School fees & service an lpo

Beatrice

Mombasa, Kenya

100% repaid

Entrepreneur

Name

Beatrice

Member since

February 2017

On-time repayments

74 installments  •  65%

About Me

I am Beatrice a single mother of two school going teens.I am a hard working honest lady with an open mind approach to life.I believe we all have potential to improve/better our lives and in the process empower others.....
I was born in the southern part of Kenya,Nyanza province to be exact.I am the first born in a family of six.I had an average childhood.I say average coz although I didn't have all that luxury I managed to get my education without any difficulties.While in high school I lost my mother who was my pillar an this kind of affected me generally.After high school my grades could not allow me join university so the next option was to join tertiary college which never came ti be coz i met this man whose love swept me off my feet so we got married but the marriage did not last,we separated leaving with the burden of providing for my kids.

Although I have a part time job the same does not earn me enough money to meet my family's needs.So I started the business as side hustle when I realised I had difficulties in meeting my family's needs.
Currently I live in the coastal region.what I love about the coast is the culture of the people here not forgetting their food and beautiful beaches.
Just to let you know,we have an organized group which we started as with around twenty ladies.Our main objective is to empower ourselves economically with the aim of encouraging more ladies in decision making.
Under the group we have a traditional dance troupe which we use as an income activity as well as for culture preservation.Through the group we habe managed to open income generating activities for two of our members and we are hoping to do more as God enables us.

My Business

My business deals in general supplies but due to capital constraints am currently able to supply toiletries to hotels but am starting get orders to supply housekeeping items as well kitchen utensil.I chose this kind of business because the goods are readily available and also their prices take long to change which then means the quotations made are safe.At the moment I plough back the profits in order to increase the business working capital but at times use the profits to pay for children's education.

Loan Proposal

Once I receive the loan I plan use it as follows;
1.100 USD ...school fees.Through savings and fund raising from my friends and family I have managed to put aside 3/4 of the school fees so I will add the usd 100 to complete the amount required to clear the tution fee to enable my daughter sit for her final exams at the university which are due in a week's time.
2.USD 93....buy toilet rolls.....I have a new order to supply toilet papers worth 310 usd so I intend to use the loan balance of 93 usd to buy three bales of the tissue rolls which will cost 31.29 usd each which after selling will earn me a total profit of 50 usd .with increased profits the education of my kids is guaranteed as well as better life for my family.

The far we have come as a family is due to the unwaivering and selfless support from you our wonderful lenders..With Zidisha we can dare to dream and dream big .

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$201.00

Date disbursed

Dec 17, 2017

Repayment status

On Time

Projected term

10 months

Lenders

C

chrisherron

Chicago, United States

Mike and Jacqui

United Kingdom

Kevin

San Francisco, United States

Cliff

United States

Myria

New Mexico, United States

Paul Buchheit

Mountain View, United States

AB

Ashira Blazer

United States

A

Anonymous

United States

BL

Bill Lowery

United States

AA

Andrew and Kim

Nashville, TN, United States

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