Stock of a very best-selling petshop product

Riscki Elita Rosihana

Medan, Indonesia

100% repaid

Entrepreneur

Name

Riscki Elita Rosihana

Member since

April 2017

On-time repayments

69 installments  •  49%

About Me

Hello all dear lenders, let me introduce myself, Riscki Elita Rosihana, mother of one child, the first of 8 children. I am a lecturer at a private polytechnic, deciding to enter the business world will certainly encounter one failure after another. I initially chose to enter the world of rescue as a hobby. I like cats and dogs, my heart is called to help those who are neglected, you can see my activities on my Instagram @pecintakucingmedan2015. Several years since entering the world of rescue, I looked at a business just when I was bored of running my old business which was not growing/running in place. Yes... I'm interested in opening a Petshop. Initially, Petshop only sold cat food and necessities, apart from that I received pet care or what was called a pet hotel and also a pet salon or pet grooming. After opening a Petshop for a year, I saw quite significant growth and was able to pay for the food of the 40 fur babies I rescued. I started trying to open a veterinary clinic by paying the salary of a veterinarian. A year has passed... quite significant developments. from those who can only afford to rent a shop for Rp. 25,000,000,- I can afford to rent a more strategic shop with a rent of IDR. 60,000,000,- very clear difference in income in the new place. for the clinic's income alone in the first month it exceeded Rp. 30,000,000,- excluding income from Petshop, pet hotel and pet grooming. Stormy winds began to hit my business. Giving too much trust to employees and veterinarians made my business go bankrupt. The employee takes away the shop's profits without me realizing it. Every day he takes the shop's income, although not all of it, but slowly the shop's income usually gets Rp. a day. 1,000,000,- only Rp. 500,000,- yes 50% even though trading profits are not up to 50%, right? then the veterinarian also started acting up, a few months before I went bankrupt the clinic's income was worrying, which usually reached Rp. 30,000,000,- can even reach Rp. 45,000,000,- dropped drastically to Rp. 8,000,000,- then slowly reached its lowest point of only Rp. 2,800,000,- a month. Investigating further, it turns out that all the patients who wanted to take their pets for treatment were sabotaged by veterinarians by simply asking for a house call so that they could enjoy the money for the treatment themselves. slowly but surely I went bankrupt and finally closed. I almost gave up by drinking liquid mosquito repellent. But Allah is truly kind, giving me an extraordinary and encouraging family. I got up. I started from zero, initially with online Petshop capital. yes... online and mobile. I wander around from 08.00Wib until evening, often at 24.00Wib before I get home. I use a little of my sales profits to rent a house and a small kiosk. I rose from zero. I bought Petshop stock in installments, I bought clinic materials and equipment in installments. I collaborate with a veterinarian from another clinic, where they only come when there are patients. Treatment can only be done at my clinic, and patient data is only available at the cashier where I also act as cashier. Slowly but surely I was able to rise again from my downturn, every Sunday I paid off debts from loan sharks that I had borrowed from when I first approached bankruptcy to pay the salaries of doctors and employees which did not cover the income from shops and clinics. Until now, almost a year has passed and I have paid off my debt in installments, including my credit card debt which reached IDR. 270,000,000,- My principle is that debts must be paid even if we have to work hard, because our sustenance will be disturbed when we withhold other people's rights. For members who choose me to be a volunteer member, please WA me at 085831352205. Ask to be included in the VM Riscki group. There we can share how to get your loan approved quickly and how to pay your Zidisha installments on time.

My Business

My business is a Petshop and veterinary clinic. a business that was created because of my love for cats and dogs. a business that was created when I was bored with an old business that was not growing and my 55 fur babies had to be fed. Even though I've fallen and been down, I have to get up. because if not, how will my children, my babies 'Shakeel and Mahesa' live, how will my 55 fur children live. Meanwhile, my husband and I only hoped that the monotonous business would not develop. So we started a Petshop and clinic business which turned out to develop well even though it went bankrupt. Nowadays, the level of human concern for animals is getting better, thanks to the enforcement of the Animal Welfare Law and regular education from our friends who like to help abandoned animals. Apart from that, the popularity of purebred cats which are being kept as pets also makes Petshops and clinics a very promising business and this has been proven. because I was able to support my child and my 55 fur cubs as well as finance my postgraduate education which, thank God, was successfully completed in 2018, and I am currently teaching at a private polytechnic as a lecturer. I have to work even harder to be able to cover the needs of my children and the needs of my fur children and also the needs of my younger siblings. Because my sister hopes that through my hands she can finish her studies as a veterinarian

Loan Proposal

I plan to shop for some bestselling products in Petshop Like anti ox double bowl + drink dispenser for $ 3.00 x 12 pcs = $ 36.00 Then buy dryfood for cat (Pet Food) for $ 6.00 x 6 pcs = $ 36.00 Cat cat (Cat Litter) for $ 10 x 4 sak = $ 40 This product is very in demand, like a double bowl dispenser I just prompted a few hours ago through my Instagram account, has been immediately crowded enthusiasts until the total order reaches 11pcs. The profits from this sale I can accumulate to be a capital buy back the needs of drugs in my veterinary clinic. My clinic though profit-oriented still many cases of rescue delivered to the clinic at a rate below standard, some even deliver a cat with a poor condition when we are not in the clinic, leaving no identity or initial fee for the cat treatment guarantees, and even the cat not picked up again. In the midst of business like this, My Friend Always say to me, Business is business. Help is certain, but we should be able to keep the expenses of Petshop and animal clinics covered. But I am often helpless when I see pet voters carrying cat who is in a state of concern while the owner is crying does not have enough funds. Not infrequently I give lightening installments within 1month time, unfortunately many are lost to follow-up. After her pet is healthy, she forgets the promise to pay for her medical care costs. Pathetic is not it ???? I really hope to be helped and given trust by the funders. Thank you very much for the help .... May God repay with all the goodness and ease in our life. Aamiin ...

Show original Bahasa Indonesia  

About Me

Halo semua para lender yang terhormat, perkenalkan saya Riscki Elita Rosihana, Ibu satu anak, Anak Pertama dari 8 bersaudara. Saya merupakan Dosen di sebuah Politeknik Swasta, memutuskan terjun ke dunia usaha tentu akan menemukan kegagalan satu dengan kegagalan lainnya. saya awalnya memilih terjun ke dunia rescue karena hobi. saya menyukai kucing dan anjing, hati saya terpanggil untuk menolong mereka yang terlantar, anda bisa melihat aktivitas saya di Instagram saya @pecintakucingmedan2015 . Beberapa tahun sejak terjun ke dunia rescue, saya melirik sebuah usaha tepat disaat saya sudah jenuh menjalankan usaha lama saya yang tidak berkembang/ jalan di tempat. ya... saya tertarik terjun membuka Petshop. awalnya hanya Petshop menjual makanan dan kebutuhan kucing, selain itu saya menerima penitipan hewan atau disebut pet hotel dan jg pet salon atau pet Grooming. setahun buka Petshop, melihat perkembangan yang cukup signifikan dan bs mampu membiayai makan 40ekor anak bulu yang saya rescue, saya mulai mencoba membuka klinik hewan dengan membayar gaji seorang dokter hewan. setahun berlalu... perkembangan cukup signifikan. dari yang hanya mampu menyewa toko seharga Rp. 25.000.000,- saya mampu menyewa toko yg lebih strategis lagi dengan sewa Rp. 60.000.000,- sangat jelas perbedaan penghasilan di tempat baru. untuk penghasilan klinik saja di bulan pertama melebihi Rp. 30.000.000,- diluar penghasilan Petshop, pet hotel dan pet Grooming. Angin badai mulai menerpa usaha saya. terlalu memberi kepercayaan penuh pada karyawan dan dokter hewan membuat usaha saya pailit. karyawan bawa lari hasil toko tanpa saya sadari setiap hari dia mengambil penghasilan toko, meskipun tidak semuanya tapi perlahan penghasilan toko yang biasanya sehari mendapat Rp. 1.000.000,- hanya tersisa Rp. 500.000,- ya 50% padahal keuntungan dagang tidaklah sampai 50% bukan? lalu si dokter hewan juga mulai berulah, beberapa bulan sebelum saya pailit penghasilan klinik memprihatinkan, yang biasanya sebulan mencapai Rp. 30.000.000,- bahkan bisa tembus Rp. 45.000.000,- terjun drastis menjadi Rp. 8.000.000,- lalu perlahan mencapai titik terendah hanya Rp. 2.800.000,- sebulannya. usut punya usut ternyata semua pasien yang ingin membawa hewan peliharaannya berobat di sabotase dokter hewan dengan mengajak house call saja sehingga uang pengobatan dia nikmati sendiri. perlahan tapi pasti saya pailit dan akhirnya tutup. nyaris saja saya menyerah dengan meneguk obat nyamuk cair. Tapi Sungguh Maha Baik Allah, memberikan saya keluarga yang luar biasa menyemangati. saya bangkit. saya ulang dari Nol, awalnya bermodal Petshop online. ya... online dan mobile. saya keliling dari pukul 08.00Wib hingga malam tak jarang pukul 24.00Wib baru sampai rumah. sedikit- sedikit keuntungan jualan saya pakai sewa rumah dan kios kecil. saya bangkit dari nol. saya cicil beli stok Petshop, saya cicil beli bahan dan alat klinik. saya bekerjasama dengan dokter hewan dari klinik lain, dimana mereka hanya datang ketika ada pasien. pengobatan hanya boleh di lakukan di klinik saya, dan data pasien hanya ada di kasir yang mana saya merangkap sebagai kasir. pelan tapi pasti saya bisa bangkit lagi dari ieterpurukan, setiap Minggu saya mencicil hutang dari rentenir yang sempat saya pinjam saat awal saya mendekati pailit untuk membayar gaji dokter dan karyawan yang tidak menutupi dari pemasukan toko dan klinik. sampai sekarang nyari setahun berlalu saya mencicil hutang, termasuk hutang kartu kredit saya yang mencapai Rp. 270.000.000,- prinsip saya hutang harus dibayar meski harus bersusah payah, karena rezeki kita akan terganggu ketika kita menahan hak orang lain.


untuk member yang memilih saya menjadi volunteer member silahkan wa saya di 085831352205. minta untuk di masukkan ke grup VM Riscki disana kita bisa sharing bagaimana cara agar pinjaman cepat disetujui dan bagaimana agar bisa membayar cicilan Zidisha tepat waktu.

My Business

usaha saya sebuah Petshop dan klinik hewan. usaha yang tercipta karena kecintaan saya pada kucing dan anjing. usaha yang tercipta saat saya jenuh dengan usaha lama yang tidak berkembang dan 55ekor anak bulu saya harus diberi makan. 
meski saya pernah jatuh dan terpuruk Saya harus bangkit. karena jika tidak bagaimana anak saya, buah hati saya ' Shakeel dan Mahesa' akan hidup, bagaimana 55ekor ekor anak bulu saya akan hidup. sementara saat itu saya dan suami hanya berharap dari usaha yang monoton tidak berkembang. jadilah kami memulai usaha Petshop dan klinik yang ternyata berkembang dengan baik meski sempat pailit sepailit-pailitnya. sekarang ini tingkat kepedulian manusia terhadap hewan semakin baik, ini berkat penegakan Undang-undang Kesejahteraan Hewan dan edukasi rutin dari sahabat-sahabat kita yang suka menolong hewan terlantar. selain itu pamor kucing ras yang sedang banyak di jadikan peliharaan juga membuat Petshop dan klinik jadi sebuah usaha yang sangat menjanjikan dan itu terbukti. karena saya bisa mampu menghidupi anak saya dan 55ekor anak bulu saya serta membiayai pendidikan PascaSarjana saya yang Alhamdulillah berhasil selesai di Tahun 2018, dan saat ini saya mengajar di Politeknik Swasta sebagai Dosen. Saya harus bekerja lebih keras lagi untuk bisa menutupi kebutuhan anak-anak saya dan kebutuhan anak bulu serta juga kebutuhan adik saya. Karena adik saya berharap melalui tangan saya dia bisa menyelesaikan kuliahnya sebagai dokter hewan

Loan Proposal

Saya berencana belanja beberapa produk laris di Petshop
Seperti double bowl anti semut+ dispenser minum seharga $ 3,00 x 12 pcs = $ 36,00
Lalu membeli dryfood for cat (Pet Food) seharga $6,00 x 6 pcs = $36,00
Pasir kucing ( Cat Litter ) seharga $10 x 4 sak = $40

Produk ini sangat laris, seperti double bowl dispenser baru saja saya promokan beberapa jam yang lalu melalui akun Instagram saya, sudah langsung ramai peminat hingga total pesanan mencapai 11pcs.

Keuntungan dari penjualan ini bisa saya kumpulkan untuk menjadi modal kembali membeli kebutuhan obat-obatan di klinik hewan saya. Klinik saya meski berorientasi pada profit tetap saja banyak kasus rescue yang diantar ke klinik dengan tarif dibawah standart, bahkan ada yang mengantar kucing dengan kondisi memprihatinkan saat kami tidak ada di klinik, tanpa meninggalkan identitas ataupun biaya awal untuk jaminan pengobatan kucing tersebut, dan bahkan kucingnya tidak dijemput kembali.
Ditengah-tengah bisnis begini, saya selalu di katakan pada rekan-rekan saya, jangan terlalu tuturkan rasa iba. Bisnis adalah bisnis. Menolong sudah pasti, tapi kita harus bisa menahan agar biaya pengeluaran Petshop dan klinik hewan tertutupi. Namun saya sering tidak berdaya jika melihat pemilih hewan peliharaan membawa kucingnya yang dalam keadaan memprihatinkan sedangkan pemiliknya menangis tidak memiliki cukup dana. Tak jarang saya beri keringanan mencicil dalam tempo waktu 1bulan, sayangnya banyak yang mangkir. Setelah hewan peliharaannya sehat, dia lupa janji untuk membayar kekurangan biaya perawatan pengobatan hewannya.
Menyedihkan bukan????

Saya sangat berharap dapat dibantu dan diberikan kepercayaan oleh para pendana.

Terima kasih sebesar-besarnya atas bantuannya....
Semoga Tuhan membalas dengan seluruh kebaikan dan kemudahan dalam hidup kita. Aamiin...

Feedback

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  • Anonymous    Apr 5, 2018

    Riscki is awesome, and deserves all the support you can give her!

    Log in to reply • Share
    • Riscki Elita Rosihana    Apr 6, 2018

      Thanks for positif feedback . Saya akan terus berusaha menjaga kepercayaan para lender, membayar sesuai jadwal bahkan jika ada rezeki akan mempercepat pelunasan pinjaman karena kepercayaan sangat mahal harganya. Semoga kita selalu dalam lindungan Tuhan yang maha pengasih. Aamiin...

      Big love ♥️♥️♥️

      Log in to reply • Share


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Loan Info

Project Type

Classic Loan

Disbursed amount

$61.00

Date disbursed

Oct 21, 2017

Repayment status

On Time

Projected term

8 weeks

Lenders

S

SovTempest

Toronto, Canada

A

Andy

Berlin, United States

G

glh25

Winooski, United States

F

Fintons

Grand Rapids, United States

Anna Hoad

Toronto, Canada

JA

Jared Anthony

CT, United States

MR

Michiel Rauws

San Francisco, Netherlands

PG

Paul Graham

United States

Craig Newmark

United States

Humble Bundle Community

San Francisco, United States

Paul Buchheit

Mountain View, United States

A

Anonymous

United States

CN

Craig Newmark

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

Ask Riscki Elita Rosihana a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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Summary

Amount repaid

$60.30

Amount remaining

$0.00

Date repaid

Dec 18, 2017

Status

Fully repaid

Repayment History

Expected Payments Actual Payments
Nov 3, 2017 $7.66 Oct 29, 2017 $7.66
Nov 10, 2017 $7.66 Nov 8, 2017 $7.66
Nov 17, 2017 $7.66 Nov 21, 2017 $7.66
Nov 24, 2017 $7.66 Nov 21, 2017 $7.66
Dec 1, 2017 $7.66 Nov 30, 2017 $7.66
Dec 8, 2017 $7.66 Dec 7, 2017 $7.66
Dec 15, 2017 $7.66 Dec 13, 2017 $7.66
Dec 22, 2017 $6.70 Dec 18, 2017 $6.70

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