Textbooks for St. Francis School

Julius

Kayole, Kenya

100% repaid

Entrepreneur

Name

Julius

Member since

March 2014

On-time repayments

184 installments  •  29%

About Me

Am Julius Ouma Nyandega I come from Homabay county ,Rachounyo north district,east karachuonyo division, Rambira location,kamser sub location kanyango village.Am a teacher by profession Diploma level.I started the school business with a goal of changing life of orphans and vulnerable pupils through quality education and getting some funds for my survival. Have purchased text books, desk and some households since I started. We have also enabled some disadvantaged families to access primary and secondary education. My hobbies is reading novel and watching football.

My Business

The services my school offers is quality education to our pupils. There is demand for our services because we offer quality to our customers and in addition to that, we are currently supporting twenty vulnerable and orphans children's at no cost. My customers prefer our services because, they trust service delivery rendered to their pupils compared to our competitors.In 2008 when the vision of helping vulnerable and orphaned children access education was conceived, with an aim to promote millennium goal 2 which promotes primary education for all children, there was an inner drive that could be seen in terms of effort. This saw the birth of St. Francis Progressive Learners Centre. The center began with 5 children and has grown to current 212 children within the age bracket 3 years to 15 years. The center is driven by a passion for compassion and holistic child care for Child in Especially Difficult Circumstance (CDC), Child in Need of Special Care and Protection (CNSCP), Orphaned and Vulnerable Child. My business is more profitable because we have a total of 212 pupils and only 20 pupils are supported at no cost, hence there is surety of repaying the loan perfectly. Our customers are just members of the community, currently we have 212 pupils. I will use the loan to buy more textbooks that will help reduce our textbook to pupil ratio from 1:4 to 1:2.I will also use the loan to expand our feeding programme. We expect to admit more pupils after this is achieved. My monthly collection is 2344USD and my expense per month is USD1704.I use my profit to re invest,home improvement and support orphans and vulnerable children's

Loan Proposal

I wish to request this loan to improve the learning in the school. At the moment our student have a big challenge in accessing learning materials mainly text books. I will use this loan to buy book text books for mathematics, English and kiswahili. This will help students as the teacher teach as well as when doing homework and class work. I will pay my loan in time and borrow more. I look forward to growing with Zindisha

Feedback

3

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Loan Info

Project Type

Classic Loan

Disbursed amount

$150.00

Date disbursed

Apr 17, 2014

Repayment status

On Time

Projected term

3 months

Lenders

Susansfund

Colorado Springs, United States

Sarasota

Sarasota, Fl, United States

dlpringle

Denver, United States

P

PetertheGreat

United States

trincowski

Vilar, Vila do Conde, Portugal

M

megami

United Kingdom

L

lordcaocao

United States

T

Theidahoherper

United States

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  • Julius    Jul 5, 2016

    Can't pay the whole past due balance at once kindly accept my reschedule

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  • Julius    Jun 30, 2016

    To my dear lenders it has been a let down on my part as far as payments is concerned, have in many occasions defaulted my loan payment am sorry business has been going under serious challenges but for now we have at least made some improvements I commit to start my payments as from this coming weekend.

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  • Julius    May 1, 2016

    Have made the adjustment to allow me catch up with my past due balance

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  • Julius    Mar 11, 2016

    My business has been down for the last one year this is because some donors who use to support some disadvantaged pupils ended their piloting Programme that was to go for one year this reduced our collection drastically but we are now better than before we hope to clear this loan and apply again. Thanks

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  • Julius    Feb 28, 2016

    My business is back on track so I want to make payments without fail, and that is my reason for reducing the amount that am comfortable with

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  • Julius    Jan 22, 2016

    Have made this decision to allow me pay my loan that has long been unpaid due to serious family problem am sorry to all my lenders

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  • Julius    Dec 26, 2015

    Hi lenders I will start my loan payment on Monday 28th December 2015

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  • Julius    Dec 7, 2015

    To all my lenders for all this time have not been paying my loan have been sickling my Dad, He passed away on 3rd dec burial will on 20th dec.Thereafter I will purely focus on my loan payments

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  • Julius    Oct 4, 2015

    This is to clear my past due balances

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  • Julius    Aug 3, 2015

    currently have some financial challenges so have decided to reduce my payment to what I can manage

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  • gerdek    Jul 27, 2015

    Hi Julius, it is a pity to see you behind schedule. Could you provide us with an update on what has been happening? Thanks!

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    • Julius    Sep 15, 2015

      The school has been having few challenges financially but we are not badly off I think our payment will improve in the near future

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  • andyfletcher    Jul 23, 2015

    Hello Julius,
    Do you have any more news of Eunice Wanjiru?
    Thanks.

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  • gerdek    Jun 28, 2015

    Hi Julius, thanks for updating your repayment schedule!

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  • Julius    Jun 25, 2015

    we are currently doing well in school thanks to our lenders

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  • andyfletcher    Jun 16, 2015

    Hello Julius,
    I am glad that your business as improved. As VM for Eunice Wanjiru, could you please find out from her when she will start making repayments? Thank you.

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  • Julius    Jun 16, 2015

    My business has improved in terms of profit return
    so I wish to improve my payments

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  • gerdek    May 23, 2015

    Hi Julius,
    Seems you are two payments late on your rescheduled payment schedule - hope all is well?

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    • Julius    Jun 16, 2015

      Hi gerdek things were not okay thanks to God we are back on track.Thanks for your concern

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  • Julius    Apr 22, 2015

    Hi! lenders currently the school is closed for holidays but everything is well at school, thanks and God bless you all for the good job you are doing

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  • Julius    Mar 31, 2015

    Hi! lenders for the last one month my business has experience some unavoidable and unplanned expenses, this has really affected my cash flow leading to so many defaults,I thought I could regain my financial strength and clear my debts but this is taking too long, have decided to reduce my payments until things get better.

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  • Julius    Mar 23, 2015

    To all my lenders am sorry for my late payments have been having some challenges with some pupils that the school supports free of charge,but I promise this week I must pay some money

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