Entrepreneur
Name
Scholastica
Member since
June 2015
On-time repayments
389 installments • 100%
About Me
I am a 30 year Old Born in Meru. I schooled for both my primary and secondary education in Meru and later joined Mt. Kenya University in Thika Town where i did Diploma in Community Development and Social Work graduating in 2013. My family were not in formal employment in fact they were struggling to bring us up and seeing all they went through to provide for us and make sure we went to school i promised to give it my best and make sure i do well in my education. After my graduation i moved in with my boyfriend who in September 2014 gave me about $200 to start a business since getting employment was not easy. I invested the whole amount in second hand cloths and beauty shop and i am now happy trying to grow my business. We are blessed with two children a girl who is 9 years and a boy who is about 4 years now.
My Business
Since i was young i liked being neat and while in school i would always look for unique items to put on. It was from this and after sharing my idea with my boyfriend, now my husband who had also noticed my liking for beauty products that he decided to fund me with about $200 to start a beauty shop. I started small where i bought some few beauty products combined with ladies second had clothes. Due to my commitment and passion for this line of business it has been growing at a commendable pace. My customers like me and my husband also likes visiting my shop because he say he finds me funny selling and negotiating prices with my customers.
Loan Proposal
Hello lenders, I will utilize the loan proceeds in expansion of my second hand clothing shop. This will improve my profits which according to my projections to about Kshs. 15,000/= per week. This will be a major boost to me and the family as i will be able to contribute more towards payment of the house bills.
Income Source
Yes it is a hard times for business in our country and all over the word businesses are struggling. But thanks to my loyal customers who have kept coming to buy clothes from my shop that i have managed to pull through and am still making sales. I will rely on the same customers plus others because people have learned to accept and leave with the pandemic with business environment in our country gradually improving.
Feedback
Positive
2
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$1,040.00
Date disbursed
Jun 12, 2021
Repayment status
On Time
Projected term
17 months
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Summary
Amount repaid
$1,040.17
Amount remaining
$0.00
Date repaid
Nov 5, 2022
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jun 20, 2021 | $44.30 | Jun 20, 2021 | $44.30 |
| Jun 27, 2021 | $9.99 | Jun 27, 2021 | $9.99 |
| Jul 4, 2021 | $9.99 | Jul 5, 2021 | $9.99 |
| Jul 11, 2021 | $9.99 | Jul 12, 2021 | $9.99 |
| Jul 18, 2021 | $9.99 | Jul 19, 2021 | $9.99 |
| Jul 25, 2021 | $9.99 | Jul 25, 2021 | $9.99 |
| Aug 1, 2021 | $9.99 | Aug 2, 2021 | $9.99 |
| Aug 8, 2021 | $9.99 | Aug 9, 2021 | $9.99 |
| Aug 15, 2021 | $9.99 | Aug 16, 2021 | $9.99 |
| Aug 22, 2021 | $9.99 | Aug 23, 2021 | $9.99 |
| Aug 29, 2021 | $9.99 | Aug 30, 2021 | $9.99 |
| Sep 5, 2021 | $9.99 | Sep 6, 2021 | $9.99 |
| Sep 12, 2021 | $9.99 | Sep 13, 2021 | $9.99 |
| Sep 19, 2021 | $9.99 | Sep 20, 2021 | $9.99 |
| Sep 26, 2021 | $9.99 | Sep 27, 2021 | $9.99 |
| Oct 3, 2021 | $9.99 | Oct 4, 2021 | $9.99 |
| Oct 10, 2021 | $9.99 | Oct 11, 2021 | $9.99 |
| Oct 17, 2021 | $9.99 | Oct 18, 2021 | $9.99 |
| Oct 24, 2021 | $9.99 | Oct 25, 2021 | $9.99 |
| Oct 31, 2021 | $9.99 | Oct 31, 2021 | $9.99 |
| Nov 7, 2021 | $9.99 | Nov 8, 2021 | $9.99 |
| Nov 14, 2021 | $9.99 | Nov 15, 2021 | $9.99 |
| Nov 21, 2021 | $9.99 | Nov 21, 2021 | $9.99 |
| Nov 28, 2021 | $9.99 | Nov 29, 2021 | $9.99 |
| Dec 5, 2021 | $9.99 | Dec 5, 2021 | $9.99 |
| Dec 12, 2021 | $9.99 | Dec 13, 2021 | $9.99 |
| Dec 19, 2021 | $9.99 | Dec 20, 2021 | $9.99 |
| Dec 26, 2021 | $9.99 | Dec 28, 2021 | $9.99 |
| Jan 2, 2022 | $9.99 | Jan 3, 2022 | $9.99 |
| Jan 9, 2022 | $9.99 | Jan 10, 2022 | $9.99 |
| Jan 16, 2022 | $9.99 | Jan 16, 2022 | $9.99 |
| Jan 23, 2022 | $9.99 | Jan 24, 2022 | $9.99 |
| Jan 30, 2022 | $9.99 | Jan 31, 2022 | $9.99 |
| Feb 6, 2022 | $9.99 | Feb 7, 2022 | $9.99 |
| Feb 13, 2022 | $9.99 | Feb 14, 2022 | $9.99 |
| Feb 20, 2022 | $9.99 | Feb 21, 2022 | $9.99 |
| Feb 27, 2022 | $9.99 | Feb 25, 2022 | $9.99 |
| Mar 6, 2022 | $9.99 | Mar 9, 2022 | $9.99 |
| Mar 13, 2022 | $9.99 | Mar 13, 2022 | $9.99 |
| Mar 20, 2022 | $9.99 | Mar 20, 2022 | $9.99 |
| Mar 27, 2022 | $9.99 | Mar 28, 2022 | $9.99 |
| Apr 3, 2022 | $9.99 | Apr 4, 2022 | $9.99 |
| Apr 10, 2022 | $9.99 | Apr 11, 2022 | $9.99 |
| Apr 17, 2022 | $9.99 | Apr 11, 2022 | $9.99 |
| Apr 24, 2022 | $9.99 | Apr 25, 2022 | $9.99 |
| May 1, 2022 | $9.99 | May 2, 2022 | $9.99 |
| May 8, 2022 | $9.99 | May 9, 2022 | $9.99 |
| May 15, 2022 | $9.99 | May 16, 2022 | $9.99 |
| May 22, 2022 | $9.99 | May 22, 2022 | $9.99 |
| May 29, 2022 | $9.99 | May 29, 2022 | $9.99 |
| Jun 5, 2022 | $9.99 | Jun 5, 2022 | $9.99 |
| Jun 12, 2022 | $9.99 | Jun 13, 2022 | $9.99 |
| Jun 19, 2022 | $10.14 | Jun 19, 2022 | $10.14 |
| Jun 26, 2022 | $10.14 | Jun 26, 2022 | $10.14 |
| Jul 3, 2022 | $10.14 | Jul 3, 2022 | $10.14 |
| Jul 10, 2022 | $10.14 | Jul 11, 2022 | $9.99 |
| Jul 12, 2022 | $0.15 | ||
| Jul 17, 2022 | $10.14 | Jul 18, 2022 | $10.14 |
| Jul 24, 2022 | $10.14 | Jul 25, 2022 | $10.14 |
| Jul 31, 2022 | $10.14 | Aug 1, 2022 | $10.14 |
| Aug 7, 2022 | $10.14 | Aug 8, 2022 | $10.14 |
| Aug 14, 2022 | $10.14 | Aug 15, 2022 | $10.14 |
| Aug 21, 2022 | $10.14 | Aug 21, 2022 | $10.14 |
| Aug 28, 2022 | $10.14 | Aug 27, 2022 | $10.14 |
| Sep 4, 2022 | $10.14 | Sep 5, 2022 | $10.14 |
| Sep 11, 2022 | $10.14 | Sep 11, 2022 | $10.14 |
| Sep 18, 2022 | $10.14 | Sep 19, 2022 | $10.14 |
| Sep 25, 2022 | $44.30 | Sep 19, 2022 | $16.44 |
| Sep 25, 2022 | $27.86 | ||
| Oct 2, 2022 | $44.30 | Oct 1, 2022 | $44.30 |
| Oct 9, 2022 | $44.30 | Oct 1, 2022 | $17.72 |
| Oct 9, 2022 | $26.58 | ||
| Oct 16, 2022 | $44.30 | Oct 16, 2022 | $44.30 |
| Oct 23, 2022 | $44.30 | Oct 23, 2022 | $44.30 |
| Oct 30, 2022 | $44.30 | Oct 29, 2022 | $44.30 |
| Nov 6, 2022 | $44.30 | Nov 5, 2022 | $44.30 |
| Nov 13, 2022 | $34.06 | Nov 5, 2022 | $34.06 |
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