Simple milk coolant

Benard Ndungu Waweru

Kandutura., Kenya

19% repaid

Entrepreneur

Name

Benard Ndungu Waweru

Member since

April 2012

On-time repayments

85 installments  •  34%

About Me

Born 1961. Started the school in 1973 to 1979. I join secondary school in 1980 to 1983 at Jomo Kenyatta secondary school. After school I join casual masonry where I was trained how to build stone houses. I am married with 3 children, a boy and 2 girls.While i was aged ,i used to play Foot ball and volleyball as well.Before i was born, my parent were living at Central Kenya where they were tought Agikuyu culture.My mum was tought on how to cook Githeri which is a composition of maize and beans,while my Father was tought on how to graze sheep's.When we were born ,we also underpart the same as our parent does.

My Business

After being trained as a masonry, I decided to depend on myself. So I take contracts or sub-contracts and I employ people. After finishing any contract I pay the workers and other expenses as far as the building is concern and what remains support my family.Due to increase of population ,there is need of building descent mansionel so as mason,i used to build of my best so that i may gain more customers.During young age ,i used to visit constructions whenever it taking position.I use my profit to expand other business like Dairy cafe which is learned by my wife.The rest i use to cater for my children school fees.

Loan Proposal

Dear Lenders,
I would like to use 100% to buy milk coolant ,as you know the product is more complicated when not well stored.The item will be more useful to me because i will be able to stock more product without problem and there will be availability of the product and the best quality.Since this session,there is availability of rain and the product is very high,i used to buy the product at fair price.i shall be experiencing shortage of customers,so the availability of the item will be more usifull for i will stored for more than two week to wait for the better market.After the end of the rain, i will make more profit because the will be unavailability of the product. I hope you will here my pray and assist .May almighty Father remember you as you think about me.Be blessed.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$488.53

Date disbursed

Jan 2, 2016

Repayment status

Late

Projected term

11 months

Cost to entrepreneur

Service fee: $20.29

Benard opted to pay $83.04 into the Zidisha Members Loan Fund in return for a higher starting credit limit.

Lenders

Daniel

Brussels, Belgium

C

CWS

Huntington beach, ca, United States

B

bgalon

London, United Kingdom

A

alfredo

Bremen, Germany

D

Delph007

Den Haag, Netherlands

valentin

Stockholm, Sweden

F

Frank

Berlin, Germany

investor

Candiac, Canada

J

johan

Oslo, Norway

T

tatts2000

melbourne, Australia

AdamP

Sunnyvale, United States

BelleStarr

Albuquerque, United States

G

garrybuck

Oro Valley, United States

cyrus0302

San Francisco, United States

L

Lunatoon

Grants Pass, United States

S

sebseb

The Hague, Netherlands

P

patfigel

Wien, Austria

DeanDropshot

Oslo, Norway

Straetman

Kaarst, Germany

Rocketdrive

Eugene, Oregon, United States

J

jozua

Delft, Netherlands

F

Fiodal

Helsinki, Finland

Hakayati

Dublin, Ireland

G

Gymeagary

Bangor, Australia

T

traderjohn

Baltimore, United States

G

gt2016c

Birchgrove, Australia

S

SusanP

Muscat, Oman

T

TopUp

Toronto, Canada

F

FaaThailand

Bangkok, Thailand

R

rcmssr

Woodbury, United States

MichaelDean

San Jose, United States

M

markj

Camberwell, Australia

J

Jacquinta

London, United Kingdom

Pere

Barcelona, Spain

S

SamTom

Carindale, Australia

M

mpeters

New York, United States

T

ToddK

Indianapolis, IN, USA, United States

K

Kristina

Christchurch, New Zealand

L

lped759

Saint Paul, United States

C

cjmenchaca

Austin, United States

BJ

Brandon Joz

North Carolina, United States

M

MarleyZiggy

Colorado, United States

J

John

Newbury Park, CA, United States

J

jgrauel

Zurich, Switzerland

N

nanning

Baltasound, United Kingdom

E

EveleighT

Arlington, VA, United States

Jeff and Marcie

Portland, OR, United States

B

blahblah

Nuernberg, Germany

M

mrhanky1

melbourne, Australia

jk1234

Pinellas Park, United States

G

gregoryhk

San Francisco, United States

B

BigLender

Austin, TX, United States

HansLindgren

Uppsala, Sweden

P

proby24

Singapore, Singapore

B

bobabrown

Canton, CT, United States

A

Alsyf

Sydney, Australia

beverly

Vancouver, Canada

phytoplankton

United States

J

jjonas

berlin, Germany

T

tmsaddress

Orlando, Florida, United States

B

Becks

Dubai, United Arab Emirates

L

Lenore

Munich, Germany

T

tonilends

catalonia is not:, Spain

S

SeanWolfPack

Raleigh, United States

dajawein

Gladstone, Australia

indeh

London, United Kingdom

athomas

Chevy Chase, United States

JesseEXPRESS

Arlington, United States

D

DamoA

Wollstonecraft, Australia

M

missjoyy

Munich, Germany

F

femi123

Oakville, Canada

andreasol

Bielefeld, Germany

P

portlandloans

Portland, United States

chocpuma

Saint Paul, United States

F

fake_name

Boston, United States

D

Divergent

Bethesda, United States

Susansfund

Colorado Springs, United States

T

tomdeneire

Eke, Belgium

kickerofelves

Sao Paulo, Brazil

A

AustA

Sydney, Australia

B

bgj21

Cambridge, United Kingdom

G

glomardor

Leonardtown, United States

Cloudways

Malta, Malta

D

Dadiolafs

Vestmannaeyjar, Iceland

M

markusfitza

College Station, United States

IA

Ismini and Jerry

Stamford, USA, United States

P

penguin3694

Chicago, United States

A

aiban

Austin, United States

J

JG2012

Brooklyn, United States

S

Sabine

Courtenay, Canada

M

mastodons

Chicago, United States

A

Austrian

Graz, Austria

birtom

Ettlingen, Germany

Matthew

New York, NY, United States

W

wogman

Evanston, United States

S

samuk

Nottingham, United Kingdom

H

Hello

Salisbury, United Kingdom

A

Aastra

Los Angeles, United States

dtsuji59

Brampton, Canada

G

GirlOfEarth

Earth, Finland

K

Kinger

Dublin, Ireland

W

Woodyrocks

London, United Kingdom

V

Va_Ce_Jo

Egham, United Kingdom

southcentral

Zürich, Switzerland

L

loistf

Madrid, Spain

vinnio

Burlingame California, United States

M

meandus

West Bloomfield, United States

L

LeegleechN

Sunnyvale, CA, United States

B

BClay

Campbell, United States

K

Katehar

Maple Valley, WA, United States

J

jwharding

Hamburg, Germany

russelldjs

London, United Kingdom

ads68

Melbourne, Australia

M

michaelangers

Toronto, Canada

J

janharg

Garland, Tx, United States

D

DThirteen

Miami, United States

O

Oktober

North Kingstown, United States

H

hchsmicroloans

New York, United States

U

UmSaeed

Southfield, United States

M

mwkelley2

Columbus, OH, United States

yorick

Springfield, United States

A

Aaron

Zurich, Switzerland

W

WellingtonPFClass

Columbus, Oh, United States

Bruno

São Paulo, Brazil

J

jerryq

Redding, United States

E

emtesenair

Charlotte, United States

U

UsefulDrivel

Fort Worth, United States

M

mkellerman

Shanghai, China

basicus

Cairo, Egypt

C

chrono

Toronto, Canada

sarna

Toronto, Canada

chadgibbs

Loveliest Village, United States

J

jonesabankwa

Bronx, United States

F

FredBetty

San Antonio, United States

fairspirit

Utrecht, Netherlands

davidt

San Francisco, United States

mithril

Prague, Czech Republic

K

KnutG

Bergen, Norway

P

prashant

SUNNYVALE, United States

S

solarkismet

Logan, United States

A

amish

San Francisco, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

C

caz32

chertsey, United Kingdom

neocodesoftware

vancouver, Canada

isabelv

Barcelona, Spain, Sweden

Nadja

Weissach, Germany

Z

ZacJ89

RIverside, United States

B

Bokolo

Leeds, United Kingdom

gseletko

South Perth, Australia

mohita

delhi, India

S

seikatsu

Palo Alto, CA, United States

tonnyschonewille

Maastricht, Netherlands

dmirpuri

Bangkok, Thailand

Matthieu

Switzerland, France

H

harrymore

Townsville, Australia

xtrahardware

Cazenovia, United States

M

Madone52

Brisbane, Australia

DJBic

Clinton, United States

E

E

Marin county, United States

J

jcappel

Toronto, Canada

G

GanSatya

United States

sderickson

Berkeley, CA, United States

O

oonbug

United States

pvilliger

Zurich, Switzerland

M

Malibu

Westwood, United States

Matching Fund

Sterling, United States

D

drorm

United States

ColinHicks

Chichester, United Kingdom

S

spivurno

United States

S

SimonAngus

South Africa

A

allie105

United States

M

Michi

Switzerland

J

jay12

Germany

Pankratio

EastVan, Canada

B

bugdaniel

Switzerland

K

Karpet

Faroe Islands

joshuacollinson

Vienna, Austria

A

ajayhk

San Jose, United States

mepster

San Francisco, Ca, United States

P

Panda6689

United States

TyWee

Manila, Philippines

D

DStateDDB

United States

S

SaraNT

United States

Grant Xavier Storer

Seattle, Wa, United States

I

idris

United States

J

jdelaporte

United States

A

AlexH

United Kingdom

SV

sven vdk

Twickenham, United Kingdom

M

M.Umar

Pakistan

A

adamdreaming

United States

R

Ruj-ura

Thailand

A

andreab

United States

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

KM

Kirsty M

United Kingdom

Arne Bachmann

Hamburg, Germany

Dave Bogard

New York, United States

Family Mueller

Petershagen, Germany

SC

Sarnia Cherie Ralsto

south coast nsw australia, Australia

Greg Howard

Reno, Nv, United States

MW

Matt Willis

United States

W

Wade

United States

WE

Wendy Emlyn

Devon, United Kingdom

NO

Nancy Owen

United States

M

Maggie

Australia

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

Ask Benard a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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