Morine
Nairobi, Kenya
100% repaid
Name
Morine
Member since
January 2015
On-time repayments
191 installments • 87%
I was born and raised in a small village in the slopes of mount Kenya. In my childhood days, I always dreamt of being a writer and I started writing as early as when I was 10 years.
I used to write short stories for my friends to read and they would really appreciate. My English teacher especially encouraged me that I was a good writer and this was a great motivation for me.
By the time I had joined high school, I knew I wanted to write, focusing on educating children on issues affecting our community day by day. So far, I have been able to write and publish two books that are already in the market. Book one is titled Disability is not Inability, that encourages all children that no matter the challeges they face, they can make it in life.
Book 2 in a short story that teaches children between the age of 6 - 7 about HIV/AIDs, how it is spread as well as the care of those who are affected and those that are infected.
Through the money that I have raised by selling my books, I have been able to open up a small printing and photocopy shop. I would like to expand my business to become a cyber cafe with several computers. I would also like to start selling printing materials and stationery to maximize on the space that I have in my shop as well as to generate more income.
The extra income will also facilitate me to hold talks to reach out to more children to educate and encourage them that they can also make it in life.
In my shop, I also offer graphic design, branding, typing and printing, document lamination, document binding document scanning, printing and photocopy services. I chose this business because I am able to meet and interact with many people.
Through offering all the stated services, and having expanded my business with the last zidisha loan, I am able to make about Ksh. 7,000 per day. This amount minus the cost of the day which includes, toner for the photocopier, ink for my ink jet printer, printing and photocopying papers, lamination papers and electricity leaves me with about Ksh. 3,500 per day as the profit.
I plan to purchase t-shirts as stock for my branding business. With the last zidisha loan I was able to buy a tshirt branding machine and now I need to bring in some T-shirts stock to noost the business flow.
True, doing business during this period of covid-19 has been tough but I have learnt that being consistent despite the situation has helped me to earn myself regular clients. This way, I will be able to repay this loan and even future loans as I seek to grow my business more.
Positive
6
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$539.00
Date disbursed
Jul 11, 2021
Repayment status
On Time
Projected term
10 months
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Amount repaid
$539.90
Amount remaining
$0.00
Date repaid
Apr 6, 2022
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Jul 19, 2021 | $9.99 | Jul 19, 2021 | $9.99 |
Jul 26, 2021 | $9.99 | Jul 19, 2021 | $0.64 |
Jul 26, 2021 | $9.36 | ||
Aug 2, 2021 | $9.99 | Jul 26, 2021 | $1.28 |
Aug 3, 2021 | $8.72 | ||
Aug 9, 2021 | $9.99 | Aug 3, 2021 | $1.91 |
Aug 9, 2021 | $8.08 | ||
Aug 16, 2021 | $9.99 | Aug 9, 2021 | $2.55 |
Aug 16, 2021 | $7.44 | ||
Aug 23, 2021 | $9.99 | Aug 16, 2021 | $2.55 |
Aug 26, 2021 | $7.44 | ||
Aug 30, 2021 | $9.99 | Aug 26, 2021 | $3.19 |
Sep 1, 2021 | $6.80 | ||
Sep 6, 2021 | $9.99 | Sep 1, 2021 | $3.19 |
Sep 6, 2021 | $6.80 | ||
Sep 13, 2021 | $9.99 | Sep 6, 2021 | $3.19 |
Sep 14, 2021 | $6.80 | ||
Sep 20, 2021 | $9.99 | Sep 14, 2021 | $0.02 |
Sep 22, 2021 | $9.98 | ||
Sep 27, 2021 | $9.99 | Sep 22, 2021 | $0.66 |
Sep 29, 2021 | $9.34 | ||
Oct 4, 2021 | $9.99 | Sep 29, 2021 | $1.29 |
Oct 6, 2021 | $6.20 | ||
Oct 8, 2021 | $2.50 | ||
Oct 11, 2021 | $9.99 | Oct 8, 2021 | $0.16 |
Oct 13, 2021 | $9.83 | ||
Oct 18, 2021 | $9.99 | Oct 13, 2021 | $0.80 |
Oct 19, 2021 | $9.20 | ||
Oct 25, 2021 | $9.99 | Oct 25, 2021 | $9.99 |
Nov 1, 2021 | $9.99 | Oct 25, 2021 | $0.64 |
Nov 1, 2021 | $9.36 | ||
Nov 8, 2021 | $9.99 | Nov 1, 2021 | $1.28 |
Nov 8, 2021 | $8.72 | ||
Nov 15, 2021 | $9.99 | Nov 8, 2021 | $0.14 |
Nov 15, 2021 | $9.85 | ||
Nov 22, 2021 | $9.99 | Nov 15, 2021 | $0.78 |
Nov 24, 2021 | $9.21 | ||
Nov 29, 2021 | $9.99 | Nov 24, 2021 | $1.42 |
Nov 29, 2021 | $8.58 | ||
Dec 6, 2021 | $9.99 | Nov 29, 2021 | $2.06 |
Dec 10, 2021 | $7.94 | ||
Dec 13, 2021 | $9.99 | Dec 10, 2021 | $0.04 |
Dec 14, 2021 | $9.96 | ||
Dec 20, 2021 | $9.99 | Dec 14, 2021 | $0.67 |
Dec 20, 2021 | $9.32 | ||
Dec 27, 2021 | $9.99 | Dec 20, 2021 | $1.31 |
Dec 27, 2021 | $8.68 | ||
Jan 3, 2022 | $9.99 | Dec 27, 2021 | $0.18 |
Jan 5, 2022 | $9.82 | ||
Jan 10, 2022 | $9.99 | Jan 5, 2022 | $0.82 |
Jan 12, 2022 | $9.18 | ||
Jan 17, 2022 | $9.99 | Jan 12, 2022 | $1.01 |
Jan 17, 2022 | $8.98 | ||
Jan 24, 2022 | $9.99 | Jan 17, 2022 | $1.65 |
Jan 25, 2022 | $8.35 | ||
Jan 31, 2022 | $9.99 | Jan 25, 2022 | $0.07 |
Jan 31, 2022 | $9.92 | ||
Feb 7, 2022 | $9.99 | Jan 31, 2022 | $0.71 |
Feb 7, 2022 | $9.29 | ||
Feb 14, 2022 | $9.99 | Feb 7, 2022 | $1.35 |
Feb 14, 2022 | $8.65 | ||
Feb 21, 2022 | $9.99 | Feb 14, 2022 | $1.98 |
Feb 21, 2022 | $8.01 | ||
Feb 28, 2022 | $9.99 | Feb 21, 2022 | $0.85 |
Mar 1, 2022 | $9.14 | ||
Mar 7, 2022 | $9.99 | Mar 1, 2022 | $1.49 |
Mar 7, 2022 | $8.51 | ||
Mar 14, 2022 | $9.99 | Mar 7, 2022 | $2.13 |
Mar 14, 2022 | $7.87 | ||
Mar 21, 2022 | $9.99 | Mar 14, 2022 | $2.76 |
Mar 22, 2022 | $7.23 | ||
Mar 28, 2022 | $9.99 | Mar 22, 2022 | $3.40 |
Mar 28, 2022 | $6.59 | ||
Apr 4, 2022 | $9.99 | Mar 28, 2022 | $4.04 |
Apr 4, 2022 | $5.95 | ||
Apr 11, 2022 | $9.99 | Apr 4, 2022 | $0.25 |
Apr 6, 2022 | $9.75 | ||
Apr 18, 2022 | $44.30 | Apr 6, 2022 | $44.30 |
Apr 25, 2022 | $44.30 | Apr 6, 2022 | $44.30 |
May 2, 2022 | $44.30 | Apr 6, 2022 | $44.30 |
May 9, 2022 | $17.23 | Apr 6, 2022 | $17.23 |
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