292 installments • 75%
An upcoming commercial agribusinesses entrepreneur with a passion for the less fortunate in the society.
having registered Lowell investments limited.with a vision of being one of the most sustainable agribusiness in Africa. its mission is to empower and eradicate poverty in the rural areas
Having being brought up in a poor family ,where we struggled to get to school or even a meal in a day.i feel for the vulnerable in the society especially the children and mothers.. hence the project to assist in employment and health.
The last Loan i took improved food production for the cow through use of Hydroponic Feeding.
It increased the level of milk from 4 litres to 6 litres per day which led to the increase of sales hence faster loan repayment.
Covid pandemic came with so many challenges with money disposal in peoples pockets was less.
The cost of raw materials also shoot and cost of labor too hence sales volumes decreased and repayment levels also went down
We thank God the Economy has started picking and now sales are picking up
We produced clean hygienic milk that every member of the society would literally compete for the 6 litres
We as a family the milk improved our diet hence good health to the family
The Next loan i still need to scale up on production of feeds/forage and silage.
Drought is very key challenge hence more food production is required to cater for the dry spell
plus Covid Effects still being felt
Summary on How cash/loan will be used
Repairs of Hydroponic stalls-$50
Buying of barley/wheat/sorghum seeds -$200
Buying of Chemicals- $ 50
Veterinary cost $ 50
Lowell Investments Limited will be a licensed dairy farm business that is committed to producing raw milk in commercial quantities for both the Kenyan market and the global market. We are in the dairy farms industry for the purpose of generating profits and we are going to do all that is permitted by the laws of Kenya to achieve our business goals.
These are the areas we will concentrate on in our dairy farm business. If need arises we will definitely add more related animal breeding services to our list;
Milking dairy cattle
Dairy support services
Dairy cattle farming
Sale and export of other dairy products
Sale of Cattle and milk
Sale of processed meat (beef) / can – beef (Processed Diary foods, and can beef et al)
Dairy farming related consultancy and advisory services
Lowell investments Ltd is seeking finance of KES 3,536,673.00 ($ 30000) from like minded partners through loans, grants, seed capital and debt equity .
We intend to buy 1 .5 acres of land with Title Deed Kes 1,296,780.10 ($11000) Construction of Zero Grazing Unit – Kes 300,000 ($ 3000) 2 Fleckvieh heifers costing Kes 300,000 ($3000) and 1 dairy milking cow costing Kes 150,000($1500) .We also plan a drill a borehole costing Kes 707,334.60 ($6000) Hydroponic feeding costing Kes 353,667.30 ($3000), Farm Equipment’s $1000 Petrol Feed Chopper Kes 40,000 ($350) labour Kes 135,572.46 ($ 1150 )
This will provide sufficient cash flow for the farm until it can start making its profits .Sales are expected to reach Ksh 300.000 by year three.
This plan provides detailed strategic business plan information necessary for initial establishment and operations. The plan outlines business growth trajectory projections, methods, procedures for operation, and infrastructure outlay and management.
Pay It Forward
Sep 7, 2022