Theresia

Nairobi, Kenya

100% repaid

Entrepreneur

Name

Theresia

Member since

December 2011

On-time repayments

122 installments  •  39%

About Me

I am a Kenyan citizen, married with a boy and two girls. I have government training in early childhood development (ECD). I am currently pursuing my national diploma in ECD. I have worked in several private education institutions (Private School) since 1993 when I completed my formal education. My bitter realization was that many of our children cannot get quality early childhood education because the fees charged by these institutions are out of reach for our poor children.

This has led to many of our children seeking refuge in other backstreet informal schools set up by insincere business people whose objectives are to exploit the situation. These schools end up either not even paying its teachers in time or at all leading to very high rate of teacher turn over, there by denying the children the much needed continuity and consistency.

This made me quit employment from a private school situated in my current residential place. My main objective was to provide this much needed early childhood education to our poor children who were always being sent out of these schools for lack of school fees. I, in collaboration with other well wishers, set up a kindergarten named “The Terrian School”. We ask parents to pay a small fee (Kshs 500 or USD 5.5 per month) to help sustain teachers, who are more of volunteers. We, however, do not send any child away for lack of fees. Our children mostly come from poor parents who are either house helps or working as labourers around the estate.

It is in this background that I make this request for a loan (of USD 1,000 at interest rate of 10%) to facilitate the expansion of this Early Childhood Education Project, which provides educational opportunities for our poor children and employment opportunities to teachers.

My Business

The Terrian School:
Since the Kenya Government is currently not funding early childhood education, we saw it an obligation to work to assist the majority of our society whose children could not get better education. It with this background, that the idea to start The Terrian School was conceived. The school is situated in Utawala – Githunguri estate. Our children mostly come from poor parents who are either house helps or working as labourers around the estate.

Since inception of The Terrian School in January 2005, we dispatch an average of 30 pupils to standard one in public primary schools every year. The parents suggested that we incorporate lower primary school levels and in January 2009 we introduced standard one. Currently we have Baby Class, Nursery, Pre-Unit, Standards One, Two and Three, a pupil population of about 70, and four teachers. Our teachers are working as volunteers, being given a token of 3,500/= to 4,000/= a month, and are motivated by the fact that they give hope to those who were otherwise hopeless.

We have tried our best and our former children are doing very well in whichever schools they join.

Loan Proposal

Terrian academy is growing. We currently have a pupil population of 95. We expect this number to grow to approximately 150 by end of the month. We have 6 teachers, including me.
We have moved to class five. Due to shortage of room / classes, all pre-school children, numbering 30, are sharing one class while class 4 and 5 are also sharing one class. We also do not have an office.
The loan we are requesting from lenders, will be used to put up two more classes (to take class five and baby class) and an office.

Feedback

17

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,005.00

Date disbursed

Jan 17, 2013

Repayment status

On Time

Projected term

12 months

Lenders

W

wmonroe

Paris, France

R

Raabo

Rungsted, Denmark

KYLE LARSON

Little Falls, United States

B

Bena

Winnipeg, Canada

eagle3

Grand Ledge, United States

G

Gastao

Covilhã, Portugal

bluntpixel

Durham, United Kingdom

S

SarahJoy

Peterborough, Canada

Hope2012

United Kingdom

B

Bpryse

Long beach, United States

P

ploeger

Perkasie, United States

Rdcmole

Cincinnati, United States

LadyofHats

Hamburg, Germany

Judith

London, United Kingdom

traciyoshiyama

Honolulu, United States

F

Fiodal

Helsinki, Finland

H

hugh1

Co Kerry, Ireland

S

share

Whitby, Canada

MakeSense

-, St. Kitts and Nevis

A

amyor2

Caloundra, Australia

T

tonilends

catalonia is not:, Spain

BenRump

Washington DC, United States

J

Jaslogic

Castle Rock, United States

Sundstroms

Falun, Sweden

S

suzerain

Kuala Lumpur, Malaysia

J

Jeb33red

Bourne end, United Kingdom

Creole1

Mobile, Alabama, United States

A

aiban

Austin, United States

pentatonicscale

Niiza-shi, Japan

vinnio

Burlingame California, United States

M

MorganBlue

United States

Maartje

Hinteregg, Switzerland

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Summary

Amount repaid

$1,092.49

Amount remaining

$0.00

Date repaid

Jan 30, 2014

Status

Fully repaid

Repayment History

Expected Payments Actual Payments
Apr 15, 2013 $99.32 Apr 13, 2013 $99.32
May 15, 2013 $99.32 Apr 13, 2013 $0.68
May 23, 2013 $98.64
Jun 15, 2013 $99.32 May 23, 2013 $1.36
Jun 16, 2013 $97.95
Jul 15, 2013 $99.32 Jun 16, 2013 $2.05
Jul 30, 2013 $97.27
Aug 15, 2013 $99.32 Jul 30, 2013 $12.14
Sep 5, 2013 $87.18
Sep 15, 2013 $99.32 Sep 5, 2013 $89.29
Oct 14, 2013 $10.02
Oct 15, 2013 $99.32 Oct 14, 2013 $99.32
Nov 14, 2013 $99.32 Oct 14, 2013 $0.07
Dec 3, 2013 $99.25
Dec 14, 2013 $99.32 Dec 3, 2013 $18.40
Dec 19, 2013 $80.92
Jan 14, 2014 $99.32 Dec 19, 2013 $0.26
Jan 21, 2014 $58.82
Jan 30, 2014 $40.24
Feb 14, 2014 $99.32 Jan 30, 2014 $99.32

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