Stock my cosmetics & continue with tomato project

Christine

Nairobi, Kenya

100% repaid

Entrepreneur

Name

Christine

Member since

July 2015

On-time repayments

399 installments  •  93%

About Me

My name is Christine Wawira .I was born in Embu county,central Kenya I am a mother of two boy and a girl and I have adopted one girl .My parents practiced small scale farming and also business.They owned a dairy shop.Most of my childhood involved going to a local school and also assist my parents in household chores during the weekends.

After my high school education i attended National youth services since i wanted to join the army of Kenya.After completing the National youth services,Unfortunately i wasn't not selected to join the army due to my height.I was frustrated and disappointed since i had spent most of the time working hard to join the Army.

My parents told me that now am an adult and i should cater for myself i had to travel to Nairobi to look for a job .Luckily i was able to convince some beauty shops that i would hawk their products and we agreed on a commission.I worked hard and in two years time i saved some money and started my own shop .Then,a friend introduced me to zidisha org where i borrowed a loan for the first time, and added stock to my business .i have been borrowing up to date and I have managed to extend a salon ,start pigs project and also farming.I plant tomato.this project is on going.thanks.

My Business

My businesses deals with sale of beauty products from hair lotion,body lotion,hair extensions,earrings, salon,pigs farming whereby I sell piglets and pigs to farmers choice or any where I get buyers and tomato farming.The cosmetics products which i sell are demanding which make them move faster because they are unique and everyone wants.I choose this business because being a hairdresser and beauty has been my passion since when i was a kid and I knew I will manage it easily. Having this two businesses together ,have always saved my time and given me more profit to pay my loan and continue with the pigs & tomato project .I source from wholesalers who have imported from different nation such as Uganda,Dubai,London and china.
My typical costs in the shop include paying rent,electricity bills and business permit.my tax business and koko jikos project which I started with the last loan is also doing well hence more profit.I make a profit of $1050 monthly which i use for my daily use,buying food for my pigs,paying my workers and support my family.

Loan Proposal

When I get $1116.75,I will use$983.064 to add more weaves,braids and wigs to my cosmetic and $203.688 to plant more tomatoes in my garden.slowly my dreams are coming true I will soon be a wholesalers and a big farmer hence more profits.I expect a double profit since pigs are ready for sell, vegetables are basic to all and when it comes to cosmetic, good will be cheap and affordable to all since i will be wholesaler shop.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,193.00

Date disbursed

Dec 28, 2017

Repayment status

On Time

Projected term

21 months

Lenders

sderickson

Berkeley, CA, United States

PG

Paul Graham

United States

LM

Lee Montecucco

Washington State, United States

DO

Denis Ontiveros

Guildford, United Kingdom

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  • Christine    Oct 21, 2023

    Hello ,i take this opportunity to kindly apologize for not responding to my project ,i had so much happening, family conflict since the death of my granny who have been sick and on the way they stole my money and many things.i am working hard to restore things back, please give me some more time.thanks

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  • Christine    Sep 22, 2023

    Hello leader,am sorry i have not been paying this loan the way am supposed to,it only that lately i have things happening to me which i do not understand,my granny died because of prolonged illness which left me without money and again my shop was stolen.but this doesn't mean i will not pay the loan,am making efforts so not to fail again.kindly understand me.thankyou.

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  • Christine    Jun 19, 2023

    Hello my leaders,i will not be able to pay the loan amount because i have a sick person in hospital and i am the one talking care of everything.the medicines are making me strain.

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  • Christine    Jun 10, 2023

    I'm not able to this amount because i have a very sick person in hospital and i am the one talking care of all bill.i will pay once i get the money am waiting somewhere.thanks and sorry for the inconveniences.

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  • Christine    May 20, 2023

    I cannot be able to pay the loan now because i have a sick grandfather who is in the hospital so much money is needed and am the only person to pay.iam kindly asking for more time because am waiting for some money next month.

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  • Christine    May 5, 2023

    Hello my leaders am kindly asking for more time for me to settle this debt because i have so much happening hence me not able to pay the loan .i have a sick grandfather who is in hospital an am the only one who can settle the bills.i will start paying the whole amount once it's okey.thankyou.

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  • Christine    Apr 13, 2023

    Hello my leaders ,i am still adjusting my installments because i have a sick parent whom am taking care of in all hospital bills and medicine.

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  • Christine    Apr 7, 2023

    I have changed my installments because i am taking care of my sick grandfather who needs our help.i have been up and down without going to work hence some financial attack due to expensive diet for him and also hospital bill .am hoping to be well by next week so i can continue paying normal.Thanks.

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  • Christine    Mar 16, 2023

    I am adjusting the payment because i have a sick grandfather who got affected by the death of my grandmother.iam the one taking care of his bill.please bare with me as i go through this.i will then pay as before.Thankyou.

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  • Christine    Mar 2, 2023

    The reason why i adjusted my installments is because my grandmother died,and i had to take care of everything in the burial preparations.i am trying my best to catch up.

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  • Christine    Feb 22, 2023

    I have my grandmother's burial preparations and i am their breadwinner.

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  • Christine    Feb 1, 2023

    Hello my lenders,i sincerely take these chance to thank all you who funded me,we started from 2015 when my friend introduced me to zidisha organization,till now.I always pray my God to continue showering us with more blessings as we support one another so that we progress well and continue seeing all steps of progress in our projects.i have done many projects and today i just want to grow my limit so that i start the big project that will need more money.iwill use these money as my mpesa float.your christine.

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  • James    Jan 31, 2023

    Congratulations

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  • Noviandri    Jan 26, 2023

    For your business opportunities

    Translated by Google     Show original

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  • Noviandri    Jan 21, 2023

    Pay it for your Mobile Business Country

    Translated by Google     Show original

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  • Christine    Jan 18, 2023

    Hello my lenders,am taking this chance to thank all of you for funding me.iam going to use this money to add my mpesa float.These is the same project i had last time and my big aim is to glow my limit so that i start my dream project.The money will help me get more client because i have enough float for my clients to deposit and withdraw hence more profits.Thanks all and be blessed.

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  • Christine    Jan 17, 2023

    Hello my lenders,i want to take this chance to thank you all for your unlimited support.i have been using the loan you funded me as my mpesa float.This have been amazing ,my commission increased and i can say am a happy member of zidisha.i have increased my savings for the upcoming project.ihave also been able to pay my daily bills and taking care of my family.be blessed.

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  • Christine    Sep 14, 2022

    Hello my beloved members who funded me,I am humbled to take this chance to thank all of you for funding me .I will use the money to add mpesa float.This will help me have good flow of money since my clients will be able to withdrawal and deposit cash without any difficulties.Again I will increase clients because other than salon and cosmetics clients mpesa clients might see something in my shop other than mpesa service hence making a sale and more profit.This will help me repay my loan ,pay school fee for my children,help my family,and also perticipate in charity work like visiting children's homes and elderly people.Thankyou very much.

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  • Aliyuddin    Sep 13, 2022

    spirit

    Translated by Google     Show original

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  • Samuel    Sep 3, 2022

    Is a great honour to support each other to move forward

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