69 installments • 25%
My names are Johnstone Odukhula Oduori.
I was born in a family of nine in the rural western part of kenya. I really treasured my my parents who were peasant farmers and struggled a lot to educate me from the proceeds they got by tilling the small farm mostly in harsh weather.
I struggled a lot in my education and after my o-levels I went to a teachers college to do P1 course but dropped out due to fees.I left for Nairobi where I worked as a gardener and gatekeeper as I raised fees to go to college.
I managed to take a clerical course which later enabled me to work with insurance.
I proceeded to take an insurance examination and later on managed to join university.
Out of campus I have been able to form an organization that trains/capacity builds youth and women in life skills to face the challenges in life.
Besides selling insurance,I am giving back to the community via providing trainings/capacity building youth and women in micro business management,group formations,proposal writing and fund raising.
my market is mainly religious institutions,registered Community based organizations etc.
I charge them a small fee for the trainings to help buy training materials and hire of tools.
Currently there is minimal competition as the market is so big and the need for training great.
The risk is that at times some groups have no income to pay for the training fee and others default totally.
The raised funds will go towards my expansion of the current initiative which was funded by the zidisha community. I am providing daily seed capital to native marginalized community especially those who can't access credit/loans through digital platforms as they don't know how to read and write ( majority of my clients).
The availed funds enable them to source products like fish, farm produce or even goats, which they sell and pay back later at a small interest as they keep the profit.
Some are even borrowing to fuel their bikes ( youthful ones) in the morning when starting business then pay back later in the evening after having generated income.
The funds support am applying for will go towards expanding this venture as the need is big.
I humbly look forward for your support
Pay It Forward
Oct 26, 2023