School uniforms and bags

Mercy

Nakuru, Kenya

100% repaid

Entrepreneur

Name

Mercy

Member since

March 2016

On-time repayments

243 installments  •  57%

About Me

My names are Mercy Mugure Kimani. I'm married and have 3 children. I was born in Kiambu district in the Kiambu county which was in the former Central province. This is about 50 miles from Nairobi.

I went for early education near my rural home, which is just a walking distance and this was so good as I did not get tired going to school, unlike my counterparts.

Later I went to a school in Nairobi, Uthiru Girls high school, and after my form 4 exams, I joined a college in Nairobi to do my study in Front Office & Housekeeping.

I got married in the year 2010 and relocated to my current township of Nakuru which is 130 miles south of Nairobi.

My Business

I have been practising horticulture with my 5th loan and am happy to let you know that it was a wise decision.

Farming is not only a passion that I have, but the challenges and the ability to oversee crops from seeds to maturity and finally selling them and earning brings lots of excitement.

The farming I was doing was overhead irrigation which has it's own shortcomings, but on the other hand the profits are big. Within the first 6 months, I had started realizing profits upto 80% more.

This is the reason I want to move to a more intesified Greenhouse farming which is more productive and harvest are bigger hence the projected income will definitely double in the next half year.

Loan Proposal

My customers have been asking me to stock School Uniforms, school shoes and school bags in a section of my shop.

This is mainly due to the reason that the nearest one is a little far.

The loan proposal for my loan is as follows-

1. School Uniforms for boys and girls.............................$100
2. School shoes for boys and girls......................................$80
3. School bags............................................................................$50
4. Other expenses.....................................................................$20

TOTAL- $ 250

With this amount, my business will take the next level and I am sure I will be able to meet my customers expectations and therefore increase my profits and livelihood.

As usual, I pledge to continuously repay my loans on time and completely.

God bless you all.

Mercy.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$255.00

Date disbursed

Jan 16, 2017

Repayment status

On Time

Projected term

5 months

Lenders

investor

Candiac, Canada

J

johan

Oslo, Norway

TG

The Gwarden

Göteborg, Sweden

AdamP

Sunnyvale, United States

cyrus0302

San Francisco, United States

O

Oliver

Geneva, Switzerland

C

cjmenchaca

Austin, United States

J

Jessica

Patagonia, Argentina

BJ

Brandon Joz

North Carolina, United States

OliverSouthwick

London, United Kingdom

TK

Tim Koppel

WOLLONGONG, Australia

beverly

Vancouver, Canada

G D Export

Kolkata, India

J

jjonas

berlin, Germany

M

MiguelC

Chicago, United States

Erica

Caledon, Canada

B

bopsquod

Seattle, Wa, United States

Cloudways

Malta, Malta

P

penguin3694

Chicago, United States

R

rpmccarthy

Sydney, Australia

B

bugsheep

Houston, United States

L

LeegleechN

Sunnyvale, CA, United States

L

leniwiec

Poznan, Poland

ads68

Melbourne, Australia

Christopher

Copenhagen, Denmark

sarna

Toronto, Canada

fairspirit

Utrecht, Netherlands

L

LindsayB

Sydney, Australia

W

willemsenphilippe

Edegem, Belgium

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

A

alexvanandel

Haarlemmermeer, Netherlands

gseletko

South Perth, Australia

mojobob

Hayward, United States

tonnyschonewille

Maastricht, Netherlands

Matthieu

Switzerland, France

xtrahardware

Cazenovia, United States

J

jinx83

Brisbane, Australia

E

E

Marin county, United States

Evan Lamos

Brussels, Belgium

G

guggl

Vienna, Austria

sderickson

Berkeley, CA, United States

T

thebonseung

Republic of Korea

O

oonbug

United States

M

Malibu

Westwood, United States

R

randall

Ogden, United States

S

spivurno

United States

Paul Buchheit

Mountain View, United States

N

nlane

Vietnam

M

Mal57

Australia

J

jay12

Germany

joshuacollinson

Vienna, Austria

P

Panda6689

United States

TyWee

Manila, Philippines

Vesa

Helsinki, Finland

W

wesbh89

United States

J

jdelaporte

United States

Loungin

United States

K

KiraDee

United States

KM

Kirsty M

United Kingdom

Dave Bogard

New York, United States

W

Wade

United States

F

Frits

Rotterdam, Netherlands

PG

Paul Graham

United States

A

Andrei

United States

AK

Achim Königs

Bonn, Germany

Christopher Hey

Sudbury, Canada

SB

Sue Bucholz

Sacramento, United States

J

Jo

United States

BW

Betty Waweru

United States

RG

Ravi Gadad

United States

Sinan Taifour

Munich, Germany, Germany

J

Jon

United States

Craig Newmark

United States

The Zinc Team

San Francisco, United States

WS

Warren Shen

United States

Humble Bundle Community

San Francisco, United States

V

VJ

Canberra, Australia

RH

Robert Harris

United States

D

Dalton

San Francisco, United States

HCPSPIRIT

Helsinki, Finland

Haroon S

United States

A

Anonymous

United States

GS

Gary Sinard

Franklin, TN, United States

Kenny

San Diego, United States

M

Mack

Harbor, Oregon, United States

A

anna

Sacramento, California, United States

R

RMIM

United States

Mike

Indianapolis, United States

Paul Buchheit

Mountain View, United States

Bryce Bow

Bloomington, In, United States

SS

Sandi Smith

Pimpama. Queensland, Australia

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

C

Cassy

United States

Ask Mercy a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Patrick    Feb 3, 2021

    Mugure has been trying to reschedule her weekly instalments to her favourable amount but the system can't allow,which I advised her to contact zidisha through her Help page for more help.

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  • Mercy    Jan 29, 2021

    Hallo lenders, I have been trying to adjust my payment amount but the least you have the amount I can't be able to repay on a weekly basis. For now, am financially unstable and I don't want to commit myself to something which Am very much aware for now I cannot make it. Please try to reduce to the least amount which I can be able to commit myself. Thank you

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  • Lilian    Dec 11, 2020

    Halo lenders, I have spoken to mercy who is financially unstable but promised to reschedule her payment to Avery minimum amount until things will be well with her business

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  • Mercy    Nov 18, 2020

    Low income for now.

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  • Mercy    Oct 9, 2020

    My business was affected by the Covid 19

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  • Timothy    Oct 8, 2020

    Mugure said her business is not doing well.

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  • Timothy    Sep 8, 2020

    I called Mercy and she told me that she will adjust the loan installments and make the repayment. Although she disconnected the call before getting all the information from her.

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  • Mercy    Jul 13, 2020

    .

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  • Mercy    May 14, 2020

    Business is not doing well.

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  • Mercy    Mar 10, 2020

    Business is quite low at the moment.

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  • Mercy    Dec 31, 2019

    Business is very low

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  • Mercy    Oct 11, 2019

    Business is low

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    • Emma    Oct 16, 2019

      Thanks again for the update Mercy :-) Hope there's still plenty to keep you smiling, even while business is low :-)

      All the best with it all hun, thoughts are with you, Emma.

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  • Emma    Aug 18, 2019

    Hi Mercy :-) I just wanted to let you know if you needed to keep the lower repayment amount, that's completely fine as far as I'm concerned :-) Just let the zidisha team know, so they can adjust things again for you :-)

    Thanks again for always being so good at communicating how you're going... Its been appreciated :-)

    All the best with everything hun, hope things have been making you smile. Emma.

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    • Mercy    Aug 27, 2019

      Thanks so much, Emma for your concern, there's so much to work out for and am certain all will be well very soon.

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  • Mercy    Jul 16, 2019

    Business is low

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  • Mercy    Jan 23, 2019

    .

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  • Mercy    Nov 27, 2018

    .

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  • Mercy    Oct 25, 2018

    Will increase.

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  • Mercy    Sep 15, 2018

    Will increase.

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  • Mercy    Jul 26, 2018

    Catching up with some issues.

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    • Ekim Deniz Kurt    Aug 31, 2018

      Hi Mercy, it must certainly be tough for you now but if you can restructure your loan, I think you should go for it. I wouldn't want to see your repayment rate falling down to a level where people will have doubts loaning you money.You're brave and I'm hopeful and convinced you'll see thru these times.. All the best!!

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      • Mercy    Sep 1, 2018

        Hi Ekim, thanks for the encouragement, I have already restructured my payment plan and I hope that soon my business will pick up in the next two months or so. God bless you.

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