Name
David
Member since
December 2014
On-time repayments
214 installments • 77%
My name is David Musee, born and bred in Machakos County near Nairobi. I was a born in a family of seven and I am the first born. Machakos is a semi arid area and the main activity there is cattle rearing. Due to the harsh climatic conditions the pastrolists keep poor quality indigenous breed and they don’t make much from this activity.
I spent my childhood looking after by father’s cattle as was the norm them. I also attended school for my primary and secondary school before moving to Mombasa in an effort to break the yoke of poverty back home.
I came to Mombasa about 25 years ago and I was lucky enough to get a job in a food processing factory. I worked there for 11 years while making savings and learning skills that would come in handy when I started a similar business of my own later.
I am happily married with three children all who are in school.
My business deals with selling of food spices, food colors and flavours. I have been running this business for a long time and I do it with help of my brother, my wife and some casuals. I buy spices like cumin, cloves, pepper etc from farmers then dry and later ground them to fine form for sale to wholesalers and retail outlets.
There is always a ready market in Mombasa due to its large population of locals who like to put strong spices in their delicacies. There is also a huge market in the neighboring countries but I am yet to venture there due to financial constraints which have limited me to just serving the local market. I hope to create confidence with Zidisha lenders and with time get a good enough credit to enable me expand my business territory.
I make a net profit of $400 per month but this can easily go up if I am given a financial credit backing which I have lacked for a long time.
I got an order to supply two big hotels with different types of spices, This is due to the high tourism season during this period. I will supply them with chillis, cloves, pepper etc. I will source these spices from neighboring country where they are a bit cheaper and I hope to make a good profit of about 30% after covering all the expenses.
This will help me cater for my children education and my other expenses.
Thank you very much.
Positive
1
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$980.00
Date disbursed
Oct 10, 2017
Repayment status
Late
Projected term
225 months
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Amount repaid
$57.37
Amount remaining
$922.45
Expected completion
Dec 19, 2018
Status
Repaying late
Installment amount
$0.99
Expected Payments | Actual Payments | ||
---|---|---|---|
Oct 18, 2017 | $9.90 | Oct 1, 2017 | $0.99 |
Oct 1, 2017 | $0.99 | ||
Oct 1, 2017 | $0.99 | ||
Oct 1, 2017 | $0.99 | ||
Oct 1, 2017 | $0.99 | ||
Oct 28, 2017 | $4.95 | ||
Oct 25, 2017 | $9.90 | Oct 28, 2017 | $5.44 |
Nov 5, 2017 | $4.45 | ||
Nov 1, 2017 | $7.42 | Nov 5, 2017 | $6.43 |
Nov 12, 2017 | $0.99 | ||
Nov 8, 2017 | $0.00 | ||
Nov 15, 2017 | $0.00 | ||
Nov 22, 2017 | $0.99 | Nov 12, 2017 | $0.99 |
Nov 29, 2017 | $0.99 | Nov 12, 2017 | $0.99 |
Dec 6, 2017 | $0.99 | Nov 12, 2017 | $0.99 |
Dec 13, 2017 | $0.99 | Nov 12, 2017 | $0.99 |
Dec 20, 2017 | $0.99 | Jan 27, 2018 | $0.99 |
Dec 27, 2017 | $0.99 | Jan 27, 2018 | $0.99 |
Jan 3, 2018 | $0.99 | Jan 28, 2018 | $0.99 |
Jan 10, 2018 | $0.99 | Jan 28, 2018 | $0.99 |
Jan 17, 2018 | $0.99 | Jan 28, 2018 | $0.59 |
Feb 4, 2018 | $0.40 | ||
Jan 24, 2018 | $0.99 | Feb 4, 2018 | $0.59 |
Feb 11, 2018 | $0.40 | ||
Jan 31, 2018 | $0.99 | Feb 11, 2018 | $0.59 |
Feb 17, 2018 | $0.40 | ||
Feb 7, 2018 | $0.99 | Feb 17, 2018 | $0.59 |
Feb 25, 2018 | $0.40 | ||
Feb 14, 2018 | $0.99 | Feb 25, 2018 | $0.59 |
Mar 5, 2018 | $0.40 | ||
Feb 21, 2018 | $0.99 | Mar 5, 2018 | $0.59 |
Mar 10, 2018 | $0.40 | ||
Feb 28, 2018 | $0.99 | Mar 10, 2018 | $0.49 |
Mar 18, 2018 | $0.49 | ||
Mar 7, 2018 | $0.99 | Mar 18, 2018 | $0.49 |
Mar 25, 2018 | $0.49 | ||
Mar 14, 2018 | $0.99 | Mar 25, 2018 | $0.49 |
Apr 1, 2018 | $0.49 | ||
Mar 21, 2018 | $0.99 | Apr 1, 2018 | $0.49 |
Apr 8, 2018 | $0.49 | ||
Mar 28, 2018 | $0.99 | Apr 8, 2018 | $0.49 |
Apr 15, 2018 | $0.49 | ||
Apr 4, 2018 | $0.99 | Apr 15, 2018 | $0.49 |
Apr 22, 2018 | $0.49 | ||
Apr 11, 2018 | $0.99 | Apr 22, 2018 | $0.49 |
Apr 29, 2018 | $0.49 | ||
Apr 18, 2018 | $0.99 | Apr 29, 2018 | $0.49 |
May 6, 2018 | $0.49 | ||
Apr 25, 2018 | $0.99 | May 6, 2018 | $0.35 |
May 14, 2018 | $0.64 | ||
May 2, 2018 | $0.99 | May 14, 2018 | $0.35 |
May 20, 2018 | $0.64 | ||
May 9, 2018 | $0.99 | May 20, 2018 | $0.35 |
May 25, 2018 | $0.64 | ||
May 16, 2018 | $0.99 | May 25, 2018 | $0.35 |
Jun 4, 2018 | $0.64 | ||
May 23, 2018 | $0.99 | Jun 4, 2018 | $0.05 |
Jun 11, 2018 | $0.94 | ||
May 30, 2018 | $0.99 | Jun 11, 2018 | $0.05 |
Jun 18, 2018 | $0.94 | ||
Jun 6, 2018 | $0.99 | Jun 18, 2018 | $0.05 |
Jun 24, 2018 | $0.92 | ||
Jul 1, 2018 | $0.02 | ||
Jun 13, 2018 | $0.99 | Jul 1, 2018 | $0.97 |
Jul 1, 2018 | $0.02 | ||
Jun 20, 2018 | $0.99 | Jul 1, 2018 | $0.47 |
Jun 27, 2018 | $0.99 | ||
Jul 4, 2018 | $37.69 | ||
Jul 11, 2018 | $37.69 | ||
Jul 18, 2018 | $37.69 | ||
Jul 25, 2018 | $37.69 | ||
Aug 1, 2018 | $37.69 | ||
Aug 8, 2018 | $37.69 | ||
Aug 15, 2018 | $37.69 | ||
Aug 22, 2018 | $37.69 | ||
Aug 29, 2018 | $37.69 | ||
Sep 5, 2018 | $37.69 | ||
Sep 12, 2018 | $37.69 | ||
Sep 19, 2018 | $37.69 | ||
Sep 26, 2018 | $37.69 | ||
Oct 3, 2018 | $37.69 | ||
Oct 10, 2018 | $37.69 | ||
Oct 17, 2018 | $37.69 | ||
Oct 24, 2018 | $37.69 | ||
Oct 31, 2018 | $37.69 | ||
Nov 7, 2018 | $37.69 | ||
Nov 14, 2018 | $37.69 | ||
Nov 21, 2018 | $37.69 | ||
Nov 28, 2018 | $37.69 | ||
Dec 5, 2018 | $37.69 | ||
Dec 12, 2018 | $37.69 | ||
Dec 19, 2018 | $16.41 |
harriet Mar 29, 2018
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