandre

Sherbrooke, Canada

J

JandC

Watsonville, United States

DLarson

Morris, United States

SeeMeeFi

Ontario, Canada

Myrar

Aarau, Switzerland

Z

Zippo

Berlin, Germany

Los Wade

United States

E

ebronken

Oslo, Norway

P

pillepalle

Osnabrück, Germany

D

danderson1953

Plainsboro, United States

AdvancingCompassion

San Diego, United States

N

nanax005

SALEM, United States

J

JoeSolar

Virginia, United States

A

artom

Karkola, Finland

A

argos

Zurich, Switzerland

mauroandmichelle

Montreal, Canada

M

Mark

Melbourne, Australia

ads68

Melbourne, Australia

R

RealUtopia

San Diego, United States

jimmycarterforever

Missoula, United States

S

silsley

Cheltenham, United Kingdom

dhulsterwim

LIER, Belgium

Cadwah

Barcelona, Spain

E

eboleaga

Mexico City, Mexico

trackpal

Brighton, United Kingdom

E

erogers

Vancouver, Canada

C

Caalve

Bratislava, Slovakia

D

dannimw

Victoria BC, United Kingdom

A

Andrew22

Hopewell PA, United States

C

cardiff

Falls Church, United States

L

Ldeschae

Gent, Belgium

JTShorty

Gorham, Maine, United States

M

Marod

Edmonton, Canada

M

marcmesich

Kaohsiung, Taiwan

A

Andrii

Kiev, Ukraine

D

dpvidal

Eindhoven, Netherlands

O

Odysseus

Auckland, New Zealand

W

wally

Torino, Italy

G

greendave

Manchester, United Kingdom

B

bagheera

Vienna, Austria

K

kingcamo1095

Mountain Home, United States

silyara

United States

Atheist4good

United States

P

peaceandcarrots

Hilltop, United States

D

DavidJSmu

North Attleboro, MA, United States

D

Dutch_lender

Leiderdorp, Netherlands

S

SnifferTheBunny

Brighton, United Kingdom

M

Mieli

Kotka, Finland

ibc123

Seattle, United States

Z

zangalan

Maryland, United States

B

Bernsjx

Montreal, Canada

B

BMcDermott

Washington, DC, United States

D

DogFort1

Sydney, Australia

Genady

Münich, Germany

J

jumpfunky

Dortmund, Germany

P

pvranas

Boulder, United States

E

elkocsis

Kirkland, United States

M

Michiel

Zoetermeer, Netherlands

T

Tom01

LONDON, United Kingdom

B

BearLa

Indianapolis, United States

zZola

Gilford, United States

J

jonastang

Hong Kong, Hong Kong

C

Clben7

Cincinnati, United States

S

scottpz

branford, United States

I

ImSirFing

United States

DaveyDave

Brisbane, Australia

M

martyb

United States

Z

zvrk2014

Brookline, MA, United States

Shemuel

New Jersey, United States

I

ibd267

Ambler, United States

U

undertow

Zadar, Croatia

G

guiambros

United States

C

chrishol

United States

1

1prevo

Slovakia

T

tlbtlbtlb

United States

araidia

United States

J

Jonas

Linköping, Sweden

E

electrolite

United States

Romojo

Paraparaumu, New Zealand

Justin

Connecticut, United States

J

JeffH

United States

T

theironbank

United States

K

Krakit

Mountain view, United States

Paul Buchheit

Mountain View, United States

S

Samhall8

Brandon, Canada

F

FSO

Canada

A

Ansgar

Australia

P

plhughes

United States

R

retzroff

United States

T

tiojoca

Portugal

K

Kber9156

North Parramatta, Australia

JA

Jorge Alagon

Munich, Germany

K

Kimbo

Vietnam

C

condo86

United States

mepster

San Francisco, Ca, United States

VK

Vasily Kudrin

Moscow, Russia

J

JimiK

Australia

B

blambert

United States

V

vbud

United States

L

lmacks

United States

T

tehmle

United States

Grant Xavier Storer

Seattle, Wa, United States

S

sarahb

United States

T

Tim47

United States

M

Medagan

San Franciso, United States

K

kennychit

United States

J

Joggele

Austria, Austria

C

cocolo

United States

M

maddierae93

United States

L

Lagrange

United States

N

Nicolaas

Doha, Qatar

adrianz

United States

I

ident

Horsholm, Denmark

S

Schwartz

United States

M

mcgeefamilyny

United States

D

dmorley

United States

P

Paul

United States

SuperMario28

Cudahy, United States

I

ipartola

United States

T

Tony1

Australia

OllieOladele

London, United Kingdom

Matthias Schulz

Berlin, Germany, Germany

Kyle Hoback

Omaha, United States

R

ross22

United States

O

ORBP1

Germany

K

Kelly729

United States

E

Ejackson

United States

A

andreab

United States

pelhage

United States

JP

James Parker

Sacramento, United States

Becky Thompson

Leeds, United Kingdom

MY

Moe Yoshioka

United States

S Masler

Tennessee, U.S.A., United States

UD

Ulf D

Frankfurt am Main, Germany

Peter R

Fulda, Germany

P

pombo

United States

Frank Termathe

Frankfurt Main, Germany

F

Falk

Germany

thoru

Dresden, Germany

E

Erich

Zurich, Switzerland

D

Doug

Baltimore, United States

CC

Catherine CatDesignz

Halifax, United Kingdom

M

Malte

Munich, Germany

S

Sebastian

Dortmund, Germany

MJ

Matt Jenkins

United Kingdom

jinn

United Kingdom

Heiko

Haan, Germany

Issy

United Kingdom

RM

Robbie McCullagh

Waverton, Australia

TM

Theo Mbise

Switzerland

Lauren

United Kingdom

M

mmartin

United States

LB

Lily Bentley

United Kingdom

AP

Adam Peterson

United States

D

Daman

United States

Torsten Schreiber

Frankfurt, Germany

AA

Adam Atlas

Montreal, QC, Canada, Canada

CG

Cathy Gill

Baltimore, Maryland, United States

Elias

Ulm, Germany

Gerald Sporbert

Chemnitz, Germany

o24kristin

Schaumburg, United States

Jerome

Switzerland

S

Stephanie

United Kingdom

WH

Walter Hill

United States

T

Tarik

Ludwigshafen, Germany

Jon

Sweden

Jason Ogg

New Zealand

K

Katie

Australia

H

Hank

New Zealand

DB

Dianne Bayes

Huntersville, United States

Kristina Speed

Seattle, WA, United States

The Bayiates Family

Chicago, IL, United States

JM

John Meserve

United States

DF

Daniel Fehr-Krahn

Winnipeg, Canada

BS

Bart Sturm

Amsterdam, Brazil

Deb Fox

Melbourne, Australia

S

SP

United States

Mark Thumpston

Solihull, UK, United Kingdom

Kate Courteau

United States

MA

Mary Art Hunt

United States

B

Beth

United States

NF

Nina Forsberg

Sweden, Greece

V

Vantine

United States

E

erica

antwerpen, Belgium

Thomas

Mueller, Germany

JC

Jethro Carr

Wellington, New Zealand

Max Lettenberger

Madison, WI, United States

Jani

Finland

Julia

United States

KL

Kevin Law

United States

Kevin

San Francisco, United States

Crystal

Ohio, United States

KD

Kent Don

United States

TS

Ted Suzman

United States

EB

Erica Brescia

United States

Jennifer Weber

Canandaigua, Ny, United States

Lisa Hendry

Cheltenham, UK, United Kingdom

V

Vivek

Arlington, VA, United States

Sandi Kaucic

Stow, Ohio, United States

A

Anya

United States

MM

Marshall M

United States

Sam

Earth, United States

JD

Jeff DePree

United States

T

Trish

New Zealand

M

mohamed

South Africa

EH

Emily Hansen

United States

JM

Jeremy Motta

United States

WE

Wendy Emlyn

Devon, United Kingdom

CV

Cathy Via Reque

Romeoville, United States

A

Antonio

United States

KC

Kraig Cole

United States

Corina King

Calgary, Canada

Bryan B

Calgary, Canada

C

chryddi

United States

J

joko

Germany

Solon Brown

Singapore, Singapore

A

aruljhon

Netherlands

DC

Dan Crosby

United States

Martin Nielsen

Aarhus, Denmark

A

Andrei

United Kingdom

M

Mart

United Kingdom

Mattie Shaw

Seattle, United States

V

Varun

New Zealand

E

ErinMcNulty

United States

SG

Sharon G

Portland, United States

K

Katha

Germany

H

hedy

United States

Mark Grey

Redding, CT, United States

Egor

Kiev, Ukraine

Christopher Hey

Sudbury, Canada

BE

Bob Ewing

United States

Ask Stephen a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Godwin Yaw Bush    Jul 17, 2017

    I have made every efforts to reach this person, all to no avial i have called the community leader and all the numbers provided but none is going through, i even tried locating the residence but i could not get hold of the person i have exhusted all means available but it has been friutless.

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  • Wendy Emlyn    May 12, 2017

    Hello Stephen, are you able to make some more payments yet? You're getting a bit behind now.
    God bless you,
    Wendy

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  • Wendy Emlyn    Apr 7, 2017

    Hello Stephen, how are you getting on with your project? It's quite a while since we had an update now! It's nearly a year since this loan started - are you able to increase your payments a little yet?
    God bless you,
    Wendy

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  • Wendy Emlyn    Feb 13, 2017

    Thanks for your latest payment, Stephen.
    God bless you,
    Wendy

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  • Stephen    Jan 22, 2017

    Dear Lenders,

    I'm very sorry for for temporary reducing this payment again to restart the project after the solving of the land issue. Please, trust me that I will do on time payment till the actual day I will reschedule again to finished paid off my remaining balance. Thank you.

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  • Stephen    Jan 10, 2017

    Dear Cherished Zidisha and Lenders,

    First of all, I apologize to you for what I did in the past 1 month that I was unable to do any payment and also to post any update to explain why all these happened but due to what I experienced. Please, I am very sorry for that and will never be repeated, anymore. The reasons was that, a little bit “misunderstanding” developed between the elders and the family who gave me the “LAND” to put my school on. Part of the family was claiming that, though my vision for the school in their village is very great and marvelous and they do appreciate it so much. And they are very excited that their village of Nkosookrom also is becoming well known village due to the school. But their main point was that, “truly they didn’t sell the “LAND” to me but free, so I should pay some money in order for the “LAND” to be mine forever. And they were also suspected that, one of the elders (Nana Afrifa Agyei) who is among of the elders provided me the school “LAND” really sold it to me in a huge amount of money. So due to that, they quickly called me from Sunyani and suspended the ongoing project and dragged this issue for a month. So when I was informed how to explain how I received the “LAND” whether sold or free. In fact, I Stephen Yeboah didn’t pay any money to him (Nana Afrifa Agyei) but I only gave him a little amount of money as a gift to show how much I respected him. About solving this issue, anytime we will meet, they scheduled it to another day but on this Monday 9th January, I humbly answered them that, “nobody was even asking me money for the cherished school “LAND”, and I didn’t bought it from any of the elders but I just gave a little amount of money to Nana Afrifa Agyei as a gift”. So they understood me in peacefully, and fortunately, understanding developed them again and I am now free to continue the project. I finally paid some money to all of them. So I want to tell you without fear of contraction that, the school “LAND” is mine forever. All of them assured me that, they are fully ready to help me anytime I may need their help. I also thanked them for what they have done for me, because if they said I should buy it, definitely, the price will be very expensive. Please, I will do everything possible to clear off this loan within 2 months. Thank you so much for your patience and I will never be cheated on you. God Bless You!

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    • Wendy Emlyn    Jan 12, 2017

      Thanks for the update, Stephen, and for your latest payment. I'm glad things have been sortdd now.
      God bless you,
      Wendy

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  • Wendy Emlyn    Jan 2, 2017

    Hi Stephen. Is everything alright? It's very unusual for you to get behind like this, and not keep in touch. Please can you contact Zidisha when you can.
    God bless you,
    Wendy

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    • Stephen    Jan 10, 2017

      Dear Wendy, yes it's very unusual for me but I'm sorry for that. Please we were solving a little problem of my school land. So I was unable to do payment and post any update to you. Sorry for that dear Wendy. I promise not to cheat on you. God bless you.

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  • Kusi    Dec 30, 2016

    Wow Stephen that's great achievement. God really bless you of what you are doing and your lenders too..
    I wish be the successful in Zidisha like you are doing!

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  • Wendy Emlyn    Dec 19, 2016

    Hi Stephen.
    You're getting a bit behind with your payments at the moment. Can you contact [email protected] to re-schedule your payments for a while.
    God bless you,
    Wendy

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  • Laparo    Dec 8, 2016

    Hi Steven,
    how is your business doing?

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    • Stephen    Jan 10, 2017

      Dear Laparo, business is doing well but I'm sorry for the delay payment. You know this is unusual thing for me. We were solving a problem of my school land. God bless you.

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  • Stephen    Oct 25, 2016

    Dear Lenders,

    Please, I want to share with you my school project again. The project is precisely improving by the loan given to me. It has helped me so much and I am proud of it. I will see whether to continue and build it in three story building, if that will be possible then I will only flow the first and second flour. So in the years future, I will continue the third flour too. I am now deciding on that. See the below photos of the progress. May you all be bless and bless upon bless. God bless you.

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  • humblehumanity    Oct 25, 2016

    I enjoy seeing the photos of the schools progress. Well done and best wishes.

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  • Wendy Emlyn    Oct 8, 2016

    Thanks for your latest payments, Stephen - you're doing well!
    God bless you,
    Wendy

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    • Stephen    Oct 11, 2016

      Dear Wendy,

      God richly bless all of you too for supporting me and to complete my project. Soon I will post a new update about my school project for you all. Please, this loan were amazingly fully funded during my fund raising. So I Stephen, has decided to make a perfect payment for you and for me too, and I need to do everything possible to show respect to every lenders. I want to assure you that, very soon I will increase my payment as what I normally do. God bless you.

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  • Gerry    Aug 17, 2016

    Great progress! Thanks for sharing the pictures, and peace and continued blessings to you!

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  • Stephen    Aug 9, 2016

    Dear Lenders,

    Please, the second floor iron rolls have been bounds. You can clearly see the attached photos that, the second floor iron rolls are now longer. God richly bless you. Thank you.

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    • Wendy Emlyn    Aug 12, 2016

      Thank you, Stephen. You can really see it beginning to take shape now! Are the children on their summer holidays now, like they are in Britain?
      God bless you,
      Wendy

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      • Stephen    Aug 12, 2016

        Thank you too, dear Wendy. Please, yes, they are in the summer holiday, including all government and privates schools. God bless you too.

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  • Stephen    Aug 9, 2016

    Dear Lenders,

    I know by the grace of God all of you are doing so well. You are so marvellous to me and that can not be told and thanking of you in 1 day. I want to inform you that, I bought another iron rolls to bind it to the first floor rolls. Please, as what I promised to do, I will do my best to fulfil it, that one of them is to pay this loan early back to you. I know Zidisha is great and perfect but you Lenders are also making it to be strong and unique. My mom always advice me not to cheat and dissapoint so that everything will be easier on my path through God the Almighty. May God richly bless a work of your hands and protect your children and the family. Thank you.

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    • Wendy Emlyn    Aug 9, 2016

      Thanks for the update, Stephen. Do you have any more photos yet?
      God bless you,
      Wendy

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      • Stephen    Aug 9, 2016

        Dear Wendy, thank you. Please yes, I have a lot of photos to show but the network wasn't stable. I will do my best to post them right now. Thank you.

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  • Stephen    Jul 10, 2016

    Wow! wow!Stephen, you are a great encouragement to me you want to tell me all this is through zidisha ?Success and God's blessings. may the Lord God of Israel bless Julia Kurnia for this brilliant Idea to start Zidisha and the lenders for funding us. My life too is a testimony.

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    • Stephen    Jul 12, 2016

      Yes, my dear brother, Zidisha and Lenders has done a lot for me, and they deserve to be thanks always. First thanks should go to our Director of this platform Mrs. Julia Kurnia. God will definitely bless all the Lenders always. Due to what they have done for me, I don't want to disappoint them. I'm so excited to have Zidisha in my life. Keep bless.

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  • Stephen    Jul 7, 2016

    Dear Lenders,

    Since I started my project till now, there are a lot of changes and improvement arising. So I want to thank you for all what you have done for me. Because I was nobody and you are making me a somebody. Anyone who will see the project get shock, due to it largest. The project is very large but I think it's not big issue to God and you. I believe that, due to your kindness and generosity, that's why you are continuing be bless. Please, when I am diverting alert and control me to the right path. If not Zidisha, nothing could have come into my mind to start this big project. I am sure by now it's the wooden structure that's still being managing. May God richly bless you all. Thank you.

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  • Stephen    Jun 19, 2016

    Dear Lenders

    First of all, I want to thank each of you for the loan you always given to me. You haven’t disappointed me before and I hope you will not, anytime I raise a new loan, you feel so happy, comfortable and pleasure to contributes to me. Please, the contractor told me that, they want to lay all the pillars including the second floor pillars, and after that, they will fix the blocks and divide all the classroom. But the demanding iron rolls for the second floor is not so easy at all, when we made the calculation for only the iron rolls, the price is very huge amount of money. So please, allow me to reschedule my loan again, and I will do my best to fulfill my promise, that, this loan will completely pay off within six months. May compassionate God bless you all and our Director (Julia Kurnia) of this noble organization. Thank you for your understanding.

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  • Stephen    May 17, 2016

    Dear Zidisha and Lenders,

    I again want to inform you the improvement of my school (CATFEC). Please, we have removed the boxes from the first and strong ironrolls after the concrete dried. The cement and the chippings (concrete) for the pillars were so great enough, we filled with a much of cement, because, it’s those pillars which are going to be hold or carry this story building to the future. I hope my noble school (CATFEC) will be the best and precisely through Zidisha and you. It’s your money, prayer and motivational messages that are giving me a hope and the interest to complete this project. Please, I will again give you a further update of this project.

    Please, I went to the director of Ghana Education Service (GES), to help and cancel some few unexpected deductions from my Payroll. The director also spent his time and sent everything to the Controller and Accountant General Department for them to cancel it for me. And when we finished, the director asked me the improvement of my school project, and I also answered and told him everything that are going on there. He then told me that, one day he will definitely go and have a look at my school project. In fact, when I heard this from director, I was very happy. Because, it’s not so easy for him or GES’s directors to go and check whatever you are doing due to workload. So I gave him a very hard handshake. When we go, he will surely tell me what will help to improve every education, and he will also give me a strong advice, because, he knows much about education and every government and private schools are under him. He finally said, “Stephen, as you are a very respectful guy, I will help you with my knowledge”. Thank you and may God bless a work of your hands.

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