Enock

Shabarb, Kenya

19% repaid

Entrepreneur

Name

Enock

Member since

November 2012

On-time repayments

36 installments  •  8%

About Me

I am trained and qualified in the following courses Computer Science, Sales and Marketing and Cisco networking from Egerton university Nakuru town campus 2009. I come up with a wide experience in Computer field. I am married with one wife I have got no child so far, I reside next to my business premises,
I previously worked with Kuresoi Shepherdess Agency as an IT administrator from 2009 to 2010 when I decided to start a cyber cafe business and computer repair and maintenance this one here I started training computer application which I focused on un employed youths at a small fee that they can afford to pay. since it has helped many youths, my computers are not enough to accommodate them,
I particularly started the business to make my own destiny as well to learn how to take risks as well to help my family, parents and to assist my younger brothers who are at school.
My parents are just farmers where sometimes they go at a loss even my brothers end up not going to school.
My business is profitable since there is no more competition in as well we have less experts/professionals in the same field.
Since I started this business I have bought a plot for my self and i have built a three bedroom house for rental to be furnished soon.
With this Zidisha Loan Will enable me to purchase more computers as well to accommodate more clients.

My Business

My business Name is Enock Cyber is located in Shabarb area opposite Bells Restaurant next to Magjom Poshomill in Nakuru,It is licensed under the municipal council of Nakuru,it deals with :- I computer training services business, I do offer internet services to my customers, photocopying, binding, Lamination, computer repair and maintenance and computer training.
There is much demand in, most college students do research in the Internet daily, they, submit their assignment online, some do study online and as well print and bind their projects and some documents, Photocopy is daily job that we do daily from individuals and opposite hospital and chiefs office.
Shabarb area we are cheaper when it comes to computer training as well the community has liked our services since we have advertised our services through the internet and posters and as well to individuals.
Though there is much competition my clients prefer to come for my services because I and my workers we do work professionally as well we do charge reasonable prices that even the poor can afford.
Sometimes when there is black out for electricity, when power comes back it blows the computer power supply which I have to replace regularly. Technology changes daily which need me to update my systems and my computers daily. so needs more working capital.
In terms of profit and loss that one is seasonal like when schools all almost to close and holidays we have high profits, but during school open months like January, February and March sometimes we work slightly at a loss or little profit hence hinders our monthly income.
I do manage to pay monthly bills but the profit does not enable me to develop or advance my business from old generation computers to modern computers.
If I get Ksh 150,000 I will buy commercial photo copier/Printer , desktops for training purposes’, Two projectors and two white boards and introduce ICT Centre for students who are studying computer Application

Loan Proposal

since I have a lot of clients and students that i don't manage to serve due to unavailable of enough computers ,I will buy two strong desktop computers, two white boards for two computer classrooms and one spiral binder hence I will accommodate more students and more clients in a single day. which will enable me get more money from students and cyber clients to pay back the loan in time.the rest of profit I will use raise the standard of my cyber business.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$500.00

Date disbursed

Mar 7, 2013

Repayment status

Late

Projected term

37 months

Lenders

C

chkuo

Taipei, Taiwan

aarongabrielson

Heber City, United States

L

Lttlefoot

Sydney, Australia

B

Bavarian

Bavaria, Germany

T

tonilends

catalonia is not:, Spain

Sundstroms

Falun, Sweden

SkyWalker

Stromberg, Germany

SHRFamily

Vancouver, Canada

MillerClark

London, United Kingdom

Ingela

Falun, Sweden

DT

Dru Tarr

Gloucester, United States

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