The additional capital bedspreads and bedcovers products
Emy Cahyaningtyas
Karawang, Indonesia
100% repaid
Entrepreneur
Name
Emy Cahyaningtyas
Member since
April 2015
On-time repayments
89 installments • 82%
About Me
I live in West Java, with my 2 children. I have a dream to support my children all the way till they enter university. I know that I would have to work hard to achieve that dream. I am selling fashion products, such as clothes, shoes, bags, and some beauty products. I am also working as an agent for gold and metal trading. I am also working other various jobs to support my husband and for our saving.
My Business
I never kept any stock of my product, I only market my product and when orders came, only then I will purchase the product from my agent. I am also trying to market my product online. Usually, I can earn around 30%-40$ of the selling price. I am planning to use the loan proceeds to pre-purchase some of the more popular products, so I can improve my turnover time. In addition, I am also looking at expanding my business to cover health products, that has become more and more popular nowadays.
Loan Proposal
Currently my business again is a good nice bedspreads and bed covers .Many once orders are coming but not all met due to lack of capital. for bedspreads size 1 (180x200) with details - purchase price = 75 __. 000 sale price cash = 85,000 (profit 13:33%), the selling price if the pay due or paid if a payday = 90,000 (profit 20%), the selling price if the 2 x pay or 2 months = 100,000 (33.33% gain). For bedspreads size 3 (120x200) with the details of the purchase price of 57,000, - the selling price of cash 65,000 (profit 14:03%), - the price of jualtempo 70,000 (profit 22.80%), - the selling price if paid 2 months = 80,000 (profit 40.35%), bedcover with details - purchase price = 275,000, 300,000 cash selling price (profit 9:09%), -the tempo selling 325,000 (profit 18:00%), - the selling price if the 2 month to pay 360,000 (30% gain). So it depends on the buyer to select which payment. In addition I use this loan money for stocking clothes for Eid because certainly a lot of people who need clothes for Eid usually I take advantage of 20% of the purchase price but I was selling cash. Zidisha please help me, thank you in advance and I promise to pay on time.
Show original Bahasa Indonesia
About Me
Saya tinggal di salah satu kota di jawa barat,indonesia. Saya tinggal di sebuah rumah kecil bersama suami dan 2 anak yang masih kecil-kecil. Saya orangnya tidak bisa diam, mudah bergaul, jujur, on time, dapat dipercaya sehingga saya punya banyak teman. Dengan perkembangan zaman seperti ini, saya merasa bahwa penghasilan suami saya yang hanya buruh di suatu pabrik percetakan tidak mencukupi untuk biaya pendidikan anak kami yang semakin lama semakin mahal. Saya harus bisa membantu menambah penghasilan untuk keluarga kami. Apalagi ditambah ibu saya yang mulai sakit -sakitan. Yang bisa saya lakukan saat ini cuma berjualan. Telah banyak yang saya jual dari produk kecantikan seperti oriflame, fashion seperti pakaian, sepatu, tas ,pulsa, saya jadi agen logam mulia juga.
My Business
Sistem dari usaha saya yaitu tidak ada stok barang dirumah, jadi setiap hari saya menyebarkan katalog, semakin banyak katalog yang saya sebar semakin banyak pembeli istilahnya sistem menjemput bola, setiap ada yang beli baru saya order. Saya juga menerima order apa aja sesuai permintaan konsumen, selain itu saya juga memasarkan dagangan via online, saya mengambil keuntungan antara 30%-40% produk, Jadi saya memohon para donatur mau membantu saya ,karena saya sangat membutuhkan bantuan ini. Terima kasih
Loan Proposal
Saat ini bisnis saya yang lagi bagus bagusnya adalah seprei dan bed cover .Banyak sekali orderan yang datang tapi belum semua terpenuhi karena kurangnya modal. untuk seprei ukuran 1 ( 180x200) dengan rincian - harga beli = 75
.000 harga jual cash = 85.000( keuntungan 13.33%), harga jual jika bayar tempo atau bayar kalau gajian=90.000( keuntungan 20%), harga jual jika 2 x bayar atau 2 bulan =100.000(keuntungan 33.33%) . Untuk seprei ukuran 3 (120x200) dengan rincian harga beli 57.000, - harga jual cash 65.000(keuntungan 14.03%),- harga jualtempo 70.000(keuntungan 22.80%),- harga jual jika bayar 2 bulan =80.000(keuntungan 40.35%), bedcover dengan rincian - harga beli= 275.000, harga jual cash 300.000(keuntungan 9.09%), -harga jual tempo 325.000( keuntungan 18.00%),- harga jual jika 2 bulan bayar 360.000(keuntungan 30%). Jadi tergantung pembeli mau pilih pembayaran yang mana. Selain itu uang pinjaman ini saya gunakan untuk menyetok baju buat lebaran karena pasti banyak orang yang butuh baju buat lebaran biasanya saya ambil keuntungan 20% dari harga beli tapi saya jual cash. Tolong Zidisha bantu saya, terima kasih sebelumnya dan saya janji akan bayar tepat waktu.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$380.00
Date disbursed
May 30, 2016
Repayment status
On Time
Projected term
12 months
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