John Njoroge
Neema Estate-nyahururu Sub-county-nyandarua County-kenya., Kenya
100% repaid
Name
John Njoroge
Member since
April 2016
On-time repayments
167 installments • 99%
I was born and raised around Nakuru town in the Rift Valley Province of Kenya. I have a degree in education from Moi university in Kenya.
After my college education, I could not get formal employment and had to work as a 'matatu ' driver ferrying passengers from one town to another for two years.
I used the little amount of money that I had saved plus some more which I was loaned by a relative to start my business.
My country, Kenya, has extraordinary beauty both in terms geography and contrasting cultures from 42 diverse tribes. It's a choice destination for many tourists from all over the world.
I have a son who wishes to take up my hobby in computers and software as his future professional job.
I have a cybercafe and small retail shop that deals in electronic accessories.
The cybercafe caters to the people who need fast internet services, especially for government services accessed through the internet, e.g., the e-citizen website.
The retail shop sells small accessories such as phone chargers and batteries to people on transit through the town. I like my business as it augments my hobby in computers.
On average, my monthly costs range from KSh 20,000 to KSh 30,000 while revenues range from KSh 40,000 to KSh 60,000. The proceeds from the ventures are used for household needs, school fees, investment and some for recreational activities.
My second loan if awarded will be used to boost the amount of electronic accessories that i have in the shop.The last loan was used for the same purposes and i would like to fund the same project as before.I chose to do this since i have not reached the optimum stock level I need for example phone chargers,memory sticks and phone batteries.This item have constant demand and I want to be in a position my stock easily caters for all my customer needs.
I was born and raised around Nakuru town in the rift valley province of Kenya.I have a degree in education from Moi university in Kenya.
After my college education I could not get formal employment and had to work as a 'matatu ' driver ferrying passengers from one town to another for two years.
I used the little amount of money that I had saved plus some more which I was loaned by a relative to start my business.
My country Kenya has extraordinary beauty both in terms geography and contrasting cultures from 42 diverse tribes.Its a choice destination for many tourists from all over the world.
I have a son who wishes to take up my hobby in computers and software as his future professional job.
I have a cyber cafe and small retail shop that deals in electronic accessories.
The cyber cafe caters for the people who need fast internet services especially for government services accessed through the internet e.g the e-citizen website.
The retail shop sells small accessories such as phone chargers and batteries to people on transit through the town.
I like the my business as it augments my hobby in computers
On average my monthly costs range from ksh 20000 to ksh 30000 while revenues range from ksh 40000 to ksh 60000.
The proceeds from the ventures are used for household needs,school fees ,investment and some for recreational activities.
My second loan if awarded will be used to boost the amount of electronic accessories that i have in the shop.The last loan was used for the same purposes and i would like to fund the same project as before.I chose to do this since i have not reached the optimum stock level I need for example phone chargers,memory sticks and phone batteries.This item have constant demand and I want to be in a position my stock easily caters for all my customer needs.
Positive
6
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$40.00
Date disbursed
Jun 28, 2016
Repayment status
On Time
Projected term
2 months
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