Stock of new trends and expansion and diversification

Dorothy

Kitengela, Kenya

100% repaid

Entrepreneur

Name

Dorothy

Member since

February 2014

On-time repayments

166 installments  •  70%

About Me

My name is Dorothy Mwongela, and I was born and raised in Eastern Kenya. I am the fourth born in a family of 8, and having been raised by a single parent, I learnt how to work at a young age in order to pay for us to live. food and many others.i am the forth born in the a family of eight.

I am a mother of two, the eldest is 12 and the youngest is 7. We live in a town called Kitengela, situated in the town of Kiajiado, 40 km from Nairobi. I was able to save some money and start a clothing and cosmetic business, also selling jewellery, toys and handbags.

I operate a small boutique shop, selling unisex clothing for adults and children, along with some cosmetics.I started this business 2 years ago due to my sense of fashion, but most of all to provide for my family. The earnings I get from my business usually go towards paying rent, adding more stock and the rest is used for my family's upkeep.

I am seeking this fund to expand my business and take it to a new level. I currently source my stock from Eastleigh town malls, before reselling here in Kitengela. My mission is to get enough capital and travel to Kampala as well as Turkey and get more stock since they are a bit cheaper there.

My vision is to source clothes from Dubai and Turkey within the next two years.

My Business

Since starting the business two and a half years ago, I have seen huge potential for growth. My customers prefer my shop because it has all they need: both kids and adults clothes and cosmetics. However, I face a lot of competition because of the many shops around, but due to giving my clients the best deals, I have maintained a lot of business, making my business renowned in the area.

My monthly income is $750
House rent $187
Electricity $25
Water $12
Wages $100
Salary $200

I intend to expand and diversify my business with the second loan. I plan to visit countries like Turkey and even Uganda to buy items that I do not currently stock (wallets, handbags etc.), and wish to source new cosmetics from different areas in order to introduce my customers to new trends and fashions. Customers have been demanding more varieties from outside of the country, so I shall re-invest all the loan money into my business, allowing my business to grow, and for me to repay the loan. I hope by getting this loan I will make it a one stop variety shop.

Loan Proposal

Thanks to all lenders who funded my first loan,am so greatful to Zidisha community for making my dream come true and changing my clothing business to another level and my family too everybody my friends ,parents happen to be pleased by sudden changes in my shop andmorw so additional of extra customers,my son has nicknamed me Zidisha and WIN ,reason being ama always browsing and checking Zidisha page and I happen to tell him its about lending money to business people,am here once again to apply my second loan to expand my business and to buy new trends and latest fashion,my customers are already asking about Christmas clothes so I need to equip my shop ready for the season.I intend to use 10,000for clothes unisex 10,000for shoes and socks since they go together 5000 for children clothes and toys 2000for a few jewelries and cosmetics like ladies human hair creams ,lotions and hair piece and perfumes 400 will go to transport here and there during shopping. that's how intend to split my loan and so doing hundred percent sure to expand my shop and to pay my loan so well .and later to expand my shop by opening branches.

Show original English  

About Me

My name is Dorothy Mwongela ahaving been born and brought up in eastern kenya am a fourth born .having been born by a single parents we hand to learn on how to work at early time and raise money for upkeep .food and many others.i am the forth born in the a family of eight.raised in eastern part of kenya that's meru . and currently resinding in kitengela in kiajiado county I love travelling ,reading new journal ,and making new friends I also like playing volleyball ball travelling, and watching soccer and rugby,and swimming.
mother of two aged 13years and 9years old. They are all in good school thanks to Zidisha even my children are now smilling all the way to school,the girl is doing a final primary examination and so ready for a next level
I am a resident of Kitengela town situated in Kajiado county about 40 kilometres from Nairobi the capital city of Kenya.have been on hawking business for 2years and thats where I was able to save some money to start a clothing and cosmetic business ,jeweliries,toys and handbags
I operate a boutique dealings with unisex clothings including kids cloth wear.it also contain a few cosmetics both ladies and gents
I started this business two year ago due to my sense of fashion and most of all to provide for my family. The earnings I get from my business usually go paying rent, adding more stock and the rest use it for my family's upkeep.
I am seeking this fund to expand my business and take it to a new level.at the moment I source my stock from Eastleigh town malls and resell here in kitengela. My mission is to get enough capital and travel to Kampala as well as Turkey and get more stock since they are a bit cheaper there.
My vision in like two years to come I would like to source the clothes from Dubai and turkey.and all famous country

My Business

GOOD BUSINESSES ON THE DOORS AND WINDOWS
Lately have been on the clothing businesses and cosmetics and have grown so well to the extent of a a few branches here and out of my town .THANKS TO ZIDISHA GOOD LENDERs,
Am now charging gears to another new busines where am aiming and targeting to make money and good businesses from curtain marking for both doors and windows ,both for residential and public premises,I living in a very fast growing area and have discovered people around go up to town centre to search for designers to give them good curtains .and after moving around I have discovered nobody around doing the same work .
Have been doing field work for the last two months to people construction sites to ask for jobs ,that's curtains making and a few house decoration ,have gone even to the new hotels restaurants and even churches and all turn out to be positive about my new work,
Have made a catalogue with different designs ,colour schemes and types of materials I will be using
Am targeting all kind of people ,both high and common man.so I will provide to them all
Have got a good designer to assist in deciding people's taste and a tailor for manual work
So my eyes is to you dear lenders ,that's why I am applying my third loan to make my latest dream come true
I want to buy a singer heavy machine around $103.93to do these work ..it will be both automatic and manual incase of no electricity so that to avoid waste of time
I want to buy a few materials to start the work costing$48.123 and the remaining $28 will pay rentit includes material needles threads and chalks pens and patterns
$28.8743 will pay the electricity, $48.123to pay insurance $48.123 to be used on transporting of machine and materials, these is my latest dream
Am 100%sure am going to make it to my customers and also to pay my loan and other wages and my salaries too ,since a minimal widow go for $62.5610 and door go for $28.8743 am sure ,it will be best of me these years ,I already have a pending order of 4houses each with 20windows 7doors and also have a order with a 2rnew restaraute with several Windows
Kindly my dear lenders I will pay my loan on time and with no alterations
Expect ion to full fill my new dream soonest

Loan Proposal

Thanks to all lenders who funded my first loan,am so greatful to Zidisha community for making my dream come true and changing my clothing business to another level and my family too everybody my friends ,parents happen to be pleased by sudden changes in my shop andmorw so additional of extra customers,my son has nicknamed me Zidisha and WIN ,reason being ama always browsing and checking Zidisha page and I happen to tell him its about lending money to business people,am here once again to apply my second loan to expand my business and to buy new trends and latest fashion,my customers are already asking about Christmas clothes so I need to equip my shop ready for the season.I intend to use 10,000for clothes unisex 10,000for shoes and socks since they go together 5000 for children clothes and toys 2000for a few jewelries and cosmetics like ladies human hair creams ,lotions and hair piece and perfumes 400 will go to transport here and there during shopping. that's how intend to split my loan and so doing hundred percent sure to expand my shop and to pay my loan so well .and later to expand my shop by opening branches.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$313.00

Date disbursed

Nov 10, 2014

Repayment status

On Time

Projected term

9 months

Lenders

investor

Candiac, Canada

Rdcmole

Cincinnati, United States

C

cjmenchaca

Austin, United States

J

jdhowa2

Louisville, KY, United States

H

HildeK

Rogaland, Norway

ads68

Melbourne, Australia

Cricketca

San Jose, United States

Zal0m0n

Atlantis!!!! x), Mauritania

B

Bjoernanders

Tromsø, Norway

DJBic

Clinton, United States

E

E

Marin county, United States

Evan Lamos

Brussels, Belgium

T

thebonseung

Republic of Korea

Matching Fund

Sterling, United States

D

Daisy

Netherlands

trincowski

Vilar, Vila do Conde, Portugal

J

JEllerby

United Kingdom

Mikers

Netherlands

M

MigwiK

Brecht, Belgium

LouisB

ZIDISHA, Mozambique

M

Mirko110775

Hamburg, Germany

J

JessicaAna

Maputo, United States

ToddTho

World Wide, United States

LutianaPablo

Rome, Italy

GaloLending

United States

Crystal Williams

San Diego, United States

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  • Dorothy    Sep 7, 2016

    Am so sorry for the in convince after relocating from my old town to a new one I have not been s able stablelize my business but am trying my best to catch up with the new town and looking for new customers ,and giving my new customers the best to win them and make good profit ,thanks Zidisha for understanding

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  • Dorothy    Sep 4, 2016

    Hello Zidisha ,am so sorry for my late loan that has been late for one month now ,am experiencing some hard time in work and that what has resulted to me being late but am promising to clear my arrears soonest ,am greatful and honesty about this and am so thankful for your understanding, thanks

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  • Dorothy    Nov 16, 2015

    Hello my zidisha community, am so sorry for the standing arrears ,and am promising to clear by Friday these week,its due to the bad weather that's has brought poor transport and and a lot of raining making business so low and poor

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  • Dorothy    Nov 16, 2015

    Due to terrible rain going on here am not able to make good business and even the customers are not many and they are not making many purchases due to lack of transportation, and heavy rainy all over as soon things get back to normal I will be able pull up my loan to the good amount that I will be able to well

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  • Dorothy    Sep 22, 2015

    Due to closer of the market around these county we been left with few moments and low businesses network. This was brought by inter tribal clashes which caused many businesses to be closed till then the county government is trying to solve the problems around so that we can be back to our businesses without fear

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  • Dorothy    Sep 22, 2015

    How are you my dear lenders ,am glad these evening to inform you that am doing well with the new machine ,I have been able to make curtains for a whole restaurant and it was a job well done ,however the market is not very well due to closer of the main market ,which has brought mixed reactions and resulted to intertribal clashes ,but the county government are trying to solve the issues, this as resulted to low busines and poor network of business around

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  • Dorothy    Sep 15, 2015

    Hello my dear lenders yesterday Monday being date ,14.9.2015 I bought a machine and made a one curtain for the customers ,but from last week there is some clashes around the here in my town area,one community is blaming the foreigners for settling on there land and buying land around leaving them empty..these clashes have contributed to closer of market around for some time .so things are a bit slow

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  • Dorothy    Sep 12, 2015

    1-Good afternoon my dear lender s I have received my third loan today Saturday kes 41201
    2-My plan is on Monday morning am going to buy a stitching machine and a few materials and other preparations for the work to commence immediately
    3-thank ,thank thank my dear lenders once more for your support,I am grateful and I appreciate your good work ..and I promise to pay without any default... long life lenders

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  • Dorothy    Sep 10, 2015

    Thanks lenders for funding my third loan.I really appreciate
    Am going to buy a machine for stitching curtains
    It will help me to grow by selling the curtains and making s high profit since am the first to start these businesses around my place
    I highly thank you once more for funding my loan ,Igreateful to you all my dear lenders

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  • Dorothy    Sep 5, 2015

    Hello lenders how are you doing ,am feeling so sad to see my third loan application is remaining only four days to expire without being funded ,doesn't mean I will reapplly the loan again ,or was I disqualified from zidisha group?

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  • Dorothy    Sep 4, 2015

    Thanks Joseph for your good wishes ,

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  • Joseph    Sep 4, 2015

    All the best in your business

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  • Dorothy    Aug 28, 2015

    Hi lenders ,am suppose to pay 7000for membership and I paid 1000 when I was applying my first loan ,kindly explain these to me

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  • Dorothy    Aug 25, 2015

    My dear lenders am so happy to inform you that my second loan was of great change to my life my family my business and all my customers ,thanks to you all,I increased my income and be able to open branches of my business,thanks to you

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  • Dorothy    Aug 24, 2015

    My dear lenders ,thanks so much for the patient you've shown during my second loan payment,honestly it has taken me from one stage to the other,at times I was caught up by time before paying but am so greatful that you were all patient with me,am so glad that I have cleared my second loan and on time wow thanks to you all,my business has grown a big time

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  • Dorothy    Jun 13, 2015

    Hello my lenders ,am so sad that have not been able to send my arrears of 7june ,I had some difficulty s that lead to some financial problem but am promising to clear the outstanding bill immediately once am done with these problem by next week I will clear the standing debts and I won't disappoint you , ,hope you understand my cry ,thanks my dear lenders

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  • Crystal Williams    May 14, 2015

    Hope you are doing well, Dorothy. Thank you for repaying on-time!

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  • Dorothy    Apr 16, 2015

    my lenders I also want to inform you that I was able to open a another shop of shoes only and it has been growing ,and becoming famous ,my second loan profit helped me to open these shop and I hope for more growth in future in the the same trends
    thanks so much my lenders

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  • Dorothy    Apr 16, 2015

    hey Zidisha lenders am so sorry for late payment my son was sick in the hospital hence causing some inconvenience ,I hope and pray that it won't happen again in future. and in case of any changes I will let you know in advance ,kindly accept my apology...

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  • Dorothy    Dec 12, 2014

    My landlord has increased rent of the shop so I need to adjust to new house rent and the new bills payments then I will go back to my normal payment soon ,I kindly request that my payment day will remain on Sunday ,so meanwhile I will be paying 700 and I will make it on time repayment as alwaysv
    Thanks

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