Seeds and fertilizer for peas farming

Rachel Njuguna

Nakuru, Kenya

100% repaid

Entrepreneur

Name

Rachel Njuguna

Member since

January 2015

On-time repayments

307 installments  •  77%

About Me

My full name is Rachel Wanjiru Njuguna. I am married with one son. I grew up on a farm with my 4 siblings. My dad is a farmer and he has been very kind in mentoring me and showing me how to go about farming. I have done potato farming for the last two years. I started with one acre and last year I did two acres.
I have a diploma in marketing management. Apart from farming, I work as an accounts clerk in a hotel.
I started potato farming with my savings. My dad encouraged me to think outside of the box and start farming.
In 2011, I gave birth to my son and I decided to be a stay at home mum until January 2014 so that my son could get the best care. It was not easy because my husband's income was not much. I started saving from the money he left me for daily use. I joined women's groups and this has really helped me to save and support my family.
From this experience, I have become very passionate about women's empowerment and I really encourage the women I interact with to save and work hard. I hope one day to have an organization that supports women.

My Business

I do potato farming. Potatoes are always in demand in Kenya. Apart from the french fries which are consumed daily in hotels, potatoes have many other uses. I chose potato farming because, having grown up in a farm, I have seen how farming can change peoples' lives. My dad was able to educate the 5 of us through farming. Farming also has good returns when done properly.
The typical costs in potato farming are: seeds, fertilizer, labour and pesticides. One spends like 35,000 in an acre and you get a profit of 30,000 to 40,000 within 3 months. I use the profit I get in educating my son, for reinvestment and for house expenses.
My plan is to be able to do more than 50 acres with time. I am requesting this loan because I believe I can start small and go very far.

Loan Proposal

I have done potato farming for some time now and i would like to include peas farming as my project. My dad has been a farmer for more than 30 years and he always guide me and gives me good advice. With his help i have been able to improve a lot and get knowledge about farming
I have seen the importance of agribusiness, i would like to expand and plant other crops. I will need the money to buy seeds and also fertilizer for the peas farm

With this project i will be able to create employment and also help improve my living standard.

Budget
seeds- 300 dollars
fertilizer- 249.5 dollars

Show original English  

About Me

my name are Rachel wanjiru. I am a farmer and a businesswoman. I am also employed as an accountant.
I am a single mum with one child who is now 8 years old. I separated from my husband 2 years ago and it has not been easy especially financially.
I work Soo hard to provide for my son so that he can have a good education and life in general.
This year has been particularly challenging because of the economic situation in Kenya and also the weather change

My Business

The last loan I got really helped me financially. The weather was not good the the crop production was not good.
I also started chicken farming in August and that helped a lot with my financial situation.
This year in January I opened a shoe shop and it has been doing very well.
I also have a monthly salary where I am employed as an accountant.

Loan Proposal

I have done potato farming for some time now and i would like to include peas farming as my project. My dad has been a farmer for more than 30 years and he always guide me and gives me good advice. With his help i have been able to improve a lot and get knowledge about farming
I have seen the importance of agribusiness, i would like to expand and plant other crops. I will need the money to buy seeds and also fertilizer for the peas farm

With this project i will be able to create employment and also help improve my living standard.

Budget
seeds- 300 dollars
fertilizer- 249.5 dollars

Feedback

4

None

None

  • Katja    Mar 29, 2017

    Thank you for repaying that fast and Wish you all The best!

    Log in to reply • Share


Loading...

Loan Info

Project Type

Classic Loan

Disbursed amount

$554.00

Date disbursed

Jun 1, 2016

Repayment status

On Time

Projected term

4 months

Cost to entrepreneur

Service fee: $22.68

Lenders

davelowe100

Perryville, United States

BelleStarr

Albuquerque, United States

T

Tallago3

Munich, Germany

B

blahblah

Nuernberg, Germany

JimVandegriff

Trinidad, California, United States

Cloudways

Malta, Malta

S

SvenWaage

Stavanger, Norway

P

PHU99

Zwingenberg, Germany

Hedwich

Gorssel, Netherlands

Richard Griebe

La Jolla, United States

sderickson

Berkeley, CA, United States

B

bscent

Hong Kong

Dave Bogard

New York, United States

D

dsfranz

Gaeta, Italy

CN

Cyprien Noel

United States

Emma

Australia

TH

tom hd

United Kingdom

John Minges

United States

LH

Lisa Heinze

Milwaukee, Wisconsin, United States

kt

Brush Prairie, United States

Craig Newmark

United States

The Zinc Team

San Francisco, United States

Humble Bundle Community

San Francisco, United States

A

Anonymous

United States

A

Anonymous

United States

Ask Rachel a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

Loading...

Loading...

Loading...