Stock bags & accessories

Betty

Malindi, Kenya

100% repaid

Entrepreneur

Name

Betty

Member since

March 2014

On-time repayments

63 installments  •  100%

About Me

My name is Betty Mulatya. I was born and raised in Nairobi but I currently live in Malindi. I am a real estate agent and currently run my own real estate and hospitality business called Perazim Kenya (www.perazimkenya.com; Facebook and Instagram: Perazim Kenya.) Perazim comes from the Bible story where David defeated his enemies in battle and named the battlefield Baal-Perazim, which means breaking through. I also operate a clothing and shoes business.

My Business

Perazim Kenya offers real estate investment opportunities at the coast of Kenya. We also offer property management services for residential and commercial buildings.

Loan Proposal

The trend right now is wearing chunky jewelry with simple but elegant clothes. My clients are looking for classy affordable jewelry that speaks for them as soon as they enter a room. I have done my research and one of my very good friends in Tanzania introduced me to Cassandra, a lady in Tanzania who sells amazing jewelry at an affordable price. Here is the link to her website.
http://cassandra.co.tz/accessories/
I have an uncle based in Dares Salaam. I have already talked with him and he is willing to transport the jewelry using a courier bus. I am also planning to continue selling ladies bags. This is why I need 1033 USD
-Bags-280
-Earrings=230
-Chains= 277
-Bracelets=119
-Hair accessories= 107
-Transport =20
With this money, I expect my profits to increase by thirty percent.
I look forward to posting the results of this loan.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,076.00

Date disbursed

Jan 16, 2015

Repayment status

On Time

Projected term

7 months

Lenders

Zidisha

Sterling, United States

JimVandegriff

Trinidad, California, United States

F

Fischer

Calgary, Canada

U

UmSaeed

Southfield, United States

D

Dionne

Pembroke, Bermuda

M

mwkelley2

Columbus, OH, United States

MPatino01

Somerville, United States

A

amnesiac

Adelaide, Australia

D

Dave22202

Arlington VA, United States

yorick

Springfield, United States

Alina

Amsterdam, Netherlands

A

Aaron

Zurich, Switzerland

F

FuzzyHat

London, Canada

Z

zblongladder

Somerville, United States

W

WellingtonPFClass

Columbus, Oh, United States

M

Mooper

Los Angeles, United States

D

djschin

Heber City, United States

C

cescotet

Needham, United States

RandyPetersen1

Colorado Springs, United States

R

Roxyclark

Heber City, United States

J

justincomish

Riverton, United States

D

DearbornJackson

Rockville, United States

H

hivervan

watou, Belgium

B

Bluejay

Magrath, Canada

OlyRhys

Olympia, United States

C

christina

Heber City, United States

foreverchanges

Krefeld, Germany

A

Aziza

Washington, United States

P

Peksa

Espoo, Finland

DT

Dru Tarr

Gloucester, United States

ohlandtmann

Moorestown, United States

J

jerryq

Redding, United States

J

jackieric

Folsom, CA, United States

M

moneypatch

Heber City, United States

L

lilbsedz

Raleigh, United States

T

Tui1974

nuenen, Netherlands

R

Rearden

STAVANGER, Norway

Tania

Antwerpen, Belgium

HMS_5th_Grade

Honolulu, United States

O

ochunshoney

charlotte, United States

1

1711mp

Brooklyn, United States

L

LenderTrender

Freeville, United States

Vla911

Milan, Italy

jhealy87

Silver Spring, United States

A

Andy

Berlin, United States

J

Jyoti

Herndon, United States

MikaL

Helsinki, Finland

C

chrono

Toronto, Canada

chadgibbs

Loveliest Village, United States

K

karit

Victoria, Canada

F

FredBetty

San Antonio, United States

A

asmilligan17

Perryville, United States

G

Gwencalon

Garching b. Muenchen, Germany

L

LukeTenney

Mayfield, Australia

GH

Gav H

Langley, Canada

B

Britteva

Oslo, Norway

J

JoeOmundson

Portland, OR, United States

VintageCalifornia

San Diego, United States

D

d3witt

Cheyenne, United States

B

BassClef

Bozeman, United States

I

ianb723

ROCHESTER, United States

T

tbogz

Singapore, Singapore

ericacamille

Brooklyn, United States

Richard100

Santa Ana, United States

nmatpt

Lisboa, Portugal

P

prashant

SUNNYVALE, United States

G

gregc

Calgary, Canada

S

solarkismet

Logan, United States

M

MarkGallagher

Glasgow, United Kingdom

Cricketca

San Jose, United States

Y

Yecats

New York, United States

E

ElliottGarlock

Palo Alto, CA, United States

A

arwaandali

Ottawa, Canada

W

Winniether

Rochester, United States

W

Walter1

Bergneustadt, Germany

A

acolomitchi

Eynesbury, Australia

A

amish

San Francisco, United States

M

maxep06

Fairfax, United States

A

Avalokiteshvara

Yau Yat Chuen, Hong Kong

James

Paris, France

C

CJAnderson

Sydney, Australia

H

HomesteadSchool

Glen Spey, United States

Sheena47

Ottawa, Canada

N

Neveda

Flagstaff, United States

U

UTLonghorn

Lincoln, United States

colochef

Montevideo, Uruguay

ashleeandjeanelle

Auckland, New Zealand

D

DennisC

Boston, United States

M

MACH1351CJ

HOMMELVIK, Norway

F

Fintons

Grand Rapids, United States

B

Britams

Amsterdam, Netherlands

claire.mcleland

Springfield, United States

P

Phoint

Zurich, Switzerland

N

Navigator

Alavus, Finland

S

Somniferum

Ontario, Canada

numbat

Perth, Australia

G

gertrude

Cumberland, Canada

K

Krish

Dubai, United Arab Emirates

PulsoJewelry

Los Angeles, United States

TraciV17

Indianapolis, United States

O

olliepalmer

London, United Kingdom

T

TedEBear

Sparks, United States

W

WenShiDi

mobile, China

C

caldw142

Whanganui, New Zealand

S

Sclodfelter

Los Angeles, United States

sbyun

Toronto, Canada

A

andreashr

Oslo, Norway

Bill2073

Florida, United States

I

icmoonchild

Haddon Heights, United States

B

b_plok

Granada, Spain

kivadoris

Vancouver, Washington, United States

J

jocke

Stockholm, United States

S

sarapho

Hawkestone, Canada

L

LongTallSallymander

Menomonee Falls, United States

J

Justicar007

Longueuil, Canada

Benz0

Reno, United States

H

hokyplyr

Lincoln, United States

A

anonalender

Hampshire, United Kingdom

G

gradient

KFAR SABA, Israel

I

idakaren

bonlez, Belgium

3

381inc

Beverly HIlls, United States

P

Paleomagick

Eldred, United States

C

Carlos

Barcelona, Spain

DainS

Peregian Beach, Australia

S

smetis

Kananaskis, Canada

S

Sreval

Manly, Australia

FriendinOregon

Hillsboro, Oregon, United States

A

Anonymous

United States

P

Pavane

Kungsbacka, Sweden

L

lewisfamily

Bicester, United Kingdom

W

wilma95

napa, United States

A

Alaska

Roscommon, United States

T

ThereIsNoGod

Singapore, Singapore

D

Dutch_lender

Leiderdorp, Netherlands

P

Pillango

Frankfurt, Germany

A

alettore

Schleinikon, Switzerland

A

angie42

Clinton Township, United States

A

andprosper

World Peace, United States

Mrdressup

Brisbane, Australia

D

Draka

South park, United States

N

nglogic

Warszawa, Poland

90803

Long Beach, United States

Svetlana3k

Harvard, United States

RolandS

Ingolstadt, Germany

C

christopherttran

Toronto, Canada

J

JacobKate

Brisbane, Australia

somuchjackson

Boston, United States

stroi08

Odense C, Denmark

E

Esseni

Cincinnati, United States

M

mallika

Laguna Niguel, United States

Y

yunfangjuan

Palo Alto, United States

A

Andrea

Berlin, Germany

D

doroncoh

Tel Aviv, Israel

C

Catch22

The Colony, United States

B

Budgie81

Norwalk, United States

T

Tessa

Lake Mary, United States

H

haavi

Espoo, Finland

HernanB

Berlin, Germany

R

rosebo

Bend, United States

Parkmobile

Fort Bragg, United States

G

Gdrvasc

Frederick, United States

S

sgunnink

Utrecht, Netherlands

H

happytrailsjpd

South Bend, United States

M

markus61

cologne, Germany

S

svt19

Toronto, Canada

S

Sunflower

116 Taylor Drive, United States

D

daylin

Chicago, IL, United States

M

mibrahim51

Mountain View, United States

A

adelias

plymouth, United States

K

ksiebrandt

Omaha, United States

J

JudoGlenn

North Olmsted, United States

A

Armeij

Veendam, Netherlands

D

dmartink

Maryland, United States

G

GreenMoney

Lahr, Germany

A

anson

Alexandria, United States

T

Topper

Simi Valley, United States

A

Alizar

Toms River, United States

S

SanderBeckers

Brussel, Belgium

mfrost3

Dakar, Senegal

A

AEDCPD

Berlin, Germany

JinxGirl

Winnipeg, Canada

A

akshu71

Ottawa, Canada

T

Texikan

Fort Worth, United States

A

AandCfromCanada

Spruce Grove, Canada

R

RohitSingh

Montreal, Canada

D

dj9812

United States

TomF925

www.AfricaLeap.com, United States

C

cktsai

United States

K

kelsiek

United States

M

Morgan1301

United States

L

liseman

United States

S

Smadori0

United States

T

TheNJBoys

United States

D

DanielW

United States

sderickson

Berkeley, CA, United States

G

grogzoid

United States

T

topher

United States

P

pitypang

Switzerland

E

elhh82

Petaling Jaya, Malaysia

E

EjLehar

Galesburg, United States

A

analyticsPierce

Denver, United States

OP

Old People

Corona Del Mar, United States

Paul Buchheit

Mountain View, United States

Mikers

Netherlands

AP

Andrew Page

United Kingdom

Paul Buchheit

Mountain View, United States

Ask Betty a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Betty    Apr 27, 2023

    I will always be grateful for Zidisha community. At 28 years old, they took a chance on me and offered me an opportunity to get my first loan for my first business, which was purchasing clothing/bags for my online store, Alien youth designs. The profits I made from this business allowed me to purchase a one way bus ticket to Malindi because I worked online and needed a break from the hustle and bustle of the city. Malindi is now home.
    Thank you Zidisha.

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  • Betty    Jul 19, 2015

    Greetings Lenders,
    I trust that your July is awesome.
    I finished repaying my loan today. It will reflect on the loan page soon. When I joined Zidisha, I never thought that I would grow this much and to be able to qualify for a loan of $1000 was a dream come true. I cannot say thank you enough for trusting me with your money.
    My business is growing exponentially. I was able to sell the African fabric and now I am thinking outside the box. I have a plan and I will update you once the vision becomes a reality.
    In the mean time, always remember that you made this girl's financial dreams come true and for that and more, I will be eternally grateful.

    If you ever think of having a vacation in Malindi, I will be more than happy to host you.

    Enjoy the week ahead.



    With gratitude,

    Betty.

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  • Betty    Jun 16, 2015

    Hallo Lenders,
    I hope you are having an amazing June.
    I am grateful for your support and my business is really growing. I am almost finished with the stock for shoes and so I had to sit and really think about what to offer my clients. I thought about something African and fabric came to mind. Since women here are embracing everything African, with the hair and clothes, African fabric is a great option. I found a supplier who is bringing me African fabric that she purchases from West Africa. They will be on the page by the end of the week. This loan has really helped me because it was substantial and gave me the opportunity to think big.
    Thank you Lenders for your support.

    With regards,

    Betty

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  • Betty    May 3, 2015

    Happy New Month to you all!
    Business is doing well. I sold almost all my stock for bags, shoes and jewelry. I am happy that I had money left for new stock and also investing in the website. I have been paying a lot of attention on the website the past month. We want to incorporate new graphics, a better CMS and probably an e-commerce system so that clients can purchase products online. I should be getting new stock by end of next week; bags of course and some jewelry is what is currently trending. I am also happy that my friends who I invited received their loans and I can see a lot of progress with their businesses. Thank you lenders for supporting them. It means a lot to me. I hope you are all having the best days and enjoying the spring (for some). I wish you God speed in all your endeavors and as always, thank you for changing my life.

    Warmest regards from sunny Malindi.

    Betty.

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  • Somniferum    Apr 8, 2015

    Glad to see you are doing so well with the business.. Keep it up!

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    • Betty    Apr 8, 2015

      Thank you for the encouragement and the support.
      You are appreciated.

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  • Betty    Apr 7, 2015

    Hallo lenders,
    I hope you are all well and enjoying the month of April.
    I would like to inform you that I already uploaded the new stock for shoes. Some of them never made it to the page because they were taken as soon as I had them in the house. I am happy about my progress so far and am hoping for better things and large client base. I am also working on my website too. It really did a lot for the business, in terms of marketing. I look forward to updating you on the impact of upgrading it. Thank you for your support and as always, thank you for making my dreams come true.

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  • Betty    Mar 16, 2015

    Hallo Lenders,

    Its been a busy couple of months. I have indeed received a positive response from clients and I am happy with the progress of the business. Finally, I found a contact for designer heels at a good price. I have been really following up on it because the demand is there. I am looking forward to Alien Youth being a fully fledged store for all things woman. This dream is almost coming to pass! I will be posting pictures on the page and the website soon.
    Thank you so much for your support and as always, I will keep updating you on my progress. I really appreciate all of you.
    Have an awesome week ahead.

    Betty.

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  • Betty    Jan 27, 2015

    Hi Lenders, business is doing well. I found a supplier for bags who has very unique bags at a good wholesale price and I have already started to sell some. I ordered the jewelry based on some orders I had. I am hoping to include a shopping cart on the website and add more content so that should be done by early next month. Thanks for your support as always and I wish you an a great week.

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  • Betty    Jan 14, 2015

    To all the lenders who have stood by me from day one, you are appreciated.
    I am one happy girl today!

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  • Kennedy    Jan 13, 2015

    Nice idea.best of luck

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  • Betty    Jan 13, 2015

    Hi Lenders,
    Thank you very much for your support and funding my loan. The loan was of great assistance to my business and also some friends have taken the initiative to apply for their own loans under the Zidisha program.
    Firstly, I was able to meet the special orders that some of my clients had requested. In addition, I added new stock of African bags collection and the sold all of them. African bags go well with African jewelry so the next strategy was to purchase this jewelry that I also sold on my Facebook page. This loan came at the right time because after I made a profit, I went to Maasai Mara for a few days during the December holidays. It was fun and this was possible because of your assistance.
    Thank you very much for making a difference in my life.

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  • KrautFunding    Oct 15, 2014

    Fantastic...will check your webshop next week...keep up the good work!

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  • Betty    Oct 15, 2014

    Hi Lenders,
    Hope you are well. My stock is coming this week and am so excited!! I managed to find some very trendy bags and I have a lot to write about the new styles in clothing and accessories.
    Enjoy the rest of the week.

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  • Betty    Oct 6, 2014

    Dear Lenders,
    Once again, thank you very much for funding my loan in such a short time.
    You will not be disappointed.
    Have an awesome October!

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  • Happy    Oct 5, 2014

    all the best in your business the future looks bright with zidisha loan

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  • KrautFunding    Oct 1, 2014

    Hi Betty,

    great project...I will try to promote it a bit...when will you have your bags etc. on your Shop site?

    Thanks and good luck for your next steps
    Kraut

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    • Betty    Oct 1, 2014

      Thank you very much.
      I would like to have the bags and other products in a fortnight. That is when my supplier will have brought them. I will keep you updated.

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  • Betty    Sep 27, 2014

    Dear lenders,
    My loan application was not successfully updated. I hope the team will correct it soon so that you can see how I will use the money you lend me.
    Thank you for your support

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  • Betty    Sep 26, 2014

    Thank you Fischer for your kind words.I am applying for a new loan today and I am more than happy to know that I can count on you.

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  • Fischer    Sep 25, 2014

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  • Betty    Sep 25, 2014

    Dear lenders,
    I finished my last loan payment yesterday but it is yet to reflect in my account,
    I would like to thank you all for trusting me with your money.
    The best is yet to come!

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