Stock for mitumba sales

Nancy    Feb 20, 2017

I will pay my loan ithi s amounts

Nancy    Jul 6, 2016

I want to reduce my payment s because I have not been selling my clothes due to lines.

Nancy    Apr 11, 2016

I cannot manage to pay that a mount because my the buyers have gone down so I can't sell my clothes very good.

Nancy    Mar 9, 2016

I cannot pay my installments because I have not sold my stock

Nancy    Jan 8, 2016

Thanks Zidisha team for the loan you gave me I managed pay all and it helped me a lot in paying for my brother school fee.

Alíz Crowley    Nov 4, 2015

Dear Nancy,

Thank you for the message and informing us of your situation.

We believe that regular on-time repayments, no matter how small, are important to preserving a relationship of trust with lenders and our community. For this reason, we do not offer the option to delay payments. Instead, we request that you temporarily reduce your installment to an amount you can afford to pay right now, and go ahead and make that small payment. You may then increase your installment again when you are able.

To reduce your installment amount, please log into your Zidisha account and click on "Adjust Installment Amount," and follow the instructions there.

Please let us know if you have any problems via emailling us to [email protected].

Thank you,

Aliz, Zidisha Team

Nancy    Nov 4, 2015

I cannot pay my installment due to luck of customers

Nancy    Sep 12, 2015

I can not manage to pay that amount of four hundred shillings because of low turnout of customer's because of children are going back to school.

Nancy    Jul 27, 2015

On this coming month I will manage pay that amount because school s are being closed,i will get more customers.

Nancy    Apr 30, 2015

Hii Zidisha team I would like to reduce my installment dues because I have not bean able raise the money due to luck of customer's coming to buy the clothes.

Nancy    Feb 19, 2015

Thanks Zidisha team today I had opportunity to meet Kerry from Zidisha she asked me how my business is going I had to show her some of my cloth which I am horwking to my customers. I had fan with her thank you Zidisha.

Kerry Tiedeman    Feb 19, 2015

My name is Kerry and I am a Client Relationship Intern for Zidisha in Nairobi, Kenya. Today I had the opportunity to meet Nancy, a new Zidisha member living and working in the suburb Kawangware of Nairobi.

Nancy was extremely welcoming. She met me in the center of the neighborhood and walked me to her house. When we arrived, she immediately rushed out to buy a Coca Cola so she could offer me something to drink. Nancy is used to taking care of people. She is the eldest of six siblings ranging from six years old to thirty. She is also the mother of a sixteen year old daughter who she had at the age of fourteen. Her mother and siblings still live a ten dollar bus ride (which is expensive here) from Nairobi in the town of Mumias. She has been helping to support her mother, since their father walked out on the family years ago. Here in Kenya, it's the oldest child's responsibility to take care of the parents, and Nancy accepts it whole heartedly. She also visits them around every three months.

Nancy met her current husband at Church around six year ago. He is a carpenter that specializes in interior fitting - making cabinets for kitchens. Nancy is very proud of him and showed me some photos of his work, which was impressive. He has also used Zidisha for a loan and helped his wife to apply for hers as well. Nancy decided that she wanted to sell clothing for her small business venture. Why? "Because clothing doesn't rot," she said, "like a tomato or mango". She began hawking her clothing, which means selling without a storefront. She soon discovered baby and childs clothing was the most popular commodity, so she decided to specialize in that. Nancy sells to her friends and acquaintances, which can be challenging since most time she takes a partial payment of cash and the rest credit. This means she has to come by their houses at a later date to receive the rest of the money. She goes to the main market once a week to buy the clothing and then sells it all during the week. The profits from the business go to her daily means, and any extras to her mother and the rest of the family. Income fluctuates quite a bit, but Nancy is very hopeful.

I couldn't help asking if baby clothes also have something to do with perhaps wanting another child. Her daughter is living and working at her Aunt's salon in another part of town. Nancy said her and her husband pray for a baby. I asked which she would prefer, a girl or a boy? She said, this time for sure a boy. Here's to hoping that she will be able to outfit a son some day soon.

Nancy    Feb 12, 2015

Thank you Zidisha for the loan you gave me I managed to buy clothes.