Stocks for boutique business

Valentine

Wasangalo Village, Kenya

Funds disbursed

$0 to go

100% funded of $279 goal

0

days left

Entrepreneur

Name

Valentine

Member since

November 2013

On-time repayments

64 installments  •  9%

About Me

Thanks so much my lenders for the contribution your making,am very greatful hope come 29th when the bid closes. i will. be more. happier .my business. is progressing. well and i hope that the funds that will. be given. to me will improve. my business. much more .i welcome more lenders. to support. me.thank you in advance

My Business

Iam operating salon and a cosmetic shop in our local trading market in Wasangalo local trading center. This business i starte 3 months ago hen i learned of high demand an also ready market from the locals. Too have been having yearning spirit an desire to starting my on business an grow it to becoming a big company in near future. I have to workers who help me run the business while i am studying in campus. I pay each ksh 5000 per month for the good work they are doing to me. Every day i make a profit of ksh 1500 after educting all the operating expenses. My business plan an future is to open another branch and soon to open a company. I welcome all the lenders to finance my project to be able to achieve this dream. The challenge i am facing is lack of funds to expand an meet customers high demand of goods an services.

Loan Proposal

Thank you zidisha for lending me the first loan which has enabled me to expand my business this far. I wish to extend my gratitute to my generous lenders who has enable my dreams to be fulfilled. The next loan which am currently applying I will use to open a boutique business in my area of business. I have considered this business because it is viable and profitable. The sorrounding community will be my potential market whom will buy my stocks. I am confident once you finance my business you will have enabled my dreams to be achieved. I will abide to rules and regulations guiding the borrowers at Zidisha community.

Show original English  

About Me

I am 22 years old entrepreneur and a student too at Kisii University. I am a 3rd year student taking bachelor of aquatic science. My loving parents live in Bungoma county, Wasangalo village, there i as born and raised. I am a second born of six an my other siblings are in school. My elder brother is a commerce graduate from Univesity of eldoret. being a student i am an entrepreneur too hereby i operate salon and a cosmetic shop at home village. I started this business 3 months ago hence i realize an opportunity in venturing to this bsiness. The demand for proucts off my business were very high. Befoe i joine campus in the year 2011, i attended Keveye girls high school in Bungoma, western province. I score a mean grade of B+ an eventually secured a course of my dream at kisii campus. I am looking forward to being a successful person in future by helping my society and a community as a whole.

My Business

Iam operating salon and a cosmetic shop in our local trading market in Wasangalo local trading center. This business i starte 3 months ago hen i learned of high demand an also ready market from the locals. Too have been having yearning spirit an desire to starting my on business an grow it to becoming a big company in near future. I have to workers who help me run the business while i am studying in campus. I pay each ksh 5000 per month for the good work they are doing to me. Every day i make a profit of ksh 1500 after educting all the operating expenses. My business plan an future is to open another branch and soon to open a company. I welcome all the lenders to finance my project to be able to achieve this dream. The challenge i am facing is lack of funds to expand an meet customers high demand of goods an services.

Loan Proposal

Thank you zidisha for lending me the first loan which has enabled me to expand my business this far. I wish to extend my gratitute to my generous lenders who has enable my dreams to be fulfilled. The next loan which am currently applying I will use to open a boutique business in my area of business. I have considered this business because it is viable and profitable. The sorrounding community will be my potential market whom will buy my stocks. I am confident once you finance my business you will have enabled my dreams to be achieved. I will abide to rules and regulations guiding the borrowers at Zidisha community.

Feedback

4

None

1



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Loan Info

Project Type

Classic Loan

Disbursed amount

$279.00

Date disbursed

Feb 19, 2015

Repayment status

Late

Projected term

3 months

Lenders

investor

Candiac, Canada

P

Philippe

Adliswil, Switzerland

Umair Mahmood

Raleigh, United States

DeanDropshot

Oslo, Norway

OliverSouthwick

London, United Kingdom

S

SelvaMarcus

Green Cove Springs, United States

beverly

Vancouver, Canada

J

jjonas

berlin, Germany

P

penguin3694

Chicago, United States

ads68

Melbourne, Australia

fairspirit

Utrecht, Netherlands

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

M

Marod

Edmonton, Canada

F

fundfinite

Wellington, New Zealand

S

Serene

Philadelphia, United States

GarmdGriek

Oslo, Norway

gseletko

South Perth, Australia

G

granite

Stanford, United States

Z

ZandC

Sacramento, United States

V

Volpone

Geneva, Switzerland

Matthieu

Switzerland, France

H

harrymore

Townsville, Australia

C

curtains4u

North Kansas City, United States

H

Haavard

Bergen, Norway

G

GanSatya

United States

O

oonbug

United States

pvilliger

Zurich, Switzerland

ScholaNatura

Czech Republic

M

meric

Australia

S

SimonAngus

South Africa

mepster

San Francisco, Ca, United States

P

Panda6689

United States

TyWee

Manila, Philippines

A

AlexH

United Kingdom

S

stryker75

United States

KM

Kirsty M

United Kingdom

Dave Bogard

New York, United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

Ask Valentine a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • granite    Aug 16, 2015

    Hi Valentine, Thank you for writing. Are you able to pay a small payment?

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  • Valentine    Jul 19, 2015

    Hallo lenders, i received my loan of lush 25580..I was so happy when i received the message from zidisha. The money i received was used to buy a shaving machine 5000ksh,some clothes for my boutique at 20000 ksh. I promise to fully repay my loan so that i continue borrowing from zidisha n increasing my limits. Thank you my lenders

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  • granite    Jun 28, 2015

    Can she just pay a dollar to show she is OK?

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  • Boniface    Jun 25, 2015

    Valentine would like administrative help to help her reduce her installments

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  • granite    Jun 13, 2015

    Thank you Boniface, has Valentine made a payment?

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    • Boniface    Jun 25, 2015

      She has not but i am hoping that someone inside Zidishas admin will help her as she explained on the phone that she would like to reduce her installments but doesnt know how to do it.

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  • Boniface    May 19, 2015

    Valentine would really like to change her installment amount with Zidishas help,she was doing it with the help of a person that understands it but currently doesnt know what to do.I have advised Zidisha to help her directly as she wants to reduce the installment amount.

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  • Boniface    Mar 31, 2015

    Dear lenders i am helping Violet adjust her installment amount.She was not quite sure how to do it.

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  • Boniface    Mar 22, 2015

    Talked to Valentine who is late because of low business and busy study engagement.

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  • Valentine    Feb 18, 2015

    thank you my lenders for funding my loan fully,am waiting for the disbursement which will indeed improve my business.i will be able to purchase more stocks for my boutique and salon business thank you my lenders

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  • Valentine    Feb 14, 2015

    thank you my lenders my businesses is really catching up.I have applied for my third loan which if funded will add a great value to my life and business. my boutique is making good profit but I need to restock it. my salon is also doing great. please lenders fund my current loan so that I can boost my business. thank you

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  • Valentine    Feb 14, 2015

    thank you my lenders my businesses is really catching up.I have applied for my third loan which if funded will add a great value to my life and business. my boutique is making good profit but I need to restock it. my salon is also doing great. please lenders fund my current loan so that I can boost my business. thank you

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  • Valentine    Jan 25, 2015

    hallo my lenders thanks for your support. through zidisha I have been able to pay my university fee with the profit I get from my saloon and boutique businesses. am clearing my degree and all thanks to my lenders for making this a success I hope that soon al be able to enroll for masters classes as a part time student as I will be also maintaining my businesses. thank you my lenders.my life has really changed

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  • Valentine    Jan 21, 2015

    thank you my lenders for the support you have given my bussiness it has really changed my life and those of my siblings.. my salon has two blowdrys that i purchased using zidisha funds. av also employed three ladies who are helping me to run my boutique and salon.for boutique import my stock from kampala. I would like to borrow another loan to expand my businesses by buying a shaving machine and employ a barber I hope my lenders will help me do it by funding my third loan. thank u

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  • Valentine    Jan 20, 2015

    thanks for the second loan i just repaid all the money yesterday and am ready to apply for the third one.the loan really boosted my business salon and boutique though at some point robber attacked and stole my valuables but i have been able to recover the loss.the busines is catching up so nicely with my shop cloth having a great demand than the one supplied.i would like to apply the third loan to increase my stock fo supply.my salon is also doing fine and i wanted to also employ someone to work as a barber and to also purchase a shaving machine

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  • Valentine    Jan 3, 2015

    i would like to clear and borrow the next amount to expand my business.the money will be used to stock my cosmetic shop and my salon business.i will also import children,men and women clothes from kampala uganda to stock my boutique thats the reason i want to repay this loan in two installments so that i can apply for the next limit.thank you

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  • Valentine    Dec 8, 2014

    i would like to chenge the repayment schedule because since the incident of theft in my premimise i have had much struggle to bring the business back into operation though its catching up.the loan that i was given had realy helped me to boost my boutique and saloon business though at some point a theft incident occured where my boutique stocks were stolen.right now am catching up and before the end of this year am sure i will be clearing the loan and ask for some more.i had really improved as i was importing my staffs from kampala uganda.thank you zidisha for boosting my business

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  • Valentine    Apr 7, 2014

    hallo zidisha due to the unfortunate tragedy that happened to me i havent been able to pay the money as i had promised.thieves attacked me and made away with my stocks and few cash which i had not deposited to the bank.it wa on 2nd of march.my goods worth 17000ksh was stolen together with my 8000ksh which i had not deposited.i immediately reported the matter to the police and they are investigating the matter.am currently struggling to restock my boutique and saloon and also trying to get money to pay my employees.i would like to reschedule the loan and pay 300 every week.

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  • Valentine    Feb 4, 2014

    thanks for the second loan,i was able to buy some stocks and thus boosted my business,i hope to repay all the loan and borrow the next,thank you zidisha

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  • Valentine    Jan 29, 2014

    Thanks my lenders for supporting my loan,i was so happy 5minutes ago when i received a message of disbursement,i will be travelling to kampala this weekend to bring stocks of clothes and shoes for my boutique that will go for 20,000.thanks lenders for boosting my busines

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  • Valentine    Jan 4, 2014

    the reason for changing my repayment period is because i used the money i had to purchase this year stock for the cosmetics and saloon.i also used the money to pay my saloon assistant salary and also as fare to and from kampala where i go to buy my staff.i promise to pay all the money on 20th of this month so that i can be able to borrow again.please reschedule it for me to pay all the amount on 20th.thank you and happy new year 2014

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