Tea and dairy farming

Joseph Langat

Kiptenden, Kenya

100% repaid

Entrepreneur

Name

Joseph Langat

Member since

October 2015

On-time repayments

286 installments  •  66%

About Me

I grew up from a humble background being the last born. My primary school was about 2 kilometers where we used to walk every morning. This was so challenging based on my tender age.
My county (Kericho) is a tea zone area, therefore I grew up in such a wonderful tea zone area and I came to like it so much. I therefore developed a positive interest towards the crop and down in my heart I was longing in doing it in future.
After graduating from college, my father gave me a small portion of land to plant tea. I therefore worked on it until maturity where I started selling my tea to K.T.D.A for processing.
I have two children, a daughter and a son. They would like to be a Lawyer and Flight Engineer respectively. I do support their dream by making sure that they get quality education

My Business

Having been engaged in tea farming I realized that it can be a good source of income and thus I decided to do fully. I also do livestock farming mainly for milk production. I chose tea farming because the environment is favorable and it does well. Apart from selling the tea leaves for cash we do also have bonuses at the end of each depending on the kilograms one had delivered to the company.
From my profits I was able to buy a piece of land from my neighbor at Ksh. 600,000 and that is where I intend to relocate my family and build a permanent house. Reinvesting on tea farming has been one of my desirable dream because I am targeting 3 acre of tea plantation and from there I know I will be able to manage other emerging issues without any difficulty.
I use my salary in paying of my daughter’s fees and also paying for my own fees. I am currently pursuing Degree in Analytical Science (part-time) and I am sure completing my education will be a very important move in life.

Loan Proposal

after geting the loan facility, hoping that i will be successful, i intend to purchase more seedlings to increase on tea acreage, which will cost approximately 100us dollars. as a result of high productivity, this will demand more labour from the community hence creating employment opportunities, the living standard of the community will go up. in addition my living standard my family will go up, enabling me to educate my childrens to better schools and the rest of my extended family will benefit by geting some financial assistance whenever there is a need . i will also be willing to extend my hand financially to the needy like orphans and the less fortunates in the society.i hope that my business will grow and doubles the returns by half.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$200.22

Date disbursed

Nov 26, 2015

Repayment status

On Time

Projected term

3 months

Cost to entrepreneur

Service fee: $10.01

Upon joining Zidisha, Joseph paid a lifetime membership fee of $8.73.

Joseph opted to pay $117.86 into the Zidisha Members Loan Fund in return for a higher starting credit limit.

Lenders

A

Anninymouse

Southampton, United Kingdom

Sideburnjack

Conroe, TX, United States

D

Delph007

Den Haag, Netherlands

P

pewatz

Tuebingen, Germany

carlos vendrell

Barcelona, Spain, Philippines

K

Krokslatt

Mölndal, Sweden

G

garrybuck

Oro Valley, United States

cyrus0302

San Francisco, United States

D

drjofleming

UK, United Kingdom

D

Davieboy

Melbourne, Australia

Charmonica

London, United Kingdom

J

JBosshardt

Redmond, United States

F

Fiodal

Helsinki, Finland

M

m_dennis

Toronto, Canada

Raoul72

Naarden, Netherlands

AWeber

Washington, DC, United States

Zidisha

Sterling, United States

J

JakeA

Wellington, New Zealand

P

PeaceandLove

Morro Bay, United States

C

cjmenchaca

Austin, United States

J

Joyful

Philadelphia, United States

B

blahblah

Nuernberg, Germany

H

Halli

Bottrop, Germany

J

jdhowa2

Louisville, KY, United States

R

RosemariHerrero

Stockholm, Sweden

JimVandegriff

Trinidad, California, United States

beverly

Vancouver, Canada

CharlieBfl

Vaduz, Liechtenstein

J

jjonas

berlin, Germany

EmilAsker

Lomma, Sweden

B

Bavarian

Bavaria, Germany

B

bhalter

Eau Claire, United States

ProfStick

Grassy Head, Australia

indeh

London, United Kingdom

J

Jaslogic

Castle Rock, United States

rasmus

Bern, Switzerland

H

HildeK

Rogaland, Norway

Shasta

Erie, United States

T

toscoman

Adliswil, Switzerland

Erica

Caledon, Canada

B

bopsquod

Seattle, Wa, United States

kickerofelves

Sao Paulo, Brazil

Cloudways

Malta, Malta

P

planespotter

Berlin, Germany

B

bugsheep

Houston, United States

lorello

Vicopisano, Italy

B

Bully

Konstanz, Germany

braccino

Settimo Milanese MI, Italy

B

BClay

Campbell, United States

M

marcelitohb

Bremen, Germany

ads68

Melbourne, Australia

P

Patrick5678

Beijing, China

Y

Yevrahs

Dallas, Texas, United States

doflynn

Dublin, Ireland

Vintagebeeinc

Youngsville NC, United States

L

leeirel

Edmonton, Canada

P

PHU99

Zwingenberg, Germany

basicus

Cairo, Egypt

S

sersche

Zurich, Switzerland

A

alkemyst

Geneve, Switzerland

andyt

Jersey City, United States

JC

Jordi Cohen

New York, NY, United States

K

KnutG

Bergen, Norway

B

BassFamily

Tremonton, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

F

fundfinite

Wellington, New Zealand

M

mmisoo

Nova Dubnica, Slovakia

S

Spelbreker

Zwijnaarde, Belgium

S

seikatsu

Palo Alto, CA, United States

mepster

San Francisco, Ca, United States

Grant Xavier Storer

Seattle, Wa, United States

WE

Wendy Emlyn

Devon, United Kingdom

Arend Thorp

Brooklyn, NY, United States

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