Software & upgrade for photo-production studio

Emmanuel

Kendu-bay, Kenya

100% repaid

Entrepreneur

Name

Emmanuel

Member since

July 2016

On-time repayments

175 installments  •  44%

About Me

Am Emmanuel Omondi, Kenyan citizen born in the year 1987, the last born in a family of four siblings, two have passed away. Born in Kendu-bay, a small town within the lake side region of Lake Victoria, approximately 150Km from Kisumu city Kenya. I was brought up by single-mother who ensured that I got the basic right of education even though it wasn’t that easy.
In the midst of my primary education, I lost the only hope I had in life when my mother who have been the bread winner for our small family passed away, I had to be transferred from a municipality school to a village school but still maintained my standards, that is because I was now to stay with my grandmother who was also ailing at the same time. I had no hard time with the environmental change because my elders tried to protect me from its impact but the pain of losing my mother hanged around me everywhere and it took me some time to overcome that. After that my education wasn’t that promising but through dedication I managed to pull it over by the help and assistance from donors and well-wishers up to a high school level, where I had another setback when I lost my other two siblings besides my grandmother.
I had to learn fighting my battles and started that by looking after herds of cattle for people in a neighboring village, where I saved some money that gained enrolment into a technical college where I learned electrical engineering and IT. Used to work on construction sites as a hard-laborer on weekends and sometimes weekdays whenever I didn’t have classes so as to cater for my college fees.
I came to fall in love with computers and everything about them and have ever longed to have the best computer services provider shop in my area, so I came up with this computer lab come cyber come photo production studio. The money I used to start my business I got from outdoor computer maintenance services I do to schools, offices and small firms around Kisumu city.
The lakeside region of Lake Victoria or formerly known as Nyanza, is dominated by these fish related Nilotes known as Luos who mostly depend on Lake Victoria for fishing as main activity or main source of income, Luos as a community likes development, are mostly kind hearted and welcoming with no any unique rituals but knows God as well.
My little girl is much into gargets and flying objects, though she can’t say, but am seeing a pilot in my house
Mostly when am free I do visit the elderly around my village and listen to their old time stories or just visiting unique world features and try to understand them scientifically as compared to spiritual fiction.

My Business

My shop is within kendu-bay town and is an all way round computer as from cyber all the way to computer servicing and repair to photo production studio and in future selling of computers and accessories.
Almost every institution nowadays rely on computers and internet for their day to day programs, connection on the other hand is very vital in every day’s life and through internet, we do connect at a relatively cheaper cost, more so internet is the best source of latest information.
In my village, people seems to have been behind digitally and my shop with my services would bring them up to date with the digital world, and also saves some time to these who would travel all the way to the city just to repair, maintain or buy computers.
My typical cost estimate would be roughly ranging from $500 to $1500 p.a. that is inclusive of shop rents and some utility bills.
The profit I gain from my business would be used mostly in reinvestment and growing the business so as to create room to employ others to help me with the business since we have job scarcity in my region and not everyone can think of a business to do. Otherwise my girl also has to go to school and I will have to save for her education.

Loan Proposal

even though my business is running somehow smoothly, I would like to do some upgrade and software update so as to compete with today's market.
of the total requested amount, $150 will be used on soft-wares update, $250 will be used on system maintenance and $100 for my desktop's hardware upgrade, thus latest type of RAM for work efficiency. This will be face one of my upgrade.
Face one of the upgrade will improve the quality of my services of which will earn me more customers
Going by the current statistics, that would boost my profit by at least 7% and that is a good step ahead

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$50.00

Date disbursed

Aug 22, 2016

Repayment status

On Time

Projected term

4 months

Lenders

The Zinc Team

San Francisco, United States

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