Stock my hotel

Lucy Kamau

Nakuru, Kenya

98% repaid

Entrepreneur

Name

Lucy Kamau

Member since

January 2011

On-time repayments

192 installments  •  83%

About Me

I am Lucy Wambui Kamau and I am married with three children. One of the children is still young and finished form four last year. She is still to join college this year. I live in Bahati. our home is situated next to J M Memorial Secondary school , as you alright at Bahati Center bus stage you will see a sign post that direct you to J M Secondary school you follow that route our home is just next to the school.

My Business

I have a hotel business at Bahati. My customers include those who attend the Wednesday and Saturday markets because the two days are market days. During the other days, I get customers from persons from the DCs office and those who visit the head of the district offices. I usually make a profit of about ksh 20000 per month. I also do farming. I plant maize, beans, vegetables, potatoes, onions and sometimes fruits. I use them for food for my family and the surplus I sell. I usually make about ksh 100000 from selling the farm produce over the different seasons. I also keep sheep which I sell after every four to six months. I make about ksh 50000 from the sale.

Loan Proposal

I would buy a stock of non perishable goods which some of them i will have go outsid the area of my business things like beans ,peas, rice, green grams and things like baking floor i will buy in bulk. i will use 3/4 of the money to buy the above mentioned item and the remaing i will buy the perishable goods and also use some for thetransportationand and also to pay for trade license in my premises. Thanks you all.

Feedback

21

1

None



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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,147.01

Date disbursed

Jun 2, 2016

Repayment status

Late

Projected term

14 months

Cost to entrepreneur

Service fee: $46.96

Lucy opted to pay $141.18 into the Zidisha Members Loan Fund in return for a higher starting credit limit.

Lenders

BelleStarr

Albuquerque, United States

B

blahblah

Nuernberg, Germany

Cloudways

Malta, Malta

pentatonicscale

Niiza-shi, Japan

ads68

Melbourne, Australia

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

A

AndrewC

London, United Kingdom

mepster

San Francisco, Ca, United States

N

nshekher

United States

NH

N Holt

United States

M

Maggie

Australia

MS

Mike Sutherland

United Kingdom

Craig Newmark

United States

The Zinc Team

San Francisco, United States

Humble Bundle Community

San Francisco, United States

HCPSPIRIT

Helsinki, Finland

A

Anonymous

United States

Ask Lucy a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Lucy Kamau    May 17, 2016

    I purchased non perishable goods for my hotel for Kesh 80,000 and the remaining amountKesh20,000 was used for transport and buying the perishable goods which some of them I had to get them from a far away place . Thanks zidisha lenders for i got 80% profit from the money you lend me and i was to pay school fees who was in college.

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    • Roy    May 17, 2016

      Thank you Lucy... This is so very nice to hear.

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  • Lucy Kamau    May 10, 2016

    I would like to thank the lenders for the loan that you have given to ,it has been of good profit for i used the amount stock my businesses by buying non perisable goods and also the remaing i was able to go far from business to get other goods which are not found around where the business is situated. i got a good which have helped me to educate my son inthe college. thank you zidisha lenders once more.

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  • Lucy Kamau    Dec 30, 2015

    I received kes 170000 . i was able to upgrade my hotel with kes 20000 then I bought a frig edge which costed kes 50000 then remaining 100000 was used to stock the hotel. so far I have received 80% profit, which I have used to pay school fees for my son. T han you Zidisha for the good work God bless you all and have prosperous new year 2016

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  • poorinvest    Jan 16, 2015

    God bless you for your honesty and integrity, dear Lucy!

    I will pray for you and your business!

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  • Hedwich    Dec 12, 2014

    Hello Lucy,
    Thank for always repaying on time. No missed payments for the past 8 months on this loan, quite an achievement! I hope it means that you and your business are doing well. Keep up the good work!
    Hedwich

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  • SvenWaage    May 24, 2014

    I wish you success in your venture.

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  • ktriolo1    Mar 28, 2014

    Hello Lucy! It is so much easier to loan money to a business owner with such a proven track record! I am sure that our third time working together will be as successful as our previous two loans! :)
    All the best, again - Kathryn

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  • Namaste250    Apr 6, 2013

    I am so happy that you received your full funding. It was so slow you must have been worried. Now you can buy many sweet little lambs.
    Best wishes for health, more successes and prosperity, Ann

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  • ktriolo1    Feb 23, 2013

    Congratulations on your loan repayment Lucy! I would be very happy to loan to you again! All the best, hope that our paths cross again. Kathryn

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  • ktriolo1    Jun 25, 2012

    Hi Lucy!
    Please don't worry about writing back, I don't write my loan bankers! :) I just want you to know that I think of you often, and am excited that you are able to make your payments on time, as I hope that means you are doing well.

    I am fortunate that I have been able to loan that money to a young man with a family who owns a tailoring business, also in Kenya. So now you and I are both paying it forward.

    Hopefully someday I will get to meet you both! Take care,
    Kathryn

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  • ktriolo1    Feb 5, 2012

    Keep up the great work Lucy! My husband and I own a hotel too, I know what tough work it can be. I will think of you tomorrow when I am cleaning my hotel rooms.

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  • SCortez    Feb 4, 2012

    Lucy, I applaud your your ingenuity and the diverse ways that you support yourself and family. Farming and raising sheep is hard work, but very good! Best wishes for success.

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  • Brian    Mar 10, 2011

    Lucy, I wish you well with your business.

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