Stock for my business and opening M-Pesa shop

Eric

Thika, Kenya

22% repaid

Entrepreneur

Name

Eric

Member since

February 2015

On-time repayments

337 installments  •  51%

About Me

I managed to attend Gaichanjiru primary school, Mwangaza High school and Excel institute and done Certified public Accountant of Kenya (CPAK). My business Deals with education items.The unique thing about me am hardwoking man. my hobby is to make new friends,help poor.
When i was in college i started a small shop of selling books, pens then later i expand my business into bookshop.
The unique this on my country they value education so much therefore making education items have higher demand. Even in our tribe are well know of sheer hardwork.
My children want to be a pilot when they grow up.
The unique thing about me am hardwoking man. my hobby is to make new friends,help poor.

My Business

The items i started with were pens,books and other stationary.
I wish also to expand my business by opening a new bookshop in different area and also adding an Mpesa shop. In the area there is higher demand of books and also for Mpesa shop.
I choose this kind of business since it has higher profit and goods are not perishable.
My business ranges 15000 to16000 per day and expenses 3000 to 4000 per day. I wish to add an m-pesa shop to expand my business. In wish also to open a new book shop in different area.
The profits will help to expand my business and also to invest in capital shares. It will also help me in up bringing of my family.

Loan Proposal

I wish to and stock e.g pens,books and other stationary.
I wish also to expand my business by opening a new bookshop in different area and also adding an Mpesa shop.
In the area there is higher demand of books and also for Mpesa shop.
I choose this kind of business since it has higher profit and goods are not perishable.
My business ranges 15000 to16000 per day and expenses 3000 to 4000 per day. I wish to add an m-pesa shop to expand my business. In wish also to open a new book shop in different area.
The profits will help to expand my business and also to invest in capital shares. It will also help me in up bringing of my family.

Feedback

2

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$725.00

Date disbursed

Apr 20, 2017

Repayment status

Late

Projected term

59 months

Lenders

A

agwong

California, United States

tjm212003

Montreal, Canada

C

Cblodgett

Zurich, Switzerland

S

Snick

Halle, Germany

D

Delph007

Den Haag, Netherlands

H

hahaOz

Sydney, Australia

malcolm D

grants pass, United States

K

Krokslatt

Mölndal, Sweden

W

Witlof

Tsukuba, Japan

jesuisneil

MATTESON, United States

M

Meckel

Boulder, United States

AltruisticSelfishnes

Chicago, United States

thobach

Dresden, Germany

S

SarahJoy

Peterborough, Canada

O

Oliver

Geneva, Switzerland

DeanDropshot

Oslo, Norway

C

CanadianBiker

Peterborough, Canada

S

soren

Göteborg, Sweden

Straetman

Kaarst, Germany

ErikN

Stockholm, Sweden

J

jozua

Delft, Netherlands

traciyoshiyama

Honolulu, United States

AndreaBravi

London, UK, Canada

korben

VILLENAVE D'ORNON, France

H

howru

Toronto, Canada

Tjitser

The Hague, Netherlands

R

rcmssr

Woodbury, United States

ScottSavage

Las Vegas, NV, United States

Pere

Barcelona, Spain

johnandmoliehi

Canton, New York, United States

M

mogensh

København V, Denmark

BJ

Brandon Joz

North Carolina, United States

RebeccaNie

Palo Alto, United States

J

Joyful

Philadelphia, United States

Jeff and Marcie

Portland, OR, United States

Apmay

Melbourne, Australia

A

AlexCheng

Seattle, United States

R

Rossman

Poland, United States

D

danny

Karlsruhe, Germany

B

briansedz

Canton, Ohio, United States

P

proby24

Singapore, Singapore

M

MattLondon

London, United Kingdom

Tavin

Ottawa, Canada

S

SelvaMarcus

Green Cove Springs, United States

beverly

Vancouver, Canada

N

Nanobug

Wilton, CT, United States

Dan Haynes

Bozeman, United States

J

jjonas

berlin, Germany

nelson637

Greenbrae, California, United States

G

grahamfamily

Guildford, United Kingdom

athomas

Chevy Chase, United States

E

EllenA

Oslo, Norway

M

missjoyy

Munich, Germany

H

HildeK

Rogaland, Norway

Shasta

Erie, United States

T

toscoman

Adliswil, Switzerland

B

bgj21

Cambridge, United Kingdom

Cloudways

Malta, Malta

D

Dadiolafs

Vestmannaeyjar, Iceland

M

markusfitza

College Station, United States

IA

Ismini and Jerry

Stamford, USA, United States

P

penguin3694

Chicago, United States

J

jzidi

Los Angeles, United States

S

Sabine

Courtenay, Canada

J

jdfoote

Evanston, United States

R

rholden

glen iris, Australia

A

Austrian

Graz, Austria

P

PhilACK

Brampton, Canada

B

bugsheep

Houston, United States

Matthew

New York, NY, United States

L

loistf

Madrid, Spain

G

Goodwill

Oakland, United States

B

BClay

Campbell, United States

K

Katehar

Maple Valley, WA, United States

J

jwharding

Hamburg, Germany

N

nime01

Kongsberg, Norway

P

Prysdahl

Marshall, United States

D

Dettmann1

Atlanta, United States

T

Travelbear

Asheville, United States

D

DThirteen

Miami, United States

D

Dionne

Pembroke, Bermuda

Alina

Amsterdam, Netherlands

Bhayl

Stavanger, Norway

RandyPetersen1

Colorado Springs, United States

J

justincomish

Riverton, United States

Bruno

São Paulo, Brazil

J

jerryq

Redding, United States

J

jackieric

Folsom, CA, United States

M

mkellerman

Shanghai, China

R

Rearden

STAVANGER, Norway

D

DaveH

Folsom, United States

nakamura

United States

A

alkemyst

Geneve, Switzerland

M

memorissima

milano, Italy

hugomesser

Blokker, Netherlands

L

LindsayB

Sydney, Australia

M

Morgue

Brighton, United Kingdom

nmatpt

Lisboa, Portugal

A

amish

San Francisco, United States

M

Marod

Edmonton, Canada

neocodesoftware

vancouver, Canada

EstanislaoCruz

Ewa Beach, United States

G

gertrude

Cumberland, Canada

isabelv

Barcelona, Spain, Sweden

M

Masseman

Paris, France

Zal0m0n

Atlantis!!!! x), Mauritania

gseletko

South Perth, Australia

C

Carlos

Barcelona, Spain

JOKer

Weisendorf, Germany

JonB

London, United Kingdom

A

Anonymous

United Kingdom

P

Pillango

Frankfurt, Germany

S

seikatsu

Palo Alto, CA, United States

A

andprosper

World Peace, United States

dmirpuri

Bangkok, Thailand

Matthieu

Switzerland, France

somuchjackson

Boston, United States

A

Alexxa

Vancouver, Canada

C

Clben7

Cincinnati, United States

M

MarkKrakow

Joliet, United States

N

neumans7

Vienna, Austria

Evan Lamos

Brussels, Belgium

G

guggl

Vienna, Austria

G

GanSatya

United States

sderickson

Berkeley, CA, United States

T

toanvphan

United States

pvilliger

Zurich, Switzerland

M

Malibu

Westwood, United States

Shemuel

New Jersey, United States

G

gbelote

United States

D

drorm

United States

T

thegreek1020

San Jose, United States

D

Dan

United States

J

Jonas

Linköping, Sweden

E

electrolite

United States

L

lenders

United States

S

spivurno

United States

M

meric

Australia

D

DandS

United States

N

nswanberg

United States

M

Michi

Switzerland

J

jay12

Germany

M

merk85

United States

B

bugdaniel

Switzerland

bb4dogs

United States

A

ajayhk

San Jose, United States

J

jbhernan

United States

mepster

San Francisco, Ca, United States

J

jsbisa

New Orleans, Louisiana, United States

TyWee

Manila, Philippines

B

bscent

Hong Kong

W

wesbh89

United States

I

idris

United States

A

Akowal

United States

J

jdelaporte

United States

Loungin

United States

K

Keith

Luxembourg

S

SCHAC

Switzerland

K

KiraDee

United States

Otto Barten

Amsterdam, Netherlands

S

satheajay

United States

M

M.Umar

Pakistan

C

Crainster

Chapel Hill, United States

PolarBearCapital

United States

A

adamdreaming

United States

P

Paul

United States

S

Scaevola

Netherlands

SuperMario28

Cudahy, United States

GaloLending

United States

A

andreab

United States

HL

Holly Laird

Austin, United States

S

Stephan

Netherlands

K

Kristiina

All Countries

JL

Joao Leal

United Kingdom

TF

Timothy Fitz

United States

KM

Kirsty M

United Kingdom

J

Joe

United States

M

Marco

Germany

E

Erich

Zurich, Switzerland

P

PC

United States

AL

Amy Luo

United States

M

Mathias

Cologne, Germany, United States

MW

Matt Willis

United States

W

Wade

United States

C

Chitti421

United States

Lou Kaucic

Sanbornton, NH, United States

CN

Cyprien Noel

United States

Kevin

San Francisco, United States

RT

Rakesh Tondon

United States

JC

JD Conley

United States

KD

Kent Don

United States

BS

Bruno Silva

United States

AF

Alysn Ford

United States

JR

John Ryabik

United States

Sam

Earth, United States

Paul

Seattle, United States

Cameron Graham

Nashville, TN, United States

JD

Jeff DePree

United States

ME

Manaal Eisa

Washington DC, United States

BB

Ben Bellows

United States

Carla

Amsterdam, Netherlands

Pedro R-C

Cambridge, United States

P

Paul

Netherlands

M

Mart

United Kingdom

G

GS2

Germany

Sarah and Dave

Toronto, Canada, Czech Republic

G

Gianni

Venice, Italy

H

hedy

United States

P

patricio

Yorba Linda, Ca, United States

Mark Grey

Redding, CT, United States

AH

ajay hampapur

United States

J

Jeff

United States

N

Nick

United States

E

eriklonnroth

United Kingdom

Aran Dunlop

United States

E

Eve

United States

Joe Lamantia

Reston, Virginia, United States

Kyle Holohan

United States

MG

Mike G

United States

Douglas St Quintin

Sydney, Australia

Paul Smithson

Leeds, United Kingdom

A

Adam

United Kingdom

Arnaud M

Sydney, Australia

E

Enda

Abu Dhabi, United Arab Emirates

Cliff

United States

AG

abel ghita

Bucharest, Romania, Italy

R

Roanna

Alberta, Canada, Canada

EB

Emily Brown

United States

R

Ryan

United States

OH

Orion H.

United States

Chuck

Manchester, United Kingdom

Dan Michael

Oslo, Norway

Ondrej Gutten

Prague, Czech Republic

Y

YTSJ

London, United Kingdom

Tam Thao Nathan

United States

S

stevensau

United States

EthicalHost

Toronto, Canada

KE

Karen Epolito

Syracuse, NY, United States

RB

Rohit Bhatia

United States

V

Vidar

Oslo, Norway

I

isaac

United Kingdom

DK

Danny Kelly

United States

GS

G S

Switzerland

RC

Rudi Chen

United States

MB

Mark Blatter

United States

LS

Lois Saucedo

United States

E

Erika

Ontario Canada, Canada

J

Jane

Australia

HPK

Switzerland, Switzerland

Kevin

United States

B

Brett

Australia

RG

Ravi Gadad

United States

Sinan Taifour

Munich, Germany, Germany

SM

Sachet Marion

United States

J

Jon

United States

Caitlin Campbell

Chicago, United States

Jes

Australia

Romesh Fernndo

Perth Australia, Australia

ML

Macaulay Luty

United Kingdom

The Zinc Team

San Francisco, United States

MO

Mark Owens

United States

SH

Stephanie He

United States

WS

Warren Shen

United States

Humble Bundle Community

San Francisco, United States

JA

Joshua Axtell

United States

BR

Brandon Ross

United States

Megan Strickland

Los Angeles, United States

BE

Bob Ewing

United States

JD

JASON DORSETT

United States

V

VJ

Canberra, Australia

BP

Bill Piper

United States

hervey liu

United States

Haroon S

United States

Dean Suminski

Portland, Oregon, United States

GS

Gary Sinard

Franklin, TN, United States

D

David

United States

R

RMIM

United States

KA

Khaled Asmri

Saudi Arabia

WC

Walter Clarke

Phoenix, United States

Victoria Keenan

East Anglia, United Kingdom

Paul Buchheit

Mountain View, United States

Bryce Bow

Bloomington, In, United States

A

Anonymous

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

Darrel Wratten

Cape Town, South Africa

A

Anonymous

United States

Ask Eric a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Eric    Apr 4, 2022

    Thanks you so much for your support. I am trying to make my payment but I have a problem due High cost of living and collapse of business.

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  • Eric    Jan 27, 2022

    My business fails due to COVID-19. Am trying to repay my loan step by step. Kindly be patient with me.

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  • Eric    Jan 17, 2022

    Business collapse due to COVID 19. I have been sick COVID-19

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  • Eric    Dec 14, 2021

    Collapse of the business due to COVID 19

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  • Eric    Dec 9, 2021

    Dear Zidisha Team,
    Kindly update my Repayment account.

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  • Eric    Dec 9, 2021

    Kindly be checking your system before sending emails. I have been consistent paying.

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  • Eric    Dec 9, 2021

    Dear Eric Nditu,

    Despite multiple communications, we have not received your loan repayment of 37,002 KES, which has been past due since Apr 25, 2021. Your Zidisha loan account has now been transferred to the Royal Mind Ventures collection agency. Representatives of Royal Mind Ventures will contact you regarding your loan, but repayments should continue to be made directly to Zidisha following the instructions below.

    To avoid legal action and listing with the Credit Reference Bureau, please make the past due payment immediately following the instructions below. If you are unable to make the past due payment immediately, you may use the 'Adjust Installment Amount' page of your member account at the Zidisha website to reduce the past due repayment to an amount you can easily pay.

    If you do not adjust the installment or we do not receive the past due amount by :listingDate, action will be taken including listing your name with the CRB, preventing further access to loans or credit from lending institutions.

    Payments should be sent to M-PESA bill pay account 600201 Zidisha Inc. When asked for your account number, enter your phone number. IMPORTANT: To ensure that your payment is correctly credited, please send all loan payments from the same Safaricom number that you registered with Zidisha.

    If you believe you received this message in error, please go to the Help page of your account and send a message under the subject Disbursement Not Received or Payment Not Credited.

    Thank you,

    The Zidisha Team

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  • Eric    Dec 9, 2021

    My business fails due to COVID-19. I want to reduce to Ksh 100 per week. Kindly consider my request

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  • Eric    Nov 8, 2021

    MY BUSINESS AFFECTED BY COVID 19

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  • Eric    Oct 30, 2021

    Low business margin

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  • Daniel    Oct 30, 2021

    Dear Lenders
    Have spoke to Mr Nditu and he has assured to make some payment as soonest as possible

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  • Eric    Oct 13, 2021

    collapse of business due to COVID 19 PADEMIC

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  • Eric    Sep 15, 2021

    low business returns due to COVID 19 PADEMIC

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  • Eric    Sep 13, 2021

    low business return due to covid 19 pandemic

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  • Justus    Sep 12, 2021

    He is working on how to make the repayments

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  • Eric    Aug 23, 2021

    DUE TO LOW SALES AFFECTED BY COVID 19

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  • Eric    Jul 25, 2021

    low business margins due to covid

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  • Eric    Jun 25, 2021

    DUE TO COVID 19

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  • Eric    Jun 8, 2021

    COVID 19 AND LOW BUSINESS INCOME

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  • Eric    May 12, 2021

    PADEMIC

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