Name
Crispin
Member since
February 2014
On-time repayments
254 installments • 96%
honest christian living in the outskirts of Nairobi Kahawa west.i have a wife and one son,1 Year,4 months old.i am an electrical engineer with a bachelors degree in the same.i work on a permanent job as an assistant engineer but has been frustrating to support daily life with little income from the profession.To counter this,i do farming during my free time but take it seriously since it is more beneficial to me than the permanent job.i would like to expand my projects on horticultural growing and would like some little funding to add up to my savings.my savings are directed towards purchase of farm equipments and inputs to expand my project as i want to go commercial and full time farming.Currently,my wife is not employed and this has also been a challenge to me.i would like to help her start a business of her own so that we contribute to our bills together and also empower her financially.
i get most of my income from farming where i grow tomatoes and vegetables which have ready market.i also have chicken in my farm who are laying and selling over 10trays of kienyeji eggs a week which are on demand currently.i also have a dairy cattle and selling 10litres a day and hope to expand this by having a better producing cow.To improve the milk production,i have planted some barley on my farm so that i can start embracing the hydroponics farming technique once i harvest it.all these products that i sell are purchased at farm gate and are ordered and i have never experienced loss as a result of lack of buyers.i have employed three farm hands who help me manage the farm.i trained them as i have extensive knowledge on agribusiness.
I would like to help my wife start a business of her own in selling second hand children clothes which are on high demand in my area.I would like to empower her financially as well as engage her in assisting me too cater for the family bills since it's a bit challenging for me. I would like to request lenders to assist me in this gesture by funding my $195 loan request which will be added to my current savings of $38 to help her start the business. The cost of one bail of clothes costs $200 while other expenses of transport and shop rent totals to $32 including the council fee for business permit. This loan will fund a business that will not only assist us financially, but also deliver affordable clothing to our neighbors.I also intend to be donating some of the clothes to a nearby children's home for charity work. The returns are good for one bail ranging from $300 onwards and therefore good enough to also repay the loan. I would kindly request lenders to fund me and help me provide some employment to my wife and keep her busy as well as accomplish my charity work.i have previously been funded here at zidisha and repaid on time all my installments and promise to do the same for this loan.Thanks
Positive
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Neutral
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Negative
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Project Type
Classic Loan
Disbursed amount
$196.00
Date disbursed
Jun 2, 2014
Repayment status
On Time
Projected term
4 months
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