Entrepreneur
Name
Richard
Member since
August 2015
On-time repayments
188 installments • 80%
About Me
I am seventh born child with 3 sisters and 6 brothers but fro a humble family.
Our family come from Ndorobo namely the Ogiek who lived on hunting and gathering of honey.
Out 9 siblings two managed to go to school with a struggle( last born and I)
I went through curriculum 7:4:2:4
but after the Form 4 went to college and took a course in Certificate in General Agriculture 1988/90 completed but didn't managed to secure a formal job.
I did some farming engaged in Maize ,Beans, Brasicus and Pyrethrum growing as cash crop before venturing in the entrepreneurs where I self employed engaged in mitumba sales and finally open a Stationery shop where I am still doing it to date
My Business
My Stationery Shop is a registered business namely STAGGE COMMUNICATION dealing with Office stationery, Printing services, Photocopying, Binding and Lamination service.
Starting capital came from the previous work in the farm and mitumba business which I upgraded to a Stationery shop.
The business shop grew gradually because items required so much funds. Went to lending institutions where business drug so much for apart looking for funds to buying stocks I could make funds for loan repayment.
Today the business is almost at break even phenomena and I thank the Zidisha firm for their loan is pocket friendly with little interest
I have left all other lenders and stick to Zidisha firm for better performance and enhance better gross margins.
Loan Proposal
The funds got from Loan will be used to ADD STOCKS with my existing registered business namely STAGGE COMMUNICATION.
The following are the stocks
1 P/papers 50reams @300- 15000
2. Envelopes A4 5bale @250-1250
3 Crystals pen 20pkt @750-15000
4. Pencils 80pkt @600 - 4800
5. Lamin films 5rms 1600- 8000
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$293.00
Date disbursed
May 28, 2019
Repayment status
On Time
Projected term
5 months
Other loans
Lenders
Chicago, United States
Osnabrück, Germany
Austin, United States
Amsterdam, Netherlands
United States
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United States
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Berlin, Germany
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Hong Kong
Summary
Amount repaid
$293.97
Amount remaining
$0.00
Date repaid
Nov 21, 2019
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jun 10, 2019 | $24.50 | Jul 11, 2019 | $24.50 |
| Jun 17, 2019 | $24.50 | Jul 11, 2019 | $24.50 |
| Jun 24, 2019 | $0.28 | Jul 11, 2019 | $0.28 |
| Jul 1, 2019 | $0.00 | ||
| Jul 8, 2019 | $0.00 | ||
| Jul 15, 2019 | $0.00 | ||
| Jul 22, 2019 | $0.00 | ||
| Jul 29, 2019 | $2.96 | Jul 29, 2019 | $2.96 |
| Aug 5, 2019 | $2.96 | Aug 5, 2019 | $2.96 |
| Aug 12, 2019 | $2.96 | Aug 12, 2019 | $2.96 |
| Aug 19, 2019 | $2.96 | Aug 26, 2019 | $2.96 |
| Aug 26, 2019 | $2.96 | Aug 26, 2019 | $2.96 |
| Sep 2, 2019 | $24.50 | Sep 4, 2019 | $2.96 |
| Sep 6, 2019 | $21.54 | ||
| Sep 9, 2019 | $24.50 | Sep 6, 2019 | $3.09 |
| Sep 18, 2019 | $21.40 | ||
| Sep 16, 2019 | $24.50 | Sep 18, 2019 | $3.23 |
| Sep 27, 2019 | $2.46 | ||
| Sep 27, 2019 | $9.80 | ||
| Oct 5, 2019 | $9.01 | ||
| Sep 23, 2019 | $24.50 | Oct 5, 2019 | $20.56 |
| Oct 23, 2019 | $3.94 | ||
| Sep 30, 2019 | $24.50 | Oct 23, 2019 | $5.91 |
| Oct 27, 2019 | $9.85 | ||
| Oct 31, 2019 | $8.73 | ||
| Oct 7, 2019 | $24.50 | Oct 31, 2019 | $24.50 |
| Oct 14, 2019 | $24.50 | Oct 31, 2019 | $16.04 |
| Oct 31, 2019 | $8.45 | ||
| Oct 21, 2019 | $24.50 | Oct 31, 2019 | $21.11 |
| Nov 21, 2019 | $3.39 | ||
| Oct 28, 2019 | $24.50 | Nov 21, 2019 | $24.50 |
| Nov 4, 2019 | $9.44 | Nov 21, 2019 | $9.44 |
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