Name
Margaret
Member since
July 2014
On-time repayments
198 installments • 79%
My name is Margaret Wanja. Born in Meru County around Mt. Kenya. I went to primary and later secondary school for my education. I later joined a training college where I enrolled for a certificate course in computer applications. I later relocated to Mombasa where I got a job in a photoshop where I was employed as a computer operator. I worked there for about 2 years and later decided to start my own business.
I am a single mother of one daughter aged 1 year. I am a hardworking person who is always trying to improve the quality of my life by expanding my business and also seeking more knowledge through training. I am currently doing a short course in video editing.
I deal with selling of mobile phones accessories, eyeglasses, watches and other trinkets. I have been in this business for two years. I have gained valuable experience during this period and I feel confident that I have found my right type of business. However, I do face a number of challenges key among them lack of adequate capital to stock my store.
I normally buy my stock from Nairobi and if given credit by Zidisha I hope to buy more stock with the money. My shop is normally frequented by young people and most of them can afford the stuff I sell since they are mostly low-end type. I get a good number of clients per day since the shop is located at a very busy area in town.
Zidisha loans have made it possible for me to graduate from selling small items to now selling mobile phones. My clients have supported me through this journey and they have encouraged me to invest even more on mobile phones. These phones are very popular in Kenya and their sales picks up towards the end of the year because this is the time most people have some money to spend on such items.
I am hoping to cash on this season and make some good profit. I will spend the money to buy an assortment of phones both low budget and smart phones so as to address the needs of all types of clients. This will cost me about USD 400 and this will definitely contribute to the growth of my business immensely.
Thank you.
Positive
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Neutral
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Negative
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Project Type
Classic Loan
Disbursed amount
$465.00
Date disbursed
Oct 16, 2015
Repayment status
On Time
Projected term
11 months
Other loans
Amount repaid
$485.50
Amount remaining
$0.00
Date repaid
Sep 22, 2016
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Oct 25, 2015 | $10.00 | Nov 2, 2015 | $10.00 |
Nov 1, 2015 | $10.00 | Nov 10, 2015 | $10.00 |
Nov 8, 2015 | $10.00 | Nov 16, 2015 | $10.00 |
Nov 15, 2015 | $10.00 | Nov 16, 2015 | $10.00 |
Nov 22, 2015 | $10.00 | Nov 27, 2015 | $10.00 |
Nov 29, 2015 | $10.00 | Dec 4, 2015 | $10.00 |
Dec 6, 2015 | $10.00 | Dec 10, 2015 | $10.00 |
Dec 13, 2015 | $10.00 | Dec 21, 2015 | $10.00 |
Dec 20, 2015 | $10.00 | Dec 21, 2015 | $10.00 |
Dec 27, 2015 | $10.00 | Jan 7, 2016 | $10.00 |
Jan 3, 2016 | $10.00 | Jan 14, 2016 | $10.00 |
Jan 10, 2016 | $10.00 | Jan 20, 2016 | $10.00 |
Jan 17, 2016 | $10.00 | Jan 29, 2016 | $8.00 |
Jan 31, 2016 | $2.00 | ||
Jan 24, 2016 | $10.00 | Jan 31, 2016 | $10.00 |
Jan 31, 2016 | $10.00 | Feb 11, 2016 | $10.00 |
Feb 7, 2016 | $10.00 | Feb 11, 2016 | $10.00 |
Feb 14, 2016 | $10.00 | Feb 22, 2016 | $10.00 |
Feb 21, 2016 | $10.00 | Mar 1, 2016 | $5.00 |
Mar 2, 2016 | $5.00 | ||
Feb 28, 2016 | $10.00 | Mar 8, 2016 | $10.00 |
Mar 6, 2016 | $10.00 | Mar 21, 2016 | $10.00 |
Mar 13, 2016 | $10.00 | Mar 22, 2016 | $10.00 |
Mar 20, 2016 | $10.00 | Mar 30, 2016 | $10.00 |
Mar 27, 2016 | $10.00 | Apr 8, 2016 | $10.00 |
Apr 3, 2016 | $10.00 | Apr 13, 2016 | $10.00 |
Apr 10, 2016 | $10.00 | Apr 13, 2016 | $10.00 |
Apr 17, 2016 | $10.00 | Apr 23, 2016 | $10.00 |
Apr 24, 2016 | $10.00 | May 7, 2016 | $10.00 |
May 1, 2016 | $10.00 | May 13, 2016 | $10.00 |
May 8, 2016 | $10.00 | May 19, 2016 | $10.00 |
May 15, 2016 | $10.00 | May 23, 2016 | $10.00 |
May 22, 2016 | $10.00 | May 23, 2016 | $10.00 |
May 29, 2016 | $10.00 | Jun 10, 2016 | $10.00 |
Jun 5, 2016 | $10.00 | Jun 10, 2016 | $10.00 |
Jun 12, 2016 | $10.00 | Jun 21, 2016 | $10.00 |
Jun 19, 2016 | $10.00 | Jun 21, 2016 | $10.00 |
Jun 26, 2016 | $10.00 | Jul 2, 2016 | $10.00 |
Jul 3, 2016 | $10.00 | Jul 9, 2016 | $10.00 |
Jul 10, 2016 | $10.00 | Jul 18, 2016 | $10.00 |
Jul 17, 2016 | $10.00 | Jul 18, 2016 | $10.00 |
Jul 24, 2016 | $10.00 | Jul 30, 2016 | $10.00 |
Jul 31, 2016 | $10.00 | Aug 8, 2016 | $10.00 |
Aug 7, 2016 | $10.00 | Aug 13, 2016 | $10.00 |
Aug 14, 2016 | $10.00 | Aug 20, 2016 | $9.50 |
Aug 29, 2016 | $0.50 | ||
Aug 21, 2016 | $10.00 | Aug 29, 2016 | $10.00 |
Aug 28, 2016 | $10.00 | Sep 1, 2016 | $10.00 |
Sep 4, 2016 | $10.00 | Sep 8, 2016 | $10.00 |
Sep 11, 2016 | $10.00 | Sep 13, 2016 | $10.00 |
Sep 18, 2016 | $10.00 | Sep 22, 2016 | $10.00 |
Sep 25, 2016 | $5.50 | Sep 22, 2016 | $5.50 |
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