Entrepreneur
Name
Julius
Member since
March 2014
On-time repayments
184 installments • 29%
About Me
Am Julius Ouma Nyandega I come from Homabay county ,Rachounyo north district,east karachuonyo division, Rambira location,kamser sub location kanyango village.Am a teacher by profession Diploma level.I started the school business with a goal of changing life of orphans and vulnerable pupils through quality education and getting some funds for my survival. Have purchased text books, desk and some households since I started. We have also enabled some disadvantaged families to access primary and secondary education. My hobbies is reading novel and watching football.
My Business
The services my school offers is quality education to our pupils. There is demand for our services because we offer quality to our customers and in addition to that, we are currently supporting twenty vulnerable and orphans children's at no cost. My customers prefer our services because, they trust service delivery rendered to their pupils compared to our competitors.In 2008 when the vision of helping vulnerable and orphaned children access education was conceived, with an aim to promote millennium goal 2 which promotes primary education for all children, there was an inner drive that could be seen in terms of effort. This saw the birth of St. Francis Progressive Learners Centre. The center began with 5 children and has grown to current 212 children within the age bracket 3 years to 15 years. The center is driven by a passion for compassion and holistic child care for Child in Especially Difficult Circumstance (CDC), Child in Need of Special Care and Protection (CNSCP), Orphaned and Vulnerable Child. My business is more profitable because we have a total of 212 pupils and only 20 pupils are supported at no cost, hence there is surety of repaying the loan perfectly. Our customers are just members of the community, currently we have 212 pupils. I will use the loan to buy more textbooks that will help reduce our textbook to pupil ratio from 1:4 to 1:2.I will also use the loan to expand our feeding programme. We expect to admit more pupils after this is achieved. My monthly collection is 2344USD and my expense per month is USD1704.I use my profit to re invest,home improvement and support orphans and vulnerable children's
Loan Proposal
I wish to request this loan to improve the learning in the school. At the moment our student have a big challenge in accessing learning materials mainly text books. I will use this loan to buy book text books for mathematics, English and kiswahili. This will help students as the teacher teach as well as when doing homework and class work. I will pay my loan in time and borrow more. I look forward to growing with Zindisha
Feedback
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Loan Info
Project Type
Classic Loan
Disbursed amount
$150.00
Date disbursed
Apr 17, 2014
Repayment status
On Time
Projected term
3 months
Other loans
Lenders
United States
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Summary
Amount repaid
$152.85
Amount remaining
$0.00
Date repaid
Jul 29, 2014
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Apr 28, 2014 | $5.75 | Apr 28, 2014 | $5.75 |
| May 5, 2014 | $5.75 | Apr 28, 2014 | $0.01 |
| May 5, 2014 | $5.74 | ||
| May 12, 2014 | $0.02 | May 5, 2014 | $0.02 |
| May 19, 2014 | $11.76 | May 12, 2014 | $11.76 |
| May 26, 2014 | $11.76 | May 19, 2014 | $11.76 |
| Jun 2, 2014 | $11.76 | May 26, 2014 | $11.76 |
| Jun 9, 2014 | $11.76 | Jun 2, 2014 | $11.76 |
| Jun 16, 2014 | $11.76 | Jun 9, 2014 | $11.76 |
| Jun 23, 2014 | $11.76 | Jun 16, 2014 | $11.76 |
| Jun 30, 2014 | $11.76 | Jun 23, 2014 | $11.76 |
| Jul 7, 2014 | $11.76 | Jun 30, 2014 | $11.76 |
| Jul 14, 2014 | $11.76 | Jul 7, 2014 | $11.76 |
| Jul 21, 2014 | $11.76 | Jul 14, 2014 | $11.76 |
| Jul 28, 2014 | $23.67 | Jul 22, 2014 | $11.76 |
| Jul 28, 2014 | $11.91 | ||
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