School uniform supply

Jayne Muruga

Nairobi, Kenya

100% repaid

Entrepreneur

Name

Jayne Muruga

Member since

February 2014

On-time repayments

111 installments  •  71%

About Me

I am the fourth born in a family of seven, where my dad was a teacher.My family is from Njoro in Nakuru County.I learnt to do business as young as 14yrs where we wd go for casual labour in other peoples farms and from the earnings we would buy farm produce at lower prices and take to the market for a small profit margin.This way i would have my pocket money in school.After I got married I had to leave working and join my husband who was in a different town, it was then I started my first business of selling second hand clothes. However I have been separated for 9yrs now.I have 2 diplomas,Electronics and Information Systems.At the time we separated I dint have a regular job but a small cosmetic/ beauty soap which was all I had to rely on.About 5 months down the line I sold the business and left for the neighboring country Sudan to explore for better business opportunity.My stay there was however terminated due to hostility in the area i was located, just before the Country was declared independent.I have since been doing supplies in stationery mostly in schools but only occasionally.I have thus indulged in poultry farming to diversify just to supplement what I manage to get from supplies.I have a chicken farm house for local chicken which I have been supplying to a hotel.I have 2 children aged 16 and 11 yrs whom am taking care of. My girl desires to be a lawyer while the boy wants to be an engineer.
I love visiting farms and learning new things at every opportunity.

My Business

My business of poultry has been doing great and the school uniform supply is still on. Thanks to Zidisha for the three loans i have gotten from them. I ve continued to do supplies at the hotel and I just secured another supply order in a 3 star hotel for 120 pieces per week. Every other week I manage to bring in new chicks between 50 to 80.Out of the proceeds from this business, I did a course in sales and marketing costing 235US Dollars. This course I took so as to allow me be able to do proper marketing and learn the sales skills, this will go a long way in helping me do business more professionally.
From my initial involvement with schools, in stationery supplies, I have managed to source for school uniform supply from two schools, which I will do every beginning of the year.
Being a single parent is not an easy task,it requires me to work extra hard to manage with the ever rising living standards. Globally the economic crises is biting in all countries Kenya not being an exception.I thus have to stay open to available opportunities.

Loan Proposal

I have managed to secure school uniform supply tender from 2 primary schools. From School 1 I need 50 pieces of tunics for girls i.e 3/4 meters of fabric each, a total of 45meters of fabric. Accessories 50 zips total 2.8USD, sewing thread 4,each at 0.6USD total 2.4 USD. Fabric is costing at 2.8 USD/meter. Total fabric required costs 126USD. In total for school 1, a total of 131.2 USD
School 2, They require 45 shirts @3/4 m [email protected] 3.9 USD each, total 177 USD ,20 [email protected]/4m fabric each @ 2.8 USD total cost 56 USD and 25 trousers @ 1meter each @ 2.8USD/m , total costing 70 USD. Zip and Thread 5.2USD. in total for this school i require 308.2 USD.
To have these orders complete, I thus require total of ( 131.2 + 308.2 ) 439.4 USD. Its my prayer that I can get the ksh 25000 ( 280.9 USD ) from Zidisha and the deficit 158.5 USD I will borrow from my poultry kit.
Its my humble request that I may be considered on this for I have upto 5th of Feb to deliver. Its really a mater of urgency and i beg to be pardoned for I secured this only 4 days ago.
Am grateful to have this opportunity as growth in my business field for it will run for as long as i dont compromise on quality services.
Out of this first supply, i plan to set up a tailoring shop from where i will do any other subsequent work. I will at least offer permanent employment to one person and another on work piece. This will meet the vision of Zidisha " poverty eradication " .
My greatest appreciation for how you touch and transform disadvantaged lives. Really inspiring and something to emulate.
Thanking you in advance.

Feedback

3

None

None



Loading...

Loan Info

Project Type

Classic Loan

Disbursed amount

$280.43

Date disbursed

Jan 23, 2015

Repayment status

On Time

Projected term

4 months

Cost to entrepreneur

Lender interest: $280.43 at 4.38% annual rate over 4 months = $4.32

Service fee: $3.65

Lenders

C

chkuo

Taipei, Taiwan

Zidisha

Sterling, United States

Bobrm2k3

Charleston, United States

P

Pavane

Kungsbacka, Sweden

L

lewisfamily

Bicester, United Kingdom

W

wilma95

napa, United States

A

Alaska

Roscommon, United States

T

ThereIsNoGod

Singapore, Singapore

P

Pillango

Frankfurt, Germany

A

alettore

Schleinikon, Switzerland

A

angie42

Clinton Township, United States

A

andprosper

World Peace, United States

Mrdressup

Brisbane, Australia

D

Draka

South park, United States

90803

Long Beach, United States

RolandS

Ingolstadt, Germany

J

JacobKate

Brisbane, Australia

somuchjackson

Boston, United States

stroi08

Odense C, Denmark

E

Esseni

Cincinnati, United States

M

mallika

Laguna Niguel, United States

Y

yunfangjuan

Palo Alto, United States

D

doroncoh

Tel Aviv, Israel

C

Catch22

The Colony, United States

B

Budgie81

Norwalk, United States

J

jebediahFND

Oslo, Norway

R

rosebo

Bend, United States

Parkmobile

Fort Bragg, United States

G

Gdrvasc

Frederick, United States

S

sgunnink

Utrecht, Netherlands

H

happytrailsjpd

South Bend, United States

M

markus61

cologne, Germany

Q

QPWOEI

Norwich, United Kingdom

S

Sunflower

116 Taylor Drive, United States

M

mibrahim51

Mountain View, United States

A

adelias

plymouth, United States

K

ksiebrandt

Omaha, United States

J

JudoGlenn

North Olmsted, United States

A

Armeij

Veendam, Netherlands

D

dmartink

Maryland, United States

Paul Buchheit

Mountain View, United States

jtreyes

United States

Christopher Hey

Sudbury, Canada

Paul Buchheit

Mountain View, United States

Ask Jayne a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

Loading...

Loading...

Loading...