Sustainable dairy farming

Dickson

Bungoma Netima Village, Kenya

100% repaid

Entrepreneur

Name

Dickson

Member since

August 2015

On-time repayments

292 installments  •  75%

About Me

An upcoming commercial agribusinesses entrepreneur with a passion for the less fortunate in the society.
having registered Lowell investments limited.with a vision of being one of the most sustainable agribusiness in Africa. its mission is to empower and eradicate poverty in the rural areas
Having being brought up in a poor family ,where we struggled to get to school or even a meal in a day.i feel for the vulnerable in the society especially the children and mothers.. hence the project to assist in employment and health.

My Business

The last Loan i took improved food production for the cow through use of Hydroponic Feeding.
It increased the level of milk from 4 litres to 6 litres per day which led to the increase of sales hence faster loan repayment.

Covid pandemic came with so many challenges with money disposal in peoples pockets was less.
The cost of raw materials also shoot and cost of labor too hence sales volumes decreased and repayment levels also went down
We thank God the Economy has started picking and now sales are picking up

We produced clean hygienic milk that every member of the society would literally compete for the 6 litres
We as a family the milk improved our diet hence good health to the family

The Next loan i still need to scale up on production of feeds/forage and silage.
Drought is very key challenge hence more food production is required to cater for the dry spell
plus Covid Effects still being felt

Summary on How cash/loan will be used
Repairs of Hydroponic stalls-$50
Buying of barley/wheat/sorghum seeds -$200
Buying of Chemicals- $ 50
Labour-$ 50
Miscellaneous Expenses-$20
Veterinary cost $ 50
Dairy Equipments-$50
Minerals/supplements-$50
Dairy Meal-$-120

Loan Proposal

seeking finance of usd 10,000 from like minded partners through loans, grants, seed capital and debt equity .Already bought 1 acre piece of land and built a semi-permanent zero grazing unit and farm house. We intend to buy 2 in calf heifers each costing usd 500 and 2 dairy cows each costing usd 800 .we also plan a drill a borehole costing usd 5000 and practice hydroponic feeding for the cows costing usd 500

Feedback

1

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  • mabo    Apr 28, 2018

    Thanks Dickson Wafula, and good luck for all your future projects!

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    • Dickson    Apr 28, 2018

      Dear Mabo
      Thanks for your comments am humbled
      have a blessed day ahead

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Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

Sep 13, 2015

Repayment status

On Time

Projected term

6 weeks

Lenders

Paul Buchheit

Mountain View, United States

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  • Dickson    Jan 6, 2023

    Paid 4 dollars a customer paid an overdue debt..Trusting God to repay the monies in full

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  • Dickson    Dec 27, 2022

    There are no sales.revenue is low and the cost of production is very high..Raw materials also high due to increase of taxes and excise duty

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  • Dickson    Nov 7, 2022

    I have today paid 10 dollars..at least a customer paid an overdue debt..Thanks be to God

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  • Dickson    Nov 1, 2022

    sales are very very low and cost of production has gone so high...

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  • Dickson    Oct 19, 2022

    There are no sales ..business is very low .customers not paying but trusting God for improvement

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  • Dickson    Oct 11, 2022

    There are low sales and productions due to high cost of raw materials/production

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  • Dickson    Oct 3, 2022

    LOW BUSINESS SALES VOLUME DUE HIGH COST OF PRODUCTION

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  • Dickson    Sep 25, 2022

    low sales volume due to low rainfalls and low production

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  • Dickson    Sep 19, 2022

    Paid the 1st Installment in full, despite the low sales volume

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  • Dickson    Sep 17, 2022

    Due to low sales am unable to pay the full installment .Trusting God this in the next comings

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  • Dickson    Sep 7, 2022

    Thanks all my supporters am humbled...God bless you all..

    Currently i will use the monies to buy raw materials(Hay, $100 Silage $100 ,Dairy meal $40 and some calcium salt $ 10 ,Salt lick $ 5 Labour $36


    Below is the long term

    Our Mission and Vision Statement
    1 Our Vision is to become one of the leading dairy farm business brand not just in Kilifi County, but also in Kenya
    2 Our mission is to sell our raw milk and other dairy farms products in commercial quantities both locally, nationally and internationally.
    3 Eradicate extreme poverty and hunger through agribusiness and entrepreneurship and empower the local community


    Lowell investments Ltd is seeking finance of KES 3,536,673.00 ($ 30000) from like minded partners through loans, grants, seed capital and debt equity .
    We intend to buy 1 .5 acres of land with Title Deed Kes 1,296,780.10 ($11000) Construction of Zero Grazing Unit – Kes 300,000 ($ 3000) 2 Fleckvieh heifers costing Kes 300,000 ($3000) and 1 dairy milking cow costing Kes 150,000($1500) .We also plan a drill a borehole costing Kes 707,334.60 ($6000) Hydroponic feeding costing Kes 353,667.30 ($3000), Farm Equipment’s $1000 Petrol Feed Chopper Kes 40,000 ($350) labour Kes 135,572.46 ($ 1150 )

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  • Ansah    Sep 6, 2022

    All the best bro

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  • Dickson    Sep 6, 2022

    Thanks my supporters am humbled .God bless you
    The supreme Court has upheld the Independent Election commission results ..We have now our new President ..The country is now peaceful..and we are hoping for the better future ,reduced cost of doing business in KENYA (bottom up .model) which augers well with my business objective

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  • Dickson    Sep 4, 2022

    Today kenya will be making a history once again as the supreme Court either nullifies or upholds the decision by the elections Board ..Kenyans waiting anxiously and peaceful for the announcements. It is well. GLORY BE TO GOD. MY FINANCIERS ONCE AGAIN BE BLESSED AM HUMBLED AND GRATEFUL

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  • Dickson    Sep 3, 2022

    Thanks all my supporters for your kind contributions and support

    God bless you all

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  • Richard    Sep 2, 2022

    I hope you meet your heart desire

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    • Dickson    Sep 3, 2022

      Thank You @Richard...am Humbled ... and Yes i am optimistic.

      There is saying and i quote that" you cant stop a beast who is Hungry for a better life.."

      Trusting God a better life and improve the lives of the vulnerable in the community..

      Thanks once again

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  • Dickson    Sep 1, 2022

    Dickson Anxiously waiting upon the lord for the business to pick up and sales to improve..After Kenyan Elections that have been disputed in the supreme court of Appeal..Trusting God for peaceful transition and prices of raw materials to improve

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  • Dickson    Aug 31, 2022

    Thanks to all the financiers

    God Bless you abundantly

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  • Dickson    Aug 30, 2022

    Great to be back once again..Glory be to GOD

    Its now back to business after the Politics of Kenya

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  • Dickson    Jan 13, 2022

    Finally repaid the full loan Kes 9936

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