Solar power system

Rachael

Ugunja, Kenya

100% repaid

Entrepreneur

Name

Rachael

Member since

June 2018

On-time repayments

7 installments  •  43%

About Me

I was born in the great city in the sun, that's Nairobi Kenya I guess about 38 years ago when the burden of debt in Kenya was not as mind-boggling as it is now. In fact the word 'corruption was not yet born in this sphere of our amazing Planet - Earth.

I went to various day and boarding schools including the famous Asumbi Girls High school in remote parts of Kisii where eating bananas was a daily glory, native speech sounded almost vulgar in our dialect, but the sun still shone as bright as it did when Adam first saw Eve somewhere in Mesopotamia eons ago. I hoped to to become a career woman : an educationist of something like that but, life or do I say fate has a way of having its way, so I ended up doing business. That doesn't mean my value is staked at O level, far from that I actually think fate pointed me towards a more fulfilling and rewarding career, being an independent businesswoman. Putting the sky below my limits I have struggled and strove with aspects more confounding that that of the biblical Jacob who earned a new name: Israel, mine is a mantra-'yes I will'.

I received my wings to fly from my beloved husband for with his enduring support he has ensured that my head is always above the raging waters in the entrepreneurship world for he is as generous with his business ideas as he is with his material support. So from his savings he helped me establish a computer bureau offering services associated with the same. My sisters are also resourceful and help me whenever they can. I have also ventured into vegetable farming as I have realized that my community is more herbivorous than it is carnivorous! There entire diets must not miss green herbs in the name of kales/collard (a delicacy we fondly refer to as 'sukuma wiki) literally translating to 'week-pusher' - meaning it takes you through the week. It is a peculiar dietary habit, it makes them look like rabbits or worse, goats. Isn't it almost queer? Queer or not, for me it is a business opportunity as I can now dream of heavily investing in this farming business and ensure constant supply of green herbs-sukumawiki as I laugh all the way to the bank. I have about an acre of agricultural land which can sustain my rather ambitious plan as it is surrounded with streams from which I may tap sufficient water for the crop.

My children you mean! I call them 'I-don't-know' and 'not-me' for that is what they say whenever they don't want to admit misdemeanors, not that they are two I have five of them! The first one is called An'angel, then Uriel, then Heavens, then Paradise (she is autistic), then lastly, Justice, these are their real first names. All their middle names is 'Divine-something', like divinesplendor, divineglory, divine love, etc. I am 101% sure at the moment the first two wouldn't wish to be farmers, they would rather be some crazy engineers in some field or doctors or somethings like those. the other 3 are barely 5 years and below.

I love playing around with my husband whenever we are free, in fact anything we do is always some sportlike or we end up turning it into sport, we joke, we act , we sing and most importantly our greatest craze is work, oh we work, and love it like crazy.

My Business

My ICT business involves rendering all services associated with computer applications to the information society. I produce/reproduce, copy, transfer/share all manner of business documents and correspondences including internet services.
Information consumption has become digital and the need for it in my community is growing continually. I chose this business because I have the relevant skills and passion in sharing the same with people whose lives are touched and transformed by the same. This business had investment of about Kshs. 50,000 at start about 5 years ago, it is currently worth three Ksh. 300,000. I get an average of about Ksh, 2,000 income daily.

The Vegetable farming busines started off with about Ksh. 30,000 about 6 months ago and currently is worth Ksh. 40,000. I have a passion for farming and my community consists of 'herbivorous' residents who consume more of the greens than even the air they breath and so I need to expand this business venture.

I have two teen-agers in boarding high shools and I use my profits to ensure they are inschool, in fact An'angel is a candidate of Kenya Certificate of Secondary Education KCSE exam this year. Uriel is in form 2.

I am desirous of expanding both businesses for their potential for more revenue and to build better housing for my family. For instance, I need to purchase a bigger photocopy machine, and install a solar power due to incessant electricity interruptions for the ICT business. For the vegetable farm, I need to install a solar powered water-pump to mitigate the dry spells that make farming difficult. I am hoping that one day my revenues will reach a point I can establish a home for autistic persons in my community.

Loan Proposal

PURCHASE ELECTRIC CABLES.
EFFICIENCY OF SERVICE TO CUSTOMERS
INCREASE REVENUE BY 0.15%

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$13.00

Date disbursed

Nov 26, 2018

Repayment status

On Time

Projected term

4 weeks

Lenders

Ask Rachael a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Rachael    Dec 1, 2018

    I will more electrical cables which will help me secure uninterupted power suply.
    Thanks a lot to the zidisha donors and I look forward to better returns in my business.

    Log in to reply • Share
  • Liz    Dec 1, 2018

    I am very excited to hear how your businesses go especially with the addition of solar power. Best of luck.

    Log in to reply • Share
  • Rachael    Nov 30, 2018

    i MANAGED TO BUY electric cables worth the amount. I believe I will be able to get more more as I still need more. Thanks

    Log in to reply • Share
  • Rachael    Nov 26, 2018

    I have made an application for Ksh. 1,350 loan though am still waiting for it to be credited to my account. My query though is why in spite of your guarantee that a premium membership attracts higher loan limits and I having enrolled for the same, my next credit limit is even lower (Kshs. 2,522) than my previous ordinary membership credit limit of (Ksh. 2,750). Will someone please explain the purpose of the premium fees of Kshs 1,000.

    Log in to reply • Share
  • Rachael    Jul 24, 2018

    The amount borrowed was used to boost purchase of stationery for the cyber. My intention however, is to build good repayment record until I reach the limit of my desired asset< a solar power system which at the moment is far from reaching.

    Everyone is generally doing great and waiting to exhale when I reach the target, each doing what they must either at workplace, in school or at home where we are having what I would call a farm frenzy with my husband working on a horticultural project. I will be having photos next time I make an application.

    Log in to reply • Share
  • Rachael    Jul 21, 2018

    I have received two loans and am thankful for the support the lenders are lending me. Well, am still way behind my targeted limit that will allow me meet the need I have. For now am just comfortable building this base and hope in the future I reach my goal. Thanks to the entire zidisha community.

    Log in to reply • Share
  • J    Jul 7, 2018

    Your loan is now fully funded. Please keep me posted.

    Log in to reply • Share
  • Rachael    Jul 6, 2018

    I cannot proceed with loan application, the systems insists repayment schedule is needed but it is not opening that page. Someone please help.

    Log in to reply • Share


Loading...

Loading...

Loading...