Selling of all types in of wood

Rachel

Accra, Ghana

100% repaid

Entrepreneur

Name

Rachel

Member since

March 2017

On-time repayments

184 installments  •  67%

About Me

l attended school at Prestea Goldfield International School in the western Region. l would go to farm in the morning before school. We planted groundnut in lines so I had to weed four lines before leaving for school. l sold dross used by the white ladies since l see it to be new and imported from abroad.

l realized I needed to set up a business so that if I am sacked from my employment, l will not be idle and have to begin to beg for food. My residence site was also a factor in the business l chose. The land is full of stones so without anything you have to crack stones. My dream is to build my business and know how to fish as life goes on, and to be set up for myself rather than working for other people. l love to sing, especially when am working.

My Business

I deal in hardware products: shovels, plywood, head pans to carry mixed cement. These days, a lot of people are building, so l realize the things people will use and they will buy more. The main expenses are on transportation of the products. The revenue, after l deduct all the costs l incurred on the products, is put back in the work of my business.

Loan Proposal

First for all l would like to take this opportunity to thank the lenders for such a platform.especially to those of us who cannot get the access to bank loans.I am into hard business with this loan l would like to go into the selling g of all types of wood.since the nail business has given rise to the demand of wood.these are the wood that l will sell.4by2 ,3by2,4by 4 facial board,bamboo and then 2by2.,l will buy 20pices of each 4by 2 150dollars,3by2100dollars,4by4 100 dollars facial board 80dollars bamboo 80 dollars. This will help my customers to buy all kinds of hard ware from me rather than going far distance .this will help me increase from 100 percent to 150 percent.God bless the lenders so much.

Show original English  

About Me

Introduce yourself to lenders.l attended school at Prestea Goldfield international school in the western Region where l go to farm in the morning before .we plant groundnut in lines so u have to weed four lines before leaving for school.l sold used dross by the white ladies since l see it to be new and imported from abroad.l realized to set a business so that when a sacked from my employement l will not be idle and begin to beg for food and my residence site was also a factor the business l chose .the land is full of stones so without any thing you crack stones.To build my business and know how to fish as life goes on and set up for them selves rather than working g for people.l love to sing especially when am working.

My Business

Hello to our good and innovative lenders thank you all for your support for funding my previous loan. The opportunity has come again for me to expand my business with the new loan that l will receive. The new site we located to was the source of my business identification. Most people are into building this days, l therefore saw the demand for hard ware that simple building materials like nails, builders square, paint and brushes, headpans,roofing nails,roofing sheet, plywood, all types of wood for roofing,flowing will be high..l chose the business because of the area and the high demand for those items. Where l spend much is on transportation since the area is new with rough roads and l gain more when they buy my nails in pounds rather than in boxes. I plough back the profit into the business as l use some to repay my loan on time and supporting the family when the needs arise. I hope my loan will be hundred percent funded. Thank you and counting on your usual cooperation.

Loan Proposal

First for all l would like to take this opportunity to thank the lenders for such a platform.especially to those of us who cannot get the access to bank loans.I am into hard business with this loan l would like to go into the selling g of all types of wood.since the nail business has given rise to the demand of wood.these are the wood that l will sell.4by2 ,3by2,4by 4 facial board,bamboo and then 2by2.,l will buy 20pices of each 4by 2 150dollars,3by2100dollars,4by4 100 dollars facial board 80dollars bamboo 80 dollars. This will help my customers to buy all kinds of hard ware from me rather than going far distance .this will help me increase from 100 percent to 150 percent.God bless the lenders so much.

Feedback

2

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  • Eric West    Jul 15, 2019

    A very positive and rewarding experience . . . Rachel, you've done an admiral job in establishing and expanding your new business . . . May God continue to encourage, enrich and bless you as you move forward . . . I, too, will be more than happy to support you in the future.

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  • Mary    Mar 6, 2019

    Thanks Rachel. Excellent repayment. I'll be happy to support your business again. Best wishes for continued success.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$513.00

Date disbursed

Oct 27, 2017

Repayment status

On Time

Projected term

5 months

Lenders

A

Andy

Berlin, United States

G

glh25

Winooski, United States

isabelv

Barcelona, Spain, Sweden

Robin Goodfellow

Vancouver, British Columbia, Canada, Canada

PG

Paul Graham

United States

Craig Newmark

United States

Humble Bundle Community

San Francisco, United States

Paul Buchheit

Mountain View, United States

A

Anonymous

United States

CN

Craig Newmark

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

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  • Anthony    May 23, 2021

    She said she lost her phone so now she cannot get access to her account and do the payment so madam please check it for her

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  • Anthony    May 23, 2021

    She said she lost her phone so she cannot get access to do repayment so please check it for her and she is worried of not paying the loan.

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  • Eunice    Apr 27, 2021

    She said she is facing challenge with her login so she is not able to get access to the accounts to pay

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  • Vincent    Apr 17, 2021

    She complained about low market sales but promised to pay it.

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  • Yusuf    Feb 23, 2021

    She said her business is not good this day's

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  • Issaka    Jan 20, 2021

    I have been calling Rachel today but she hasn't been able to answer yet, once i get in touch with her i will update you about her and her loan, I will also try to motivate her and support her to get back on track. Thank you.

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  • TomF925    Jan 8, 2021

    Recommend you ask Zidisha to refinance at lower payments, longer loan period. There is no extra charge. Save your credit rating!

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  • Wendy Emlyn    Dec 27, 2020

    Hello Rachel.
    Are you able to make any more payments yet?
    God bless you,
    Wendy

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  • Christian    Dec 15, 2020

    Rachel agreed to make payment

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  • TomF925    Dec 10, 2020

    Recommend Rachel contact Zidisha to lower payments and retain credit rating.

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  • Christian    Oct 28, 2020

    Just spoke with Rachel. She promised to make payment today

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  • Rachel    Oct 19, 2020

    Low sales

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  • Christian    Oct 16, 2020

    I spoke with Rachel Naki Morklah again this morning, she agreed to adjust her repayment so that by next week, she can resume payment

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  • Christian    Sep 25, 2020

    I'm able to speak with Naki and she promised to resume payment very soon

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  • Rachel    Sep 14, 2020

    Greetings to my cherish lenders pls am sorry for my late payment. It not something intentional but things are really had.l thank for zidisha. Pls l started in 2017 can l know my savings so that if l can ise some to pay my debt

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  • Rachel    Aug 19, 2020

    Poor sales

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  • Agnes    Aug 18, 2020

    I called Rachel reference and told me he will talk to her for the payment

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  • Agnes    Jul 15, 2020

    Rachel said she will settle the arrears very soon

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  • Rachel    Jun 16, 2020

    Because of low sales and others challenges

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  • Agnes    May 28, 2020

    Rachel said business is bad but she will make the payment soon

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