Solar for my saloon

Mourine Juma

Mumias, Kenya

100% repaid



Mourine Juma

Member since

February 2016

On-time repayments

37 installments  •  76%

About Me

my names are juma mourine,I am 27 years old single mom, I lost my husband who was I soldier in Somali, a neighboring country. My life a child was never easy as I had to walk long distances to school ,sometimes with no food.
after completing secondary school I joined beauty college where I trained as a beautician. I had always wished to start my own business but lack of capital and management skills always hindered me. I took a short certificate course in business management and then borrowed $400 from my self help group that I used to start the business. The business picked up well and I managed to pay my loan.
I have one child aged three years, she loves watching and says she wants to be news anchor when she grows up.
I love watching documentaries,traveling and making new friends.I am also kind and willing to help as long as I can.

My Business

I provide beauty services in my salon and these include hair dressing, weaving,manicure,pedicure and facial scrubbing. The demand for these goods is high because of high population and desire for make ups by many young girls.
I choose the business because it is easy to run and I also had training in the beauty industry.
my monthly typical costs are $150 and electricity and rent take lion share $70 and $40 respectively ,the remaining $40 is sub-divided among water and miscellaneous. In a good month I make $400 revenues and $250 in profits.
I use the proceeds from the business in educating my child,taking care of my aging mum, and saving for reinvestment.

Loan Proposal

hello lenders,I hope you have started a week on a good note, back here I am well and happy to join zidisha. I am kindly asking for a loan to buy a solar for my saloon, the solar would act as an alternative to electricity which is not efficient due to frequent blackouts.the solar would cost me $200 and I would top up with my savings to buy one. I am looking forward to providing better services with the new solar. Thank you






Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Feb 23, 2016

Repayment status

On Time

Projected term

48 months

Cost to entrepreneur

Service fee: $9.95

Upon joining Zidisha, Mourine paid a lifetime membership fee of $8.73.

Mourine opted to pay $25.96 into the Zidisha Members Loan Fund in return for a higher starting credit limit.

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