Stock of decorative lights for the festive season

Lydia Asante

Dunkwa-on-offinso, Ghana

100% repaid



Lydia Asante

Member since

June 2015

On-time repayments

155 installments  •  89%

About Me

i got the chance to complete JHS where i entered into apprenticing hair dressing which i graduated in 2007.
i got married and things changed where i relocated to my current place and as a result of it being a new site the patronization of my services was not encouraging so i turned the shop to selling something so demanded in this area, electrical appliances which as a result of the ongoing constructions is highly demanded
as a child i was interested in how to manage and try to make something that will please at least most people around.
i have grown to know this very well and have applied it in my own shop as to the level of stock that an inventory has to be made.
i did not get the chance to pursue education to the fullest and i am determine to help my children to and level of eduction they so wish
this i envisioned to making this business strongly established.

My Business

i sell all kinds of home electrical appliances from electric switches , bulbs, extension cables and the like.
Due to my location these goods are of high demand and as such the need to stocking my shop is necessary as it is some distance away to the next shop where such goods can be obtained
these items as light bulbs and switches are demanded on daily bases and costs as low as 3 cedis ~~$o.5 this makes the restocking of the shop on weekly bases.
as a form of investment where i determine the interest rate for myself i reinvest all accrued profit into the business as a form of building the capital base.

Loan Proposal

I will use this loan upon funding to stock my shop with colourful and decorative light to catch the season's demand for such products
This loan if it comes on time will help me reap the profits that comes with Christmas as I sell out these lights which almost every household buys to welcome the occasion.
This will help increase my capital base as I retain all proceeds into the business.
I already have the market for electrical customers due to your past contributions.
I am once again counting on your contribution to help maintain customers demand as I continue in business.
I am glad to have you as a shareholder of this business.





  • David    Mar 29, 2019

    Loan was originally scheduled to take three months. Although there was a reduction in repayment amounts, this was explained in the discussion section. Regular payments continued and the loan was paid off in five months.

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  • Mary    Mar 25, 2019

    Hello Lydia, thank you for repaying your loan. It was a pleasure helping you attain your goals. I would be glad to lend to you in the future.

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  • Joshi    Mar 25, 2019

    Steady, regular repayments and appr communication. Will lend her again.

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  • Mary    Oct 16, 2018

    Dear Lydia,
    thanks for paying back another loan. It was a pleasure to support your business again and I wish you continued success.

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Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Jan 5, 2017

Repayment status

On Time

Projected term

4 months

Cost to entrepreneur

Service fee: $11.14


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