Emy
Karawang, Indonesia
100% repaid
Name
Emy
Member since
April 2015
On-time repayments
89 installments • 82%
I live in West Java, with my 2 children. I have a dream to support my children all the way till they enter university. I know that I would have to work hard to achieve that dream. I am selling fashion products, such as clothes, shoes, bags, and some beauty products. I am also working as an agent for gold and metal trading. I am also working other various jobs to support my husband and for our saving.
I never kept any stock of my product, I only market my product and when orders came, only then I will purchase the product from my agent. I am also trying to market my product online. Usually, I can earn around 30%-40$ of the selling price. I am planning to use the loan proceeds to pre-purchase some of the more popular products, so I can improve my turnover time. In addition, I am also looking at expanding my business to cover health products, that has become more and more popular nowadays.
Currently my business again is a good nice bedspreads and bed covers .Many once orders are coming but not all met due to lack of capital. for bedspreads size 1 (180x200) with details - purchase price = 75 __. 000 sale price cash = 85,000 (profit 13:33%), the selling price if the pay due or paid if a payday = 90,000 (profit 20%), the selling price if the 2 x pay or 2 months = 100,000 (33.33% gain). For bedspreads size 3 (120x200) with the details of the purchase price of 57,000, - the selling price of cash 65,000 (profit 14:03%), - the price of jualtempo 70,000 (profit 22.80%), - the selling price if paid 2 months = 80,000 (profit 40.35%), bedcover with details - purchase price = 275,000, 300,000 cash selling price (profit 9:09%), -the tempo selling 325,000 (profit 18:00%), - the selling price if the 2 month to pay 360,000 (30% gain). So it depends on the buyer to select which payment. In addition I use this loan money for stocking clothes for Eid because certainly a lot of people who need clothes for Eid usually I take advantage of 20% of the purchase price but I was selling cash. Zidisha please help me, thank you in advance and I promise to pay on time.
Show original Bahasa Indonesia
Saya tinggal di salah satu kota di jawa barat,indonesia. Saya tinggal di sebuah rumah kecil bersama suami dan 2 anak yang masih kecil-kecil. Saya orangnya tidak bisa diam, mudah bergaul, jujur, on time, dapat dipercaya sehingga saya punya banyak teman. Dengan perkembangan zaman seperti ini, saya merasa bahwa penghasilan suami saya yang hanya buruh di suatu pabrik percetakan tidak mencukupi untuk biaya pendidikan anak kami yang semakin lama semakin mahal. Saya harus bisa membantu menambah penghasilan untuk keluarga kami. Apalagi ditambah ibu saya yang mulai sakit -sakitan. Yang bisa saya lakukan saat ini cuma berjualan. Telah banyak yang saya jual dari produk kecantikan seperti oriflame, fashion seperti pakaian, sepatu, tas ,pulsa, saya jadi agen logam mulia juga.
Sistem dari usaha saya yaitu tidak ada stok barang dirumah, jadi setiap hari saya menyebarkan katalog, semakin banyak katalog yang saya sebar semakin banyak pembeli istilahnya sistem menjemput bola, setiap ada yang beli baru saya order. Saya juga menerima order apa aja sesuai permintaan konsumen, selain itu saya juga memasarkan dagangan via online, saya mengambil keuntungan antara 30%-40% produk, Jadi saya memohon para donatur mau membantu saya ,karena saya sangat membutuhkan bantuan ini. Terima kasih
Saat ini bisnis saya yang lagi bagus bagusnya adalah seprei dan bed cover .Banyak sekali orderan yang datang tapi belum semua terpenuhi karena kurangnya modal. untuk seprei ukuran 1 ( 180x200) dengan rincian - harga beli = 75
.000 harga jual cash = 85.000( keuntungan 13.33%), harga jual jika bayar tempo atau bayar kalau gajian=90.000( keuntungan 20%), harga jual jika 2 x bayar atau 2 bulan =100.000(keuntungan 33.33%) . Untuk seprei ukuran 3 (120x200) dengan rincian harga beli 57.000, - harga jual cash 65.000(keuntungan 14.03%),- harga jualtempo 70.000(keuntungan 22.80%),- harga jual jika bayar 2 bulan =80.000(keuntungan 40.35%), bedcover dengan rincian - harga beli= 275.000, harga jual cash 300.000(keuntungan 9.09%), -harga jual tempo 325.000( keuntungan 18.00%),- harga jual jika 2 bulan bayar 360.000(keuntungan 30%). Jadi tergantung pembeli mau pilih pembayaran yang mana. Selain itu uang pinjaman ini saya gunakan untuk menyetok baju buat lebaran karena pasti banyak orang yang butuh baju buat lebaran biasanya saya ambil keuntungan 20% dari harga beli tapi saya jual cash. Tolong Zidisha bantu saya, terima kasih sebelumnya dan saya janji akan bayar tepat waktu.
Positive
1
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$380.00
Date disbursed
May 30, 2016
Repayment status
On Time
Projected term
12 months
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Amount repaid
$399.00
Amount remaining
$0.00
Date repaid
Jul 22, 2017
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Jun 11, 2016 | $19.38 | Jun 7, 2016 | $19.38 |
Jun 18, 2016 | $19.38 | Jun 13, 2016 | $19.38 |
Jun 25, 2016 | $11.63 | Jun 24, 2016 | $11.63 |
Jul 2, 2016 | $11.63 | Jun 30, 2016 | $11.63 |
Jul 9, 2016 | $11.63 | Jul 7, 2016 | $11.63 |
Jul 16, 2016 | $11.63 | Jul 12, 2016 | $11.63 |
Jul 23, 2016 | $11.63 | Jul 18, 2016 | $11.63 |
Jul 30, 2016 | $11.63 | Jul 27, 2016 | $11.63 |
Aug 6, 2016 | $11.63 | Aug 3, 2016 | $11.63 |
Aug 13, 2016 | $11.63 | Aug 20, 2016 | $11.63 |
Aug 20, 2016 | $11.63 | Aug 20, 2016 | $11.63 |
Aug 27, 2016 | $11.63 | Aug 26, 2016 | $11.63 |
Sep 3, 2016 | $11.63 | Sep 4, 2016 | $11.63 |
Sep 10, 2016 | $11.63 | Sep 14, 2016 | $11.63 |
Sep 17, 2016 | $0.00 | ||
Sep 24, 2016 | $7.75 | Sep 19, 2016 | $7.75 |
Oct 1, 2016 | $7.75 | Oct 8, 2016 | $7.75 |
Oct 8, 2016 | $7.75 | Oct 10, 2016 | $7.75 |
Oct 15, 2016 | $7.75 | Oct 26, 2016 | $7.75 |
Oct 22, 2016 | $7.75 | Oct 26, 2016 | $7.75 |
Oct 29, 2016 | $7.75 | Oct 26, 2016 | $7.75 |
Nov 5, 2016 | $7.75 | Dec 2, 2016 | $7.75 |
Nov 12, 2016 | $7.75 | Dec 2, 2016 | $7.75 |
Nov 19, 2016 | $7.75 | Dec 2, 2016 | $7.75 |
Nov 26, 2016 | $7.75 | Dec 7, 2016 | $7.75 |
Dec 3, 2016 | $7.75 | Dec 21, 2016 | $7.75 |
Dec 10, 2016 | $7.75 | Dec 30, 2016 | $7.75 |
Dec 17, 2016 | $7.75 | Jan 11, 2017 | $7.75 |
Dec 24, 2016 | $7.75 | Jan 20, 2017 | $7.75 |
Dec 31, 2016 | $0.00 | ||
Jan 7, 2017 | $0.00 | ||
Jan 14, 2017 | $0.00 | ||
Jan 21, 2017 | $0.00 | ||
Jan 28, 2017 | $0.00 | ||
Feb 4, 2017 | $11.63 | Feb 2, 2017 | $11.63 |
Feb 11, 2017 | $11.63 | Feb 9, 2017 | $11.63 |
Feb 18, 2017 | $7.75 | Feb 22, 2017 | $7.75 |
Feb 25, 2017 | $7.75 | Feb 25, 2017 | $7.75 |
Mar 4, 2017 | $7.75 | Mar 6, 2017 | $7.75 |
Mar 11, 2017 | $0.00 | ||
Mar 18, 2017 | $4.65 | Mar 17, 2017 | $4.65 |
Mar 25, 2017 | $4.65 | Apr 2, 2017 | $4.65 |
Apr 1, 2017 | $4.65 | Apr 2, 2017 | $4.65 |
Apr 8, 2017 | $4.65 | Apr 7, 2017 | $4.65 |
Apr 15, 2017 | $4.65 | Apr 21, 2017 | $4.65 |
Apr 22, 2017 | $0.00 | ||
Apr 29, 2017 | $0.00 | ||
May 6, 2017 | $7.75 | May 7, 2017 | $7.75 |
May 13, 2017 | $0.00 | ||
May 20, 2017 | $9.30 | May 30, 2017 | $9.30 |
May 27, 2017 | $0.00 | ||
Jun 3, 2017 | $0.00 | ||
Jun 10, 2017 | $11.63 | Jun 13, 2017 | $11.63 |
Jun 17, 2017 | $11.63 | Jun 15, 2017 | $11.63 |
Jun 24, 2017 | $2.00 | Jul 22, 2017 | $2.00 |
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