Josphat
Ngorika,kenya, Kenya
42% repaid
Name
Josphat
Member since
December 2014
On-time repayments
149 installments • 26%
My name is Josphat Gichingiri Githui,being born in the town of Nakuru in the Year 1965,as the 3rd born in our family of 6 siblings.i have attained a primary school & secondary school education respectively.I was not able to further my education through college because of financial constrain and also their were other siblings behind me who were also continuing with their primary & secondary education.I have worked with various companies such Kenya Co-operative Creameries(K.C.C)&Kenya Farmers Association (K.F.A) respectively.I am married with one daughter & two sons,In our church am an elder,i have a passion in reading ,mostly newspapers and the Bible.
I am fully now involved in farming which is Dairy farming,i started this farming as a business and i can't regret because of the benefits that i have reaped from this business,it is very viable and good business.l have two cows that l milk an average of twenty eight liters of milk daily which l then take the eight liters for my family (two liters) and the neighbors (five liters) i sell to them.The remaining twenty liters i sell to our local co-operative society.This enables me to earn USD 110 per month after deducting the expenses,the demand for milk is very high and my dream is to have more three cows.
To support my dream i will make a saving of USD 60.It is with great humble i take this chance to thank the entire Zidisha family.Thank you in advance for your kind support.
My appreciation goes to the entire Team of Zidisha & good Lenders who supported my business with first loan,this second loan from Zidisha and lenders i will buy another cow topping up with my savings at a cost of USD 435 ,this cow will be added to my herds that i already have and will increase the production of milk in my farm,i have already ordered for the cow and i have seen it which is waiting for the payment and it will be delivered to my farm,this will be of great boost to my business because the production of milk will increase and sales will also increase,this will help me to cater for my upkeep and that of the cows,paying of the loan and also my savings will increase.Thank You for your kind support.
Positive
1
Neutral
None
Negative
1
Project Type
Classic Loan
Disbursed amount
$264.00
Date disbursed
May 18, 2015
Repayment status
Late
Projected term
31 months
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