Raisa
Nakuru, Kenya
100% repaid
Name
Raisa
Member since
April 2015
On-time repayments
195 installments • 61%
I'm Raisa Ochieng' a first born in a family of three. I was born in 1988 24th December. I cleared primary school in the year 2001. Joined high school in the year 2002 and cleared in 2005. My dad, a retired pharmacist retired when I had hardly cleared primary education. My mom a tailor, struggled to take me through high school. Due to always being sent home for school fees, I missed lots of lessons and therefore didn't perform as I had expected in high school. I got a mean grade of C minus. After that I volunteered at my previous primary school as a volunteer teacher. It is then that my colleagues raised cash and saw me through college. I joined Nairobi Aviation college to study Mass communication. I cleared my diploma course in 2010. Due to scarcity of jobs, I decided to venture into business. I would buy air fresheners and sell in carwashes. I got married to my husband in 2011, in 2012 we were blessed with a baby boy, it is then that my husband gave me capital to set up my retail shop. I believe since there are scarcity of jobs I could create job opportunities for the youths
Its mainly a retail shop. The shop is just within the court that I stay in.I set up this shop since there's none around and people would walk long distance for essential commodities.I sell majorly foodstuffs like bread, milk,buns, eggs, rice, flour, toiletries, stationery. With the help of Zidisha, I have managed to incorporate cereals in the shop. I'm looking forward to make it a wholesale shop with the help of Zidisha.I have also recently in cooperated ice lollies in the shop which boost me so much. I have a boy whom I have employed at the shop to held him with his basic needs
Kenya is currently undergoing election period. There has been quite some tension all over the country. There has been quite some food worries in the previous elections. I hereby request for a 50 dollar loan that will enable me stock up enough food for the season. It so happens that schools are closed and therefore kids are currently at home hence the need to stock up the shop well. I'm planning to use 20dollars to stock 12.5 kg of rice, I have some 5kg beans and 5kg peas therefore I will add just 5kg each of the two. I will use 24dollars to buy 25kgs of sugar. I will use 3dollars to add up a few toiletries since I have some. The remaining 3 dollars I will use to buy snacks like biscuits, crisps and popcorns for the kids. Since there's so much tension around, I believe this will reduce the tension from my neighbors since they wont have to walk for long distances for such commodities. It will also increase my profit margin. I expect at least a one dollar profit increase once this loan goes through. Positive feedback towards this loan request will be highly appreciated. Thanks in Advance.
Positive
1
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$45.00
Date disbursed
Aug 16, 2017
Repayment status
On Time
Projected term
3 months
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